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VTR INVEST

Active
Private limited companyfounded 2009active for 17 yearsRue de Rosseignies 25, 7180 Seneffe, BelgiumKBO/BCE: BE 0816.871.147
Summary

VTR INVEST has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,989 and a net result of -€14,906. Equity has been shrinking by about 60% per year since 2019. If that trend continues, it turns negative around financial year 2026. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-07-2009 Normal situation
Activity
“Aux activités des économistes en construction (NACE 2008 7112202P)” (deed in French)From the articles, 4 activitiesNo NACE code in the KBO yet
Establishment unit
2.179.526.058 7181 Seneffe, since 24-07-2009
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2025
Gross margin
€16,643
▼ 52.3%
Turnover
≈ €130,000
estimated
Loss
€14,906
Equity
€27,989
▼ 34.7%
Total assets
€456,758
▼ 3.9%
Score breakdownraises riskLiquidity: current ratio 0.04, cash €2,391Equity €27,989 (6.1% of total assets)Loss of €14,906 (financial year 2025)lowers riskSize: total assets €456,758Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 20% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 31-3
equity 6.1% of total assets
Liquidity 45-4
short-term debt 18.4% · cash 0.5%
Profitability 25-18
return on assets -3.3%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.04 (0.08 in 2024), below 1. Short-term debt is 18.4% and cash 0.5% of total assets. 93.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 20% of them on solvency, 28% on liquidity, 19% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €456,758
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.04, cash €2,391
NBB · annual accounts
raises risk · Equity €27,989 (6.1% of total assets)
NBB · annual accounts
raises risk · Loss of €14,906 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-11-2025, 88 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
88 days early
2024
71 days early
2023
2 days early
2022
55 days early
2021
47 days early
2020
3 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 45 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 7 December (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Changes of role: LACROIX Valérie Sophie (director) and LACROIX Yves Arthur Emile (director)
  2. · Gazette deed Incorporation
All 15 events

Key facts about VTR INVEST

What is the company number of VTR INVEST?
The company number of VTR INVEST is 0816.871.147. The VAT number is the same number with BE in front: BE 0816.871.147.
Where is VTR INVEST based?
The registered office is at Rue de Rosseignies 25, 7180 Seneffe.Company details
What is the legal form of VTR INVEST?
The legal form of VTR INVEST is Private limited company (BV).
When was VTR INVEST founded?
VTR INVEST was founded on 07-07-2009.
Is VTR INVEST still active?
Yes, VTR INVEST is an active enterprise in the KBO register.
What is the turnover of VTR INVEST?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €16,643 and 6,321 comparable companies of the same size. It probably lies between €58,000 and €300,000. It is a rough estimate.Financials
Is VTR INVEST profitable?
In financial year 2025, VTR INVEST made a loss of €14,906.
Where can I find the annual accounts of VTR INVEST?
VTR INVEST filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VTR INVEST due?
VTR INVEST must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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