Liquidity
3.86 was 2.45 in 2024
Short-term debts fell from €123,763 to €62,759.
VUMECO
Lifetime
15 annual accounts with figures on one time axispeak €45,987 (2020)
€26,143▼ 28.9%
lowest -€10,129 (2025)
-€10,129▼ €10,429
peak €99,484 (2024)
€89,355▼ 10.2%
€202,134▼ 23.1%
Documentsfilings and deeds
11-03-202650 days before the deadline
2025micro format
Gross margin from €36,764 to €26,143Loss of €10,129Debts from €262,888 to €202,134
Key points
from the 2025 annual accountsFilings
15 annual accounts since 2011
The last five annual accounts were filed 43 to 51 days before the end of the period.
Position in the sector
-€10,129
Lower net result than 90% of companies in architecture and engineering. Sector median €16,709 · 11,795 companies.
Checked score
92
Excellent
Financially stronger than 40% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €10,129 (financial year 2025)
lowers risk
Liquidity: current ratio 3.86, cash €226,029
Size: total assets €291,488
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 30% of them on solvency, 85% on liquidity, 17% on profitability and 27% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as VUMECO has now. Each dot stands for 18 companies, two years later.
90.8%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VUMECO itself is lower: < 0.1% within 12 months. It rests on far more data about VUMECO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for VUMECO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.86 (2.45 in 2024), above the usual 1.5. Short-term debt is 21.5% and cash 77.5% of total assets. However, 69.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 days early
2024
50 days early
2023
43 days early
2022
47 days early
2021
51 days early
2020
3 days early
2019
62 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 44 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 11 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0821912573
First establishment
Goethalsstraat 17A2, Nieuwpoort
Incorporation
published on 14-01-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VUMECO Nieuwpoort | €291,488 | €26,143 | 30.7% | - |
| GAGELMANS CONSULTING Schilde | €292,645 | €25,937 | 99.1% | - |
| YS ENGINEERING Tongeren-Borgloon | €267,947 | €22,250 | 45.0% | - |
| R2D Engineering Oud-Turnhout | €343,332 | €27,952 | 97.9% | - |
| DORME ENGINEERING Roeselare | €305,496 | €22,839 | 76.9% | - |
| PROBALCO Kortrijk | €223,851 | €28,886 | 37.5% | - |
| DECLERCK & PARTNERS Waregem | €313,281 | €31,124 | 40.4% | - |
These companies have the same main activity as VUMECO: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €224,000 and €343,000, founded between 2006 and 2012.
Official details
Source: KBO- Status
- Active since 04-01-2010Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 2 others
- Establishment unit
- 2.185.797.0108620 Nieuwpoort, since 11-03-2010
- Financial year end
- 30 September
- Peppol
- Reachable since 03-12-2025
Annual accounts to 30-09-2025
- ≈ €79,000estimated
- €291,488▼ 19.6%
- Filing
- Filed on 11-03-2026, 50 days before the end of the filing period
Insights on VUMECO
VUMECO files the micro format. That format states no turnover. The gross margin fell from €33,597 in 2011 to €26,143 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VUMECO
- What is the company number of VUMECO?
- The company number of VUMECO is 0821.912.573. The VAT number is the same number with BE in front: BE 0821.912.573.
- Where is VUMECO based?
- The registered office is at Goethalsstraat 17A2, 8620 Nieuwpoort.Company details
- What does VUMECO do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of VUMECO?
- VUMECO is a private limited company (pre-2019) (BVBA).
- When was VUMECO founded?
- VUMECO was founded on 04-01-2010.
- Is VUMECO still active?
- Yes, VUMECO is an active enterprise in the KBO register.
- What is the turnover of VUMECO?
- The turnover in financial year 2025 is ≈ €79,000. This figure is estimated from the gross margin of €26,143 and 32 comparable companies (NACE 71121). It probably lies between €52,000 and €110,000.Financials
- Is VUMECO profitable?
- In financial year 2025, VUMECO made a loss of €10,129.
- Where can I find the annual accounts of VUMECO?
- VUMECO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VUMECO due?
- VUMECO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.