VVD CONSULTING
ActiveVVD CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €114k. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▼-7
Growth23▲+1
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 2.25 in 2024; short-term debt: 41% and cash: 17.1% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
34.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
5 d late
2022
4 d late
2021
54 d early
2020
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€240k=
2024 · €240k
2020: €383k
2021: €317k
2022: €335k
2023: €352k
2024: €240k
2020 → 2025
EBIT margin
65.8%▼ 2.8pp
2024 · 68.6%
2020: 89.1%
2021: 86.0%
2022: 81.9%
2023: 83.5%
2024: 68.6%
2020 → 2025
Net result
€114k▼ 7.7%
2024 · €123k
2020: €253k
2021: €200k
2022: €209k
2023: €218k
2024: €123k
2020 → 2025
Working capital
€117k▼ 15.7%
2024 · €139k
2020: €193k
2021: €98k
2022: €147k
2023: €78k
2024: €139k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€317k-€335k▲ 5.5%€352k▲ 5.2%€240k▼ 31.9%€240k=
Equity€303k-€345k▲ 13.7%€268k▼ 22.4%€216k▼ 19.2%€195k▼ 10.1%
Operating result€273k-€274k▲ 0.4%€294k▲ 7.3%€165k▼ 44.0%€158k▼ 4.1%
Net result€200k-€209k▲ 4.6%€218k▲ 4.5%€123k▼ 43.6%€114k▼ 7.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€78k▲ 0.1%
Current assets
€252k▲ 0.7%
Equity and liabilities €330k
Equity
€195k▼ 10.1%
Debt
€135k▲ 21.2%
The debt ratio rises from 34.0% to 41.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€159k▼
2024 · €166k
Cash flow
€115k▼
2024 · €124k
Solvency
59.0%▼
2024 · 66.0%
Current ratio
1.87▼
2024 · 2.25
Quick ratio
1.87▼
2024 · 2.25
Debt / equity
0.69▲
2024 · 0.51
ROE
58.4%▲
2024 · 56.9%
ROA
34.5%▼
2024 · 37.6%
Interest coverage
1121.86▼
2024 · 1168.34
Debt
€135k▲
2024 · €111k
Debt ≤ 1 year
€135k▲
2024 · €111k
Income taxes
€46k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€328k€330k▲
Fixed assets21/28€77k€78k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€869€1k▲
Financial fixed assets28€74k€74k=
Current assets29/58€250k€252k▲
Amounts receivable after more than one year29€111k€97k▼
Other amounts receivable291€111k€97k▼
Current investments50/53€99k€98k▼
Cash at bank and in hand54/58€41k€56k▲
Deferred charges and accrued income490/1€37€37=
Equity and liabilities
Total equity and liabilities10/49€328k€330k▲
Equity10/15€216k€195k▼
Profit (loss) carried forward14€216k€195k▼
Amounts payable17/49€111k€135k▲
Amounts payable within one year42/48€111k€135k▲
Trade debts44€23k€1k▼
Suppliers440/4€23k€1k▼
Taxes, remuneration and social security45€61k€128k▲
Taxes450/3€61k€128k▲
Other amounts payable47/48€27k€6k▼
Income statement
Code20242025
Turnover70€240k€240k=
Goods, raw materials, services and sundry goods60/61€80k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€954€1k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€173k€161k▼
Operating profit (loss)9901€165k€158k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€142€142=
Recurring financial charges65€142€142=
Profit (loss) for the period before taxes9903€167k€160k▼
Income taxes67/77€44k€46k▲
Profit (loss) for the period9904€123k€114k▼
Profit (loss) for the period to be appropriated9905€123k€114k▼
Appropriation of the result
Profit (loss) to be appropriated9906€391k€330k▼
Profit (loss) brought forward from the previous period14P€268k€216k▼
Profit to be distributed694/7€174k€135k▼
Return on contributions (dividend)694€174k€135k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €114k ▼7.7%
Net result drops to €114k, the lowest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ellezelles · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haizette 277890 EllezellesGround area
1,056 m²
Building footprint
119 m²
Parcel 51017B0474/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VDD CONSULTING
since 20202.298.649.976
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51017B0474/00D000 | Wallonia | 1,056 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,132 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vincentvandamme7800@gmail.com
Phone:+32478390527