VUMAT
ActiveSummary
VUMAT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,872 and a net result of €5,481. Equity is growing by ~11.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+4
Solvency62▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.25 in 2024; short-term debt: 28.5% and cash: 3.3% of total assets), and 63.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
8.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
27 d early
2024
12 d late
2023
28 d late
2022
56 d late
2021
61 d late
2020
47 d late
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€34,495
EBIT margin
8.4%
Net result
€5,481▲ 72.0%
2024 · €3,186
Working capital
-€1,168
2024 · €4,435
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€6,398▼ 10.6%€7,550▲ 18.0%€5,677▼ 24.8%€5,760▲ 1.5%€9,261▲ 60.8%
Net result€3,650▼ 18.8%€5,598▲ 53.4%€3,369▼ 39.8%€3,186▼ 5.4%€5,481▲ 72.0%
EBIT margin
Equity€15,813▲ 7.1%€17,811▲ 12.6%€19,580▲ 9.9%€21,079▲ 7.7%€24,872▲ 18.0%
Total assets€84,406▼ 4.4%€80,455▼ 4.7%€73,256▼ 8.9%€68,521▼ 6.5%€67,723▼ 1.2%
Debt€68,594▼ 6.7%€62,644▼ 8.7%€53,676▼ 14.3%€47,442▼ 11.6%€42,851▼ 9.7%
Working capital€21,678▼ 8.9%€15,841▼ 26.9%€7,935▼ 49.9%€4,435▼ 44.1%-€1,168
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67,723
Fixed assets
€49,568 ▲ 7.6%
Current assets
€18,155 ▼ 19.1%
Equity and liabilities €67,723
Equity
€24,872 ▲ 18.0%
Debt
€42,851 ▼ 9.7%
Debt's share of the balance-sheet total falls from 69.2% to 63.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15,604▲
2024 · €14,796
Cash flow
€11,824▼
2024 · €12,223
Current ratio
0.94▼
2024 · 1.25
Debt to equity
1.72▼
2024 · 2.25
ROE
22.0%▲
2024 · 15.1%
ROA
8.1%▲
2024 · 4.7%
Interest coverage
12.14▲
2024 · 10.08
Debt ≤ 1 year
€19,323▲
2024 · €18,014
Debt > 1 year
€23,528▼
2024 · €29,428
Income taxes
€3,322▲
2024 · €2,063
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,241 | €6,512 | €7,905 | €9,036 | €6,343 | ▼ 29.8% |
| Other operating charges640/8 | €2,276 | €2,316 | €1,715 | €3,496 | €2,718 | ▼ 22.2% |
| Gross operating margin9900 | €14,916 | €16,378 | €15,297 | €18,292 | €18,322 | ▲ 0.2% |
| Operating profit (loss)9901 | €6,398 | €7,550 | €5,677 | €5,760 | €9,261 | ▲ 60.8% |
| Financial income75/76B | €823 | €1,787 | €1,188 | €957 | €828 | ▼ 13.5% |
| Recurring financial income75 | €823 | €1,787 | €1,188 | €957 | €828 | ▼ 13.5% |
| Financial charges65/66B | €2,128 | €2,359 | €1,814 | €1,468 | €1,285 | ▼ 12.4% |
| Recurring financial charges65 | €2,128 | €2,359 | €1,814 | €1,468 | €1,285 | ▼ 12.4% |
| Profit (loss) for the period before taxes9903 | €5,093 | €6,978 | €5,051 | €5,249 | €8,804 | ▲ 67.7% |
| Income taxes67/77 | €1,443 | €1,380 | €1,682 | €2,063 | €3,322 | ▲ 61.1% |
| Profit (loss) for the period9904 | €3,650 | €5,598 | €3,369 | €3,186 | €5,481 | ▲ 72.0% |
| Profit (loss) for the period to be appropriated9905 | €3,650 | €5,598 | €3,369 | €3,186 | €5,481 | ▲ 72.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €84,406 | €80,455 | €73,256 | €68,521 | €67,723 | ▼ 1.2% |
| Fixed assets21/28 | €44,765 | €45,767 | €49,456 | €46,072 | €49,568 | ▲ 7.6% |
| Tangible fixed assets22/27 | €44,686 | €45,687 | €49,377 | €45,993 | €49,488 | ▲ 7.6% |
| Land and buildings22 | €23,381 | €20,053 | €16,726 | €18,744 | €27,643 | ▲ 47.5% |
| Plant, machinery and equipment23 | €21,305 | €18,458 | €15,612 | €12,765 | €9,918 | ▼ 22.3% |
| Furniture and vehicles24 | - | €1,004 | €898 | €791 | €685 | ▼ 13.5% |
| Other tangible fixed assets26 | - | €6,171 | €16,141 | €13,692 | €11,243 | ▼ 17.9% |
| Financial fixed assets28 | €79 | €79 | €79 | €79 | €79 | = |
| Current assets29/58 | €39,641 | €34,688 | €23,800 | €22,449 | €18,155 | ▼ 19.1% |
| Amounts receivable after more than one year29 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Other amounts receivable291 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Amounts receivable within one year40/41 | €14,331 | €10,928 | €4,367 | - | - | - |
| Other amounts receivable41 | €14,331 | €10,928 | €4,367 | - | - | - |
| Cash at bank and in hand54/58 | €9,496 | €7,190 | €3,406 | €6,518 | €2,255 | ▼ 65.4% |
| Deferred charges and accrued income490/1 | €814 | €1,570 | €1,027 | €931 | €900 | ▼ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €84,406 | €80,455 | €73,256 | €68,521 | €67,723 | ▼ 1.2% |
| Equity10/15 | €15,813 | €17,811 | €19,580 | €21,079 | €24,872 | ▲ 18.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €2,910 | €4,908 | €4,908 | €6,407 | €10,200 | ▲ 59.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €1,050 | €3,048 | €4,908 | €6,407 | €10,200 | ▲ 59.2% |
| Profit (loss) carried forward14 | -€5,698 | -€5,698 | -€3,928 | -€3,928 | -€3,928 | = |
| Amounts payable17/49 | €68,594 | €62,644 | €53,676 | €47,442 | €42,851 | ▼ 9.7% |
| Amounts payable after more than one year17 | €50,631 | €43,797 | €36,732 | €29,428 | €23,528 | ▼ 20.0% |
| Financial debts170/4 | €50,631 | €43,797 | €36,732 | €29,428 | €23,528 | ▼ 20.0% |
| Amounts payable within one year42/48 | €17,963 | €18,847 | €15,865 | €18,014 | €19,323 | ▲ 7.3% |
| Current portion of amounts payable after more than one year42 | €6,611 | €6,834 | €7,065 | €7,863 | €6,657 | ▼ 15.3% |
| Trade debts44 | - | - | - | €71 | €61 | ▼ 14.1% |
| Suppliers440/4 | - | - | - | €71 | €61 | ▼ 14.1% |
| Taxes, remuneration and social security45 | €3,392 | €1,923 | €480 | €569 | €1,891 | ▲ 232% |
| Taxes450/3 | €3,392 | €1,923 | €480 | €569 | €1,891 | ▲ 232% |
| Other amounts payable47/48 | €7,960 | €10,090 | €8,320 | €9,510 | €10,714 | ▲ 12.7% |
| Accrued charges and deferred income492/3 | - | - | €1,079 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,650 | €5,598 | €3,369 | €3,186 | €5,481 | ▲ 72.0% |
| + Depreciation and write-downs630 | €6,241 | €6,512 | €7,905 | €9,036 | €6,343 | ▼ 29.8% |
| Operating cash flow (approximation) | €9,891 | €12,110 | €11,274 | €12,223 | €11,824 | ▼ 3.3% |
| Investment in fixed assets (approximation) | - | -€7,514 | -€11,594 | -€5,652 | -€9,839 | ▼ 74.1% |
| Change in cash | - | -€2,306 | -€3,783 | €3,111 | -€4,263 | ▼ 237% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2022
31-12
Financial
Highest result since 2018net €5,598 ▲53.4%
Net result €5,598, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 47 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 54 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 55 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven
Ground area
434 m²
Building footprint
98 m²
Volume, LiDAR
845 m³
Parcel 24514A0139/00K024, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514A0139/00K024 | Flanders | 434 m² | 1 · 98 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded01-08-1991
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.