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VTB

Active Private limited companyfounded 2013active for 13 yearsKastelsedijk 38D, 2480 DesselKBO/BCE: BE 0540.659.885

Lifetime

12 annual accounts with figures on one time axis
peak €96,182 (2014)
€45,451▼ 28.7%
lowest -€12,347 (2025)
-€12,347▼ €19,848
peak €74,955 (2024)
€62,608▼ 16.5%
€218,540▲ 5.3%
peak 0.1 FTE (2020)
-not published
Board1 name since 2013
1 director
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €63,734 to €45,451Loss of €12,347Equity from €74,955 to €62,608Investments €88,239Cash from €19,248 to €105

Key points

from the 2025 annual accounts

Turnover

≈ €300,000 estimated

The micro format states no turnover.

Debts

€218,540 78% of the balance sheet
Financial debts 66%Suppliers 5%Taxes and wages 4%Other 25%

Of this, €79,446 falls due within a year.

Investments

€88,239 1.9 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Liquidity

0.63 was 1.07 in 2024

Short-term debts fell from €86,650 to €79,446.

Filings

12 annual accounts since 2014
AprilJune31 JulyOctober201520202025

Three of the last ten came late. The 2023 accounts came latest: 61 days after the end of the period.

Position in the sector

-€12,347

Lower net result than 83% of companies in wholesale trade. Sector median €5,135 · 15,425 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,166 companies had the same profile as VTB has now. Each dot stands for 6 companies, two years later.

94.2%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a small loss

Another 0.3% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,166 companies, not a prediction for VTB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Director, since 10-11-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0540659885
Change of role: , from manager to director Director discharge: (manager) · General meeting of 10-11-2023 · Gazette deed
Incorporation published on 18-10-2013 · Gazette deed
First establishment verspanningstechnieken BLOCKX, Kastelsedijk 38/D, Dessel
All 20 events

Comparable companies

same main activity, similar in size and age
Company
VTB Dessel - - 22.3% -
Publi Car Tools Lochristi €193,834 16.4% 41.8% -
DIAFIX Amay - - 38.2% -
Gordos Destelbergen - - 45.9% -
PUR O Mechelen - - 6.3% -
RIVAMA Antwerp - - 59.5% -
BV TOOLS Herve €535,545 1.5% 14.1% 1

These companies have the same main activity as VTB: wholesale trade (NACE 46841). They are comparable in size and age: total assets between €197,000 and €374,000, founded between 2010 and 2013.

Official details

Source: KBO
Status
Active since 07-10-2013Normal situation
Activity
Wholesale tradeNACE 46841
Establishment unit
2.223.527.8322480 Dessel, since 07-10-2013
Financial year end
31 December
Peppol
Reachable since 29-07-2025
Company details

Annual accounts 2025

€281,148▼ 0.5%
Filing
Filed on 28-07-2026, 3 days before the end of the filing period
Financials

Insights on VTB

VTB files the micro format. That format states no turnover. The gross margin fell from €96,182 in 2014 to €45,451 in 2025.

The balance sheet grew most in 2022 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VTB

What is the company number of VTB?
The company number of VTB is 0540.659.885. The VAT number is the same number with BE in front: BE 0540.659.885.
Where is VTB based?
The registered office is at Kastelsedijk 38D, 2480 Dessel.Company details
What does VTB do?
According to the KBO register, the main activity is wholesale trade (NACE 46841).
What is the legal form of VTB?
VTB is a private limited company (BV).
When was VTB founded?
VTB was founded on 07-10-2013.
Is VTB still active?
Yes, VTB is an active enterprise in the KBO register.
How many employees does VTB have?
VTB had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of VTB?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €45,451 and 94 comparable companies (NACE 46). It probably lies between €160,000 and €560,000.
Is VTB profitable?
In financial year 2025, VTB made a loss of €12,347.
Where can I find the annual accounts of VTB?
VTB filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VTB due?
VTB must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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