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VTB CONSULT

Active Private limited companyfounded 2023active for 3 yearsLangestraat 112A, 9280 LebbekeKBO/BCE: BE 0802.125.662

Lifetime

3 annual accounts with figures on one time axis
peak €46,597 (2023)
€43,974▲ 21.3%
peak €35,953 (2023)
€27,734▲ 12.2%
peak €93,412 (2025)
€93,412▲ 42.2%
€32,977▲ 75.1%
Board1 name since 2023
Documentsfilings and deeds
04-08-20264 days late
2025micro format
Gross margin from €36,239 to €43,974Reappointment: TUNGA BARITONDA Verdickx (manager) 19-09Equity from €65,677 to €93,412Debts from €18,838 to €32,977Investments €1,246

Key points

from the 2025 annual accounts

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Investments

€1,246 5.1 × depreciation
20242025

Green is investment, beige is depreciation.

Filings

3 annual accounts 3 late
AprilJune31 JulyOctober202320242025

The 2024 accounts came latest: 31 days after the end of the period.

Checked score

92
Excellent
Financially stronger than 65% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

99-1equity 73.9% of total assets
57-14short-term debt 26.1% · cash 13.3%
96-4return on assets 21.9%

Score breakdown

raises risk
Founded in 2023
Last filed accounts filed 4 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 3.79, cash €16,836
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 70% of them on solvency, 47% on liquidity, 65% on profitability and 78% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as VTB CONSULT has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of VTB CONSULT itself is lower: 0.2% within 12 months. It rests on far more data about VTB CONSULT than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for VTB CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €8,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.79 (4.46 in 2024), above the usual 1.5. Short-term debt is 26.1% and cash 13.3% of total assets. 26.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 3.79, cash €16,836
NBB · annual accounts
raises risk · Last filed accounts filed 4 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
4 days late
2024
31 days late
2023
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 17 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • TUNGA BARITONDA Verdickx 100 sharesdeed of 19-09-2025
Board & ownership

Recent changes

Reappointment: TUNGA BARITONDA Verdickx (manager) TUNGA BARITONDA Verdickx holds 100 shares · General meeting of 28-08-2025 · Gazette deed
Incorporation Founding capital of €5,000, 100 shares · Appointment: TUNGA BARITONDA Verdickx (director) · Capital of €5,000, 100 shares · published on 30-05-2023 · Gazette deed
First establishment Langestraat 112A, Lebbeke
All 7 events

Comparable companies

same main activity, similar in size and age
Company
VTB CONSULT Lebbeke €126,388 €43,974 73.9% -
Fintechnicon Sint-Martens-Latem €131,762 €42,694 79.8% -
Els Raemdonck Procurement Projects Ghent €116,504 €42,991 65.0% -
MATVANCO Ghent €120,236 €46,963 59.2% -
BVH Consulting Buggenhout €131,097 €44,058 77.6% -
VERNIPRO Beveren-Kruibeke-Zwijndrecht €121,907 €40,388 24.5% -
Simul Fortis Temse €127,186 €48,181 74.6% -

These companies have the same main activity as VTB CONSULT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €117,000 and €132,000, founded in 2023.

Official details

Source: KBO
Status
Active since 25-05-2023Normal situation
Activity
Business and other management consultancyNACE 70200and 4 others
Establishment unit
2.351.539.6239280 Lebbeke, since 25-05-2023
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€126,388▲ 49.5%
Filing
Filed on 04-08-2026
Financials

Insights on VTB CONSULT

VTB CONSULT files the micro format. That format states no turnover. The gross margin fell from €46,597 in 2023 to €43,974 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VTB CONSULT

What is the company number of VTB CONSULT?
The company number of VTB CONSULT is 0802.125.662. The VAT number is the same number with BE in front: BE 0802.125.662.
Where is VTB CONSULT based?
The registered office is at Langestraat 112A, 9280 Lebbeke.Company details
What does VTB CONSULT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VTB CONSULT?
VTB CONSULT is a private limited company (BV).
When was VTB CONSULT founded?
VTB CONSULT was founded on 25-05-2023.
Is VTB CONSULT still active?
Yes, VTB CONSULT is an active enterprise in the KBO register.
What is the turnover of VTB CONSULT?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €43,974 and 144 comparable companies (NACE 70200). It probably lies between €76,000 and €180,000.Financials
Is VTB CONSULT profitable?
In financial year 2025, VTB CONSULT made a profit of €27,734.
Where can I find the annual accounts of VTB CONSULT?
VTB CONSULT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VTB CONSULT due?
VTB CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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