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VUUR & TECHNIEK

Active Private limited companyfounded 2008active for 18 yearsKolmenstraat 1150, 3570 AlkenKBO/BCE: BE 0896.737.680

Lifetime

18 annual accounts with figures on one time axis
Gross marginpeak €147,338 (2022)
€102,834▼ 5.0%
Resultlowest -€14,701 (2017)
€4,594▼ 82.9%
Equitypeak €240,464 (2024)
€159,873▼ 33.5%
Debts
€468,926▲ 29.8%
Staffpeak 1.2 FTE (2014)
0.8 FTE▲ 100%
Board2 names since 2021
2 directorsTHEYS Liesbeth and 1 other
Documentsfilings and deeds
03-07-202628 days before the deadline
2025abbreviated format
Result from €26,921 to €4,594Staff from 0.4 FTE to 0.8 FTEDividend €85,184Equity from €240,464 to €159,873Debts from €361,332 to €468,926Cash from €24,540 to €6,461

Key points

from the 2025 annual accounts

Equity

€159,873 ▼ 33.5%
240,4642024+4,594Profit-85,184Dividend159,8732025

VUUR & TECHNIEK paid out €85,184 in dividends. That is 1,854% of the 2025 profit.

Turnover

≈ €350,000 estimated

The accounts state no turnover.

Debts

€468,926 75% of the balance sheet
Financial debts 44%Suppliers 17%Taxes and wages 0%Other 39%

Of this, €264,376 falls due within a year.

Staff

2 employees on 31-12-2025
312021012022232023212024212025

In 2025, 2 people joined and 1 left.

Liquidity

0.93 was 1.42 in 2024

Short-term debts rose from €159,272 to €264,376.

Filings

18 annual accounts since 2008
AprilJune31 JulyOctober2010201520202025

The last five annual accounts were filed 3 to 34 days before the end of the period.

Checked score

78
Excellent
Financially stronger than 22% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.4 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026

Financial strength
Average

Solvency
50-15equity 25.4% of total assets
Liquidity
31-14short-term debt 42.0% · cash 1.0%
Profitability
62-12return on assets 0.7%

Score breakdown

raises risk
Sector: Specialised construction activities (NACE 43)
Liquidity: current ratio 0.93, cash €6,461, halved
lowers risk
Founded in 2008
Size: 0.8 FTE, total assets €628,799
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 27% of them on solvency, 20% on liquidity, 30% on profitability and 13% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,508 companies had the same profile as VUUR & TECHNIEK has now. Each dot stands for 12 companies, two years later.

96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of VUUR & TECHNIEK itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,508 companies, not a prediction for VUUR & TECHNIEK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.93 (1.42 in 2024), below 1. Short-term debt is 42% and cash 1% of total assets. 74.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 0.93, cash €6,461, halved
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 0.8 FTE, total assets €628,799
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
31 days early
2023
34 days early
2022
5 days early
2021
3 days early
2020
8 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

TL
Director
VG
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0896737680
Changes of role: VANELDEREN Gert (director) and THEYS Liesbeth (director) “De aanneming en uitvoering,het plaatsen,onderhouden en herstellen van thermische installaties,; De aanneming…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 29-09-2023 · Gazette deed
First establishment VTINTERIEUR, Kolmenstraat 1150, Alken
Incorporation published on 31-03-2008 · Gazette deed
All 31 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
VUUR & TECHNIEK Alken €628,799 €102,834 25.4% 0.8
DGS CONSTRUCT Molenbeek-Saint-Jean €568,748 €125,804 50.8% 1
Lumet Services Beveren-Kruibeke-Zwijndrecht €469,067 €121,278 16.3% 1
SERVE-PRO Vilvoorde €586,523 €146,527 -1.8% 1
CRISTALEX Lanaken €357,799 €107,420 45.3% 1
ADK VLOERAFBOUW Lanaken €842,482 €60,364 25.1% 0.5
ROVAPOOL Kinrooi €510,007 €168,833 83.4% 1.6

These companies have the same main activity as VUUR & TECHNIEK: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €358,000 and €842,000, founded between 2004 and 2010.

Official details

Source: KBO
Status
Active since 27-03-2008Normal situation
Activity
Other building finishing workNACE 43350and 3 others
Establishment unit
2.198.243.8903570 Alken, since 01-01-2011
Financial year end
31 December
Peppol
Reachable since 25-04-2025
Company details

Annual accounts 2025

Total assets
€628,799▲ 4.5%
Employeeson 31-12-2025
2▲ 100%
Filing
Filed on 03-07-2026, 28 days before the end of the filing period
Financials

Insights on VUUR & TECHNIEK

VUUR & TECHNIEK files the abbreviated format. That format states no turnover. The gross margin rose from €21,601 in 2008 to €102,834 in 2025.

The balance sheet grew most from 2009 to 2011 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VUUR & TECHNIEK

What is the company number of VUUR & TECHNIEK?
The company number of VUUR & TECHNIEK is 0896.737.680. The VAT number is the same number with BE in front: BE 0896.737.680.
Where is VUUR & TECHNIEK based?
The registered office is at Kolmenstraat 1150, 3570 Alken.Company details
What does VUUR & TECHNIEK do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of VUUR & TECHNIEK?
VUUR & TECHNIEK is a private limited company (BV).
When was VUUR & TECHNIEK founded?
VUUR & TECHNIEK was founded on 27-03-2008.
Is VUUR & TECHNIEK still active?
Yes, VUUR & TECHNIEK is an active enterprise in the KBO register.
How many employees does VUUR & TECHNIEK have?
VUUR & TECHNIEK had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VUUR & TECHNIEK?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €102,834 and 91 comparable companies (NACE 433). It probably lies between €250,000 and €510,000.
Is VUUR & TECHNIEK profitable?
In financial year 2025, VUUR & TECHNIEK made a profit of €4,594.
Where can I find the annual accounts of VUUR & TECHNIEK?
VUUR & TECHNIEK filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VUUR & TECHNIEK due?
VUUR & TECHNIEK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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