Result
-€217,182 -€217,182
From profit to loss in 2025, after a profit of €536,043 in 2024.
VYMBROMO
Lifetime
7 annual accounts with figures on one time axispeak €626,965 (2024)
-€161,016▼ €787,980
lowest -€217,182 (2025)
-€217,182▼ €753,225
peak €1.0m (2024)
€809,202▼ 21.2%
€2.5m▼ 6.9%
Board4 names since 2019
3 directorsMECREA and 2 others
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Gross margin from €626,965 to -€161,016Loss of €217,182Equity from €1.0m to €809,202Cash from €413,297 to €25,926
Key points
from the 2025 annual accountsDebts
€2.5m 73% of the balance sheet
Financial debts 8%Suppliers 2%Taxes and wages 0%Other 90%
Of this, €2.3m falls due within a year.
Position in the sector
-€217,182
Lower net result than 94% of companies in real estate. Sector median €9,997 · 11,290 companies.
Turnover not published (abbreviated format)
Checked score
82
Excellent
Financially stronger than 19% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.2 percentage points vs 08-2025
10-2025: 1.4%▲ +0.6 percentage points vs 09-2025
11-2025: 1.5%▲ +0.1 percentage points vs 10-2025highest value
12-2025: 0.1%▼ -1.4 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.3%▲ +0.1 percentage points vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.73, cash €25,926, halved
Loss of €217,182 (financial year 2025)
lowers risk
Size: total assets €3.4m
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 44% of them on solvency, 13% on liquidity, 4% on profitability and 16% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 748 companies had the same profile as VYMBROMO has now. Each dot stands for 2 companies, two years later.
96.7%
were still trading
1.9%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VYMBROMO itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 748 companies, not a prediction for VYMBROMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.73 (0.73 in 2024), below 1. Short-term debt is 66.9% and cash 0.8% of total assets. 76% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 days early
2024
92 days late
2023
on the day
2022
on the day
2021
31 days late
2020
31 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANDE VYVERE Philippe Joseph Gerard Rachel founderdeed of 14-08-2019
Recent changes
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw of aanleggen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie and 2 more · Lochristi
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0731869057
1 director appointed, 1 resignation
Resignation: GRIMAC NV · Permanent representatives: Jean VANDE VYVERE, Michel VANDE VYERE and Guy VANDE VYVERE · Appointment: VYBROS REAL ESTATE BV · General meeting of 31-10-2024 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Nieuwbouw of aanleggen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie and 4 more · Lochristi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VYMBROMO Wortegem-Petegem | €3.4m | -€161,016 | 24.0% | - |
| Waregem RE Waregem | €2.9m | -€79,007 | 41.7% | 0 |
| DEEP CHILL Knokke-Heist | €3.2m | -€29,475 | 58.9% | 0 |
| GOS CONSTRUCTIONS Chaudfontaine | €3.0m | -€37,979 | -9.5% | - |
| Driekant Lokeren | €3.0m | -€155,165 | -32.6% | - |
| Do Upkot Ghent | €4.2m | -€9,829 | 27.6% | 0 |
| Fanipama Nazareth-De Pinte | €2.8m | -€15,358 | 6.5% | - |
These companies have the same main activity as VYMBROMO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €2.8m and €4.2m, founded between 2017 and 2021.
Official details
Source: KBO- Status
- Active since 31-07-2019Normal situation
- Registered office
- 43 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.294.161.8469790 Wortegem-Petegem, since 31-07-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 28-02-2025
Annual accounts 2025
- €3.4m▼ 10.7%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on VYMBROMO
VYMBROMO files the abbreviated format. That format states no turnover. The gross margin fell from €53,603 in 2019 to -€161,016 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VYMBROMO
- What is the company number of VYMBROMO?
- The company number of VYMBROMO is 0731.869.057. The VAT number is the same number with BE in front: BE 0731.869.057.
- Where is VYMBROMO based?
- The registered office is at Kleistraat (W.) 8, 9790 Wortegem-Petegem.Company details
- What does VYMBROMO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of VYMBROMO?
- VYMBROMO is a private limited company (BV).
- When was VYMBROMO founded?
- VYMBROMO was founded on 31-07-2019.
- Is VYMBROMO still active?
- Yes, VYMBROMO is an active enterprise in the KBO register.
- What is the turnover of VYMBROMO?
- The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
- Is VYMBROMO profitable?
- In financial year 2025, VYMBROMO made a loss of €217,182.
- Where can I find the annual accounts of VYMBROMO?
- VYMBROMO filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VYMBROMO due?
- VYMBROMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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