VUYCO
ActiveSummary
VUYCO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €91k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+2
Solvency50▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.32 in 2024; short-term debt: 41.4% and cash: 60.7% of total assets), but 75% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
14.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
135 d early
2024
36 d early
2023
36 d early
2022
34 d early
2021
96 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▼ 31.2%
2024 · €226k
2018: €76k
2019: €139k
2020: €213k
2021: €219k
2022: €219k
2023: €414k
2024: €226k
2018 → 2025
Total assets
€621k▲ 15.5%
2024 · €538k
2018: €114k
2019: €186k
2020: €247k
2021: €330k
2022: €334k
2023: €533k
2024: €538k
2018 → 2025
Net result
€91k▲ 29.2%
2024 · €71k
2018: €63k
2019: €64k
2020: €74k
2021: €82k
2022: €86k
2023: €196k
2024: €71k
2018 → 2025
Working capital
€178k▲ 121%
2024 · €81k
2018: €50k
2019: €115k
2020: €197k
2021: €292k
2022: €301k
2023: €261k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219k-€219k=€414k▲ 89.2%€226k▼ 45.4%€156k▼ 31.2%
Operating result€105k-€110k▲ 5.2%€246k▲ 124%€89k▼ 63.7%€109k▲ 22.0%
Net result€82k-€86k▲ 5.1%€196k▲ 127%€71k▼ 64.0%€91k▲ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €621k
Fixed assets
€186k ▼ 8.7%
Current assets
€436k ▲ 30.2%
Equity and liabilities €621k
Equity
€156k ▼ 31.2%
Debt
€466k ▲ 49.3%
Debt's share of the balance-sheet total rises from 58.0% to 75.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€128k▲
2024 · €108k
Cash flow
€110k▲
2024 · €89k
Current ratio
1.69▲
2024 · 1.32
Debt to equity
2.99▲
2024 · 1.38
ROE
58.6%▲
2024 · 31.2%
ROA
14.7%▲
2024 · 13.1%
Interest coverage
44.97▲
2024 · 33.05
Debt ≤ 1 year
€257k▲
2024 · €254k
Debt > 1 year
€47k▼
2024 · €57k
Income taxes
€24k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€538k€621k▲
Fixed assets21/28€204k€186k▼
Tangible fixed assets22/27€204k€186k▼
Land and buildings22€146k€143k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€55k€41k▼
Other tangible fixed assets26€1k€812▼
Current assets29/58€334k€436k▲
Amounts receivable within one year40/41€25k€23k▼
Trade receivables40€21k€23k▲
Other amounts receivable41€3k-
Current investments50/53€270k€35k▼
Cash at bank and in hand54/58€39k€377k▲
Deferred charges and accrued income490/1€33-
Equity and liabilities
Total equity and liabilities10/49€538k€621k▲
Equity10/15€226k€156k▼
Contributions10/11€19k€19k=
Reserves13€137k€137k=
Tax-exempt reserves132€310€310=
Distributable reserves133€137k€137k=
Profit (loss) carried forward14€71k-
Amounts payable17/49€312k€466k▲
Amounts payable after more than one year17€57k€47k▼
Financial debts170/4€57k€47k▼
Amounts payable within one year42/48€254k€257k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€233k€234k▲
Accrued charges and deferred income492/3€859€162k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-2k
Other operating charges640/8€3k€816▼
Non-recurring operating charges66A-€147
Gross operating margin9900€111k€127k▲
Operating profit (loss)9901€89k€109k▲
Financial income75/76B€3k€9k▲
Recurring financial income75€3k€9k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€89k€115k▲
Income taxes67/77€19k€24k▲
Profit (loss) for the period9904€71k€91k▲
Profit (loss) for the period to be appropriated9905€71k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€267k€162k▼
Profit (loss) brought forward from the previous period14P€196k€71k▼
Transfer from equity791/2€62k-
Profit to be distributed694/7€258k€162k▼
Return on contributions (dividend)694€258k€162k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €196k ▲127%
Operating result €246k, net result €196k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €213k ▲53%
3 profitable years in a row build equity to €213k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €139k ▲83.4%
2 profitable years in a row build equity to €139k.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 339810 Nazareth-De PinteGround area
1,965 m²
Building footprint
150 m²
Volume, LiDAR
848 m³
Parcel 44048D0734/00D000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VUYCO
since 20172.269.775.056
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048D0734/00D000 | Flanders | 1,965 m² | 1 · 150 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,264 EUR awarded · 2,451 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,264 EUR | 2,264 EUR |
| 2023 | 1 | 0 EUR | 187 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
VERGUCHT & CONRADI
BE 0893.196.388
Ternat · Eq €155,573
ADVOCAAT JOHAN BOGAERT
BE 0896.062.046
Pittem · Eq €155,559
MIET JAME ADVOCAAT
BE 0668.389.881
Hasselt · Eq €155,545
BERND BOGAERT ADVOCATENKANTOOR
BE 1010.576.682
Hamme (Vl.) · Eq €155,633
Yannick Van den broeke
BE 0790.398.857
Zoersel · Eq €155,479
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,522 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.