VW Pro
ActiveVW Pro has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €800k and a net result of €101k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 89% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 10.34 against 11.42 in 2023), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91%
Return on assets
11.5%
Age of the figures
20 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
34 d early
2022
49 d early
2021
53 d early
2020
44 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€800k▲ 4.8%
2023 · €764k
2018: €374k
2019: €435k
2020: €499k
2021: €578k
2022: €655k
2023: €764k
2018 → 2024
Total assets
€880k▲ 6.2%
2023 · €828k
2018: €508k
2019: €582k
2020: €639k
2021: €629k
2022: €721k
2023: €828k
2018 → 2024
Net result
€101k▼ 6.3%
2023 · €108k
2018: €70k
2019: €63k
2020: €65k
2021: €92k
2022: €104k
2023: €108k
2018 → 2024
Working capital
€722k▲ 10.8%
2023 · €652k
2018: €345k
2019: €419k
2020: €489k
2021: €566k
2022: €648k
2023: €652k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€499k-€578k▲ 15.8%€655k▲ 13.4%€764k▲ 16.5%€800k▲ 4.8%
Operating result€99k-€134k▲ 35.9%€151k▲ 12.4%€152k▲ 0.5%€136k▼ 10.3%
Net result€65k-€92k▲ 41.6%€104k▲ 12.5%€108k▲ 4.2%€101k▼ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €880k
Fixed assets
€80k▼ 29.7%
Current assets
€800k▲ 11.9%
Equity and liabilities €880k
Equity
€800k▲ 4.8%
Debt
€79k▲ 22.9%
The debt ratio rises from 7.8% to 9.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€170k▼
2023 · €175k
Cash flow
€135k▲
2023 · €132k
Solvency
91.0%▼
2023 · 92.2%
Current ratio
10.34▼
2023 · 11.42
Quick ratio
10.34▼
2023 · 11.42
Debt / equity
0.10▲
2023 · 0.08
ROE
12.7%▼
2023 · 14.2%
ROA
11.5%▼
2023 · 13.1%
Interest coverage
157.91▲
2023 · 146.52
Debt
€79k▲
2023 · €65k
Debt ≤ 1 year
€77k▲
2023 · €63k
Income taxes
€45k▼
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€828k€880k▲
Fixed assets21/28€114k€80k▼
Tangible fixed assets22/27€114k€80k▼
Furniture and vehicles24€111k€78k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€714k€800k▲
Amounts receivable within one year40/41€204k€258k▲
Trade receivables40€24k€8k▼
Other amounts receivable41€180k€250k▲
Current investments50/53-€447k
Cash at bank and in hand54/58€510k€93k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€828k€880k▲
Equity10/15€764k€800k▲
Contributions10/11€12k€250▼
Reserves13€751k€800k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€19k€19k=
Distributable reserves133€733k€781k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€65k€79k▲
Amounts payable within one year42/48€63k€77k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€40k€23k▼
Taxes450/3€40k€23k▼
Other amounts payable47/48€17k€50k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€34k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€242€0▼
Gross operating margin9900€177k€172k▼
Operating profit (loss)9901€152k€136k▼
Financial income75/76B€7k€11k▲
Recurring financial income75€7k€11k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€157k€146k▼
Income taxes67/77€49k€45k▼
Profit (loss) for the period9904€108k€101k▼
Profit (loss) for the period to be appropriated9905€108k€101k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€101k▼
Transfer from equity791/2€0€53k▲
Transfer to equity691/2€108k€101k▼
To other reserves6921€108k€101k▼
Profit to be distributed694/7€0€53k▲
Return on contributions (dividend)694€0€53k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €108k ▲4.2%
Operating result €152k, net result €108k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 12.42
Current ratio from 4.53 to 12.42; short-term debt falls from €138k to €50k.
31-12
Financial
Equity above €500kEq €578k ▲15.8%
4 profitable years in a row build equity to €578k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €63k ▼9.5%
Net result drops to €63k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Windmolenstraat 343800 Sint-TruidenGround area
1,109 m²
Building footprint
159 m²
Volume, LiDAR
1,026 m³
Parcel 71009A0478/00A000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VW Pro
since 20072.163.314.289
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009A0478/00A000 | Flanders | 1,108 m² | 1 · 159 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IDEAS EUROPE
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STEVE MUYLLE
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 30,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.