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VTN GROUP

Active
Private limited companyfounded 20251 yr activePopulierenlaan 19, 1790 Affligem, BelgiumKBO/BCE: BE 1020.094.560

The computed 12-month bankruptcy probability of VTN GROUP is 4.2% (elevated). The 2025 annual accounts show equity of €10k and a net result of €10k. Its solvency ranks better than 68% of 4486 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency83
Growth-
Track record59
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.47; short-term debt: 37.4% and cash: 49.7% of total assets), and 42.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.6%
Return on assets
57.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
47 d late
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

Financials · fiscal year 2025, micro schema

Equity
€10k
Total assets
€17k
Net result
€10k
Working capital
€9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €17k
Fixed assets €1k
Current assets €16k
Equity and liabilities €17k
Equity €10k
Debt €7k
Debt finances 42.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€14k
Cash flow
€11k
Solvency
57.6%
Current ratio
2.47
Quick ratio
2.47
Debt / equity
0.74
ROE
100.0%
ROA
57.6%
Interest coverage
950.39
Debt
€7k
Debt ≤ 1 year
€6k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€17k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€16k
Amounts receivable within one year40/41€7k
Trade receivables40€5k
Other amounts receivable41€3k
Cash at bank and in hand54/58€9k
Equity and liabilities
Total equity and liabilities10/49€17k
Equity10/15€10k
Profit (loss) carried forward14€10k
Amounts payable17/49€7k
Amounts payable within one year42/48€6k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Accrued charges and deferred income492/3€868
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€200
Gross operating margin9900€14k
Operating profit (loss)9901€12k
Financial charges65/66B€14
Recurring financial charges65€14
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€3k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
16-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
20-06
KBO administration Address struck
Lt. Graffplein 15 1780 Die Sitzadresse Lt. Graffplein 15 1780 Wemmel · event 09-06-2025
SignalNBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Populierenlaan 191790 Affligem
Ground area
269 m²
Building footprint
145 m²
Volume, LiDAR
646 m³
Parcel 23085A0877/00T000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VTN GROUP
Populierenlaan 19, 1790 AffligemGeneral construction of residential buildings
since 20252.371.345.439
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23085A0877/00T000 Flanders 269 m² 1 · 145 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,706 companies in sector 81230 we hold annual accounts for 473. 240 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-02-2025
Fiscal year end31-12
Activities, NACEBEL
81230Other cleaning activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.