Financials
- Fiscal year
- 2025
- Total assets
- €4,465
- Loss
- -€2,336
- Solvency
- -7.5%
VWM CONSULT
ActiveSummary
The computed 12-month bankruptcy probability of VWM CONSULT is 4.2% (elevated). The 2025 annual accounts show negative equity (-€336) and a net result of -€2,336. The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Overview
Activity
Activity not known1 site
Size
€4,465total assets 2025
- Equity
- -€336
- Loss
- -€2,336
Turnover not published (abridged schema)
Structure
Accounts filed 49 d late0 of 1 deed read
Why 46- Latest accounts 49 days late; 1 of the last 3 late- Ex-officio strike-off in the KBO+ Size: total assets €4,465+ Liquidity: current ratio 0.93, cash €4,465Show the evidence
Checked score
Score 2025
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 17% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
17
equity -7.5% of total assets
Liquidity
50
short-term debt 107.5% · cash 100.0%
Profitability
0
return on assets -52.3%
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 2.4%lowest value
01-2026: 2.5%▲ +2.5% vs 12-2025
02-2026: 2.5%▲ +1.9% vs 01-2026
03-2026: 3.1%▲ +21.6% vs 02-2026
04-2026: 3.1%▲ +0.7% vs 03-2026
05-2026: 3.4%▲ +9.5% vs 04-2026
06-2026: 3.6%▲ +6.2% vs 05-2026
07-2026: 3.6%▼ -0.5% vs 06-2026
08-2026: 3.5%▼ -2.1% vs 07-2026
09-2026: 3.5%● +0.0% vs 08-2026
10-2026: 4.2%▲ +20.1% vs 09-2026highest value
- Size: total assets €4,465 lowers the probability for this profile
- Latest accounts 49 days late; 1 of the last 3 late raises the probability
- Ex-officio strike-off in the KBO raises the probability
- Liquidity: current ratio 0.93, cash €4,465 lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 13%, liquidity 35%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
49 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
- Annual accounts filedfiscal year 2025 · micro…
- Address struckevent 24-08-2026
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 18-09-2026Annual accounts filed
- 07-09-2026Address struck
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 06-11-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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