VUUR & TECHNIEK
ActiveVUUR & TECHNIEK has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €5k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-12
Solvency50▼-15
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.93 against 1.42 in 2024; short-term debt: 42% and cash: 1% of total assets), and 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
31 d early
2023
34 d early
2022
5 d early
2021
3 d early
2020
8 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€160k▼ 33.5%
2024 · €240k
2018: €100k
2019: €99k
2020: €118k
2021: €132k
2022: €177k
2023: €221k
2024: €240k
2018 → 2025
Total assets
€629k▲ 4.5%
2024 · €602k
2018: €491k
2019: €466k
2020: €506k
2021: €550k
2022: €610k
2023: €718k
2024: €602k
2018 → 2025
Net result
€5k▼ 82.9%
2024 · €27k
2018: €13k
2019: €-856
2020: €19k
2021: €14k
2022: €46k
2023: €43k
2024: €27k
2018 → 2025
Working capital
€-18k
2024 · €67k
2018: €20k
2019: €16k
2020: €38k
2021: €42k
2022: €28k
2023: €57k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€177k▲ 34.6%€221k▲ 24.5%€240k▲ 9.0%€160k▼ 33.5%
Operating result€36k-€73k▲ 102%€79k▲ 8.0%€50k▼ 37.4%€22k▼ 55.3%
Net result€14k-€46k▲ 231%€43k▼ 4.7%€27k▼ 38.0%€5k▼ 82.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €629k
Fixed assets
€382k▲ 1.8%
Current assets
€246k▲ 9.0%
Equity and liabilities €629k
Equity
€160k▼ 33.5%
Debt
€469k▲ 29.8%
The debt ratio rises from 60.0% to 74.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€71k▼
2024 · €95k
Cash flow
€53k▼
2024 · €73k
Solvency
25.4%▼
2024 · 40.0%
Current ratio
0.93▼
2024 · 1.42
Quick ratio
0.31▼
2024 · 0.36
Debt / equity
2.93▲
2024 · 1.50
ROE
2.9%▼
2024 · 11.2%
ROA
0.7%▼
2024 · 4.5%
Interest coverage
5.07▼
2024 · 7.36
Debt
€469k▲
2024 · €361k
Debt ≤ 1 year
€264k▲
2024 · €159k
Debt > 1 year
€198k▼
2024 · €202k
Income taxes
€4k▼
2024 · €10k
Staff costs
€26k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€602k€629k▲
Fixed assets21/28€376k€382k▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€376k€380k▲
Land and buildings22€279k€266k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€12k€35k▲
Leasing and similar rights25€40k€29k▼
Other tangible fixed assets26€33k€41k▲
Current assets29/58€226k€246k▲
Stocks and contracts in progress3€169k€165k▼
Stocks30/36€163k€158k▼
Contracts in progress37€6k€7k▲
Amounts receivable within one year40/41€29k€70k▲
Trade receivables40€8k€53k▲
Other amounts receivable41€21k€17k▼
Cash at bank and in hand54/58€25k€6k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€602k€629k▲
Equity10/15€240k€160k▼
Contributions10/11€19k€19k=
Reserves13€222k€141k▼
Distributable reserves133€222k€141k▼
Amounts payable17/49€361k€469k▲
Amounts payable after more than one year17€202k€198k▼
Financial debts170/4€202k€198k▼
Amounts payable within one year42/48€159k€264k▲
Current portion of amounts payable after more than one year42€43k€47k▲
Financial debts43€14k€8k▼
Credit institutions430/8€14k€3k▼
Other loans439-€5k
Trade debts44€63k€80k▲
Suppliers440/4€63k€80k▲
Advances received on contracts in progress46€32k€60k▲
Taxes, remuneration and social security45€596€2k▲
Taxes450/3€233€166▼
Remuneration and social security454/9€363€2k▲
Other amounts payable47/48€7k€67k▲
Accrued charges and deferred income492/3€287€7k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€779▼
Remuneration, social security and pensions62€7k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€49k▲
Other operating charges640/8€6k€6k▼
Non-recurring operating charges66A€153€304▲
Gross operating margin9900€108k€103k▼
Operating profit (loss)9901€50k€22k▼
Financial income75/76B€532€625▲
Recurring financial income75€532€625▲
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€37k€9k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€27k€5k▼
Profit (loss) for the period to be appropriated9905€27k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€5k▼
Transfer from equity791/2-€85k
Transfer to equity691/2€20k€5k▼
To other reserves6921€20k€5k▼
Profit to be distributed694/7€7k€85k▲
Return on contributions (dividend)694-€85k
Directors or managers695€7k-
Social balance
Average headcount (FTE)90870.40.8▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €221k ▲24.5%
4 profitable years in a row build equity to €221k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €46k ▲231%
Net result €46k, the highest in the series.
31-12
Financial
Equity above €150kEq €177k ▲34.6%
3 profitable years in a row build equity to €177k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Equity above €100kEq €118k ▲18.9%
Equity rises from €99k to €118k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-856 ▼107%
Net result drops to €-856, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolmenstraat 11503570 AlkenGround area
688 m²
Building footprint
360 m²
Volume, LiDAR
1,161 m³
Parcel 73302C0060/00X000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VTINTERIEUR
since 20112.198.243.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302C0060/00X000 | Flanders | 688 m² | 1 · 360 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 268 EUR awarded · 268 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 55 EUR | 55 EUR |
| 2022 | 1 | 213 EUR | 213 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 1,885 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2008
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
47529Retail trade
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.