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VT Building

Active
Private limited companyfounded 20215 yrs activeStientjesstraat 22A, 8570 Anzegem, BelgiumKBO/BCE: BE 0764.319.121

VT Building has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-2k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
69 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 99.48 against 5.09 in 2024; short-term debt: 1% and cash: 96.8% of total assets), and 1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99%
Return on assets
-16.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
46 d early
2024
44 d early
2023
6 d late
2022
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€4k
EBIT margin
-60.3%
Net result
€-2k
2024 · €9k
2022: €-3k 2023: €-2k 2024: €9k
2022 → 2025
Working capital
€12k▼ 14.6%
2024 · €14k
2022: €7k 2023: €5k 2024: €14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Turnover€4k-
Equity€7k-€5k▼ 31.0%€14k▲ 180%€12k▼ 14.0%
Operating result€-3k-€-2k▲ 14.4%€10k€-2k
Net result€-3k-€-2k▲ 12.0%€9k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €10k€10kNet result 2024: €9k€9kOperating result 2025: €-2k€-2kNet result 2025: €-2k€-2k2022202320242025
The operating result turns negative in 2025: a loss of €2k after €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €12k
Equity €12k▼ 14.0%
Debt €125▼ 96.5%
The debt ratio falls from 20.2% to 1.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Solvency
99.0%
2024 · 79.8%
Current ratio
99.48
2024 · 5.09
Quick ratio
99.48
2024 · 5.09
Debt / equity
0.01
2024 · 0.25
ROE
-16.3%
2024 · 64.2%
ROA
-16.1%
2024 · 51.3%
Debt
€125
2024 · €4k
Debt ≤ 1 year
€125
2024 · €4k
Income taxes
€0
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€18k€12k
Current assets29/58€18k€12k
Amounts receivable within one year40/41€4k€295
Trade receivables40€4k€151
Other amounts receivable41€35€144
Cash at bank and in hand54/58€13k€12k
Deferred charges and accrued income490/1-€100
Equity and liabilities
Total equity and liabilities10/49€18k€12k
Equity10/15€14k€12k
Contributions10/11€10k€10k=
Reserves13€4k€2k
Distributable reserves133€4k€2k
Profit (loss) carried forward14€0-
Amounts payable17/49€4k€125
Amounts payable within one year42/48€4k€125
Trade debts44€191€125
Suppliers440/4€191€125
Taxes, remuneration and social security45€1k€0
Taxes450/3€1k€0
Other amounts payable47/48€2k€0
Accrued charges and deferred income492/3€96€0
Income statement Code20242025
Other operating charges640/8€563€577
Gross operating margin9900€11k€-1k
Operating profit (loss)9901€10k€-2k
Financial charges65/66B€144€164
Recurring financial charges65€144€164
Profit (loss) for the period before taxes9903€10k€-2k
Income taxes67/77€1k€0
Profit (loss) for the period9904€9k€-2k
Profit (loss) for the period to be appropriated9905€9k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-2k
Profit (loss) brought forward from the previous period14P€-5k€0
Transfer from equity791/2-€2k
Transfer to equity691/2€4k€0
To other reserves6921€4k€0

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
16-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Liquidity times 20current ratio 99.48
Current ratio from 5.09 to 99.48; short-term debt falls from €4k to €125.
2024
18-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Back to profitnet €9k
Net result €9k after 2 loss-making years.
06-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Stientjesstraat 22A8570 Anzegem
Ground area
1,452 m²
Building footprint
224 m²
Volume, LiDAR
1,200 m³
Parcel 34002F0391/00G003, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VT Building
Stientjesstraat 22A, 8570 AnzegemReal estate development
since 20212.313.670.526
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34002F0391/00G003 Flanders 1,452 m² 1 · 224 m² 6.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 3,372 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-02-2021
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
43221Plumbing work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.