Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of VVU COACHING is 0.3% (very low). The 2025 annual accounts show negative equity (€-5k) and a net result of €33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 233 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 5 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.3%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Trust signals
3 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€33k
Working capital€-202k+23.7%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 09-06-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 85 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -2.0% | 43.1% | |
| Net result | €33k | €12k | |
| Equity | €-5k | €25k | |
| Gross operating margin | €111k | €29k | |
| Staff costs | €34k | €30k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€74k
+272.2%
+116% vs sector
€33k
-
+148% vs sector
€72k
+281.7%
+132% vs sector
€228k
-14.3%
-21% vs sector
€-5k
+87.7%
far below sector median
€-202k
+23.7%
far below sector median
1
-9.1%
21-25
€34k
+27.9%
far above sector median
€66
-26.9%
-97% vs sector
€233k
-23.3%
+117% vs sector
€218k
-23.2%
far above sector median
€15k
-24.9%
-95% vs sector
0.07
+8.6%
-97% vs sector
0.07
+8.6%
-97% vs sector
-2.0%
+85.7%
far below sector median
-50.98
-525.2%
far below sector median
-715.3%
-
far below sector median
14.3%
-
+21% vs sector
60.45
+186.9%
+15% vs sector
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €74k |
| Net profit | €33k |
| Cash flow | €72k |
| Staff costs | €34k |
| Income taxes | €66 |
| Dividends | - |
| Total assets | €228k |
| Equity | €-5k |
| Debt | €233k |
| of which ≤ 1y | €218k |
| of which > 1y | €15k |
| Working capital | €-202k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.07 |
| Quick ratio | 0.07 |
| Working capital ratio | -88.6% |
| Solvency | -2.0% |
| Debt / equity | -50.98 |
| Long-term debt ratio | -3.31 |
| Interest coverage | 60.45 |
| Gross margin | - |
| Net margin | - |
| ROA | 14.3% |
| ROE | -715.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €228k |
| Fixed assets | 21/28 | €213k |
| Intangible fixed assets | 21 | €1k |
| Tangible fixed assets | 22/27 | €205k |
| Financial fixed assets | 28 | €7k |
| Current assets | 29/58 | €15k |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €228k |
| Equity | 10/15 | €-5k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-7k |
| Amounts payable | 17/49 | €233k |
| Amounts payable after one year | 17 | €15k |
| Amounts payable within one year | 42/48 | €218k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €111k |
| Operating result | 9901 | €34k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €33k |
| Income taxes | 67/77 | €66 |
| Net result for the period | 9904 | €33k |
| Result to be appropriated | 9905 | €33k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2025 · computed16
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationFit en Fix
since 20212.314.867.683
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,478 m²
Buildings2
Building footprint336 m²
Volume (LiDAR)892 m³
Tallest building12.4 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41304F0181/00V000 | Flanders | 3,114 m² | 1 · 215 m² | - |
| 41304G0089/00M000 | Flanders | 1,364 m² | 1 · 120 m² | 12.4 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes40
/ 100
Fragile profile, watch profitability in particular.
Health
16
Profitability
0
Solvency
33
Growth
58
Stability
94
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Primary activity highlighted.
Names & trade names
| Legal nameNL | VVU COACHING |
Registered office
Koeistraat 44
9300 Aalst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.