VYMA CONSTRUCTIMMO
ActiveSummary
The computed 12-month bankruptcy probability of VYMA CONSTRUCTIMMO is 2.4% (moderate). The 2024 annual accounts show equity of €4,797 and a net result of -€253. Equity remains stable across the filed financial years (±0.5% per year). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €4,797
- Loss
- -€253
Why 53raises riskFigures for financial year 2024 (filed 22-08-2025)Liquidity: current ratio 39.54lowers riskSize: total assets €5,180Founded in 1990Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 19% on profitability and 31% on growth.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 6 accounts on average 37 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- Annual accounts filedfinancial year 2022 · micro…
Financials · financial year 2024, micro format
2020 to 2024, 5 financial years 2018 to 2024, 7 financial years
The operating result stays negative: a loss of €253 in 2024 against €131 in 2023; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | - | - | €131 | €253 | ▲ 93.1% |
| Operating profit (loss)9901 | - | - | - | - | - | -€131 | -€253 | ▼ 93.1% |
| Profit (loss) for the period before taxes9903 | - | - | - | - | - | -€131 | -€253 | ▼ 93.1% |
| Profit (loss) for the period9904 | - | - | - | - | - | -€131 | -€253 | ▼ 93.1% |
| Profit (loss) for the period to be appropriated9905 | - | - | - | - | - | -€131 | -€253 | ▼ 93.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | = |
| Current assets29/58 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | = |
| Amounts receivable within one year40/41 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | = |
| Trade receivables40 | - | - | - | €5,180 | €5,180 | €5,180 | €5,180 | = |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | = |
| Equity10/15 | €5,180 | €5,180 | €5,180 | €5,180 | €5,180 | €5,049 | €4,797 | ▼ 5.0% |
| Contributions10/11 | €6,197 | €6,197 | - | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €3,224 | €3,224 | €3,224 | €3,224 | €3,224 | €3,224 | €3,224 | = |
| Non-distributable reserves130/1 | - | - | - | €620 | €620 | €620 | €620 | = |
| Reserves not available under the articles1311 | - | - | - | €620 | €620 | €620 | €620 | = |
| Distributable reserves133 | - | - | - | €2,604 | €2,604 | €2,604 | €2,604 | = |
| Profit (loss) carried forward14 | -€4,241 | -€4,241 | -€4,241 | -€4,241 | -€4,241 | -€4,372 | -€4,624 | ▼ 5.8% |
| Amounts payable17/49 | - | - | - | - | - | €131 | €383 | ▲ 192% |
| Amounts payable within one year42/48 | - | - | - | - | - | - | €131 | - |
| Other amounts payable47/48 | - | - | - | - | - | - | €131 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €131 | €253 | ▲ 93.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | - | - | - | - | - | -€131 | -€253 | ▼ 93.1% |
| Operating cash flow (approximation) | - | - | - | - | - | -€131 | -€253 | ▼ 93.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
About the unread acts
We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Register details
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 9 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11642C0660/00R000 | Flanders | 9,950 m² | 1 · 168 m² | 9.5 m · 2 |