M-LIFE
ActiveM-LIFE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €71. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 56% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency62▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.79 in 2024; short-term debt: 62.6% and cash: 35% of total assets), and 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
6 d late
2023
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 0.6%
2024 · €12k
2023: €12k
2024: €12k
2023 → 2025
Total assets
€33k▼ 22.2%
2024 · €42k
2023: €46k
2024: €42k
2023 → 2025
Net result
€71▼ 43.5%
2024 · €125
2023: €9k
2024: €125
2023 → 2025
Working capital
€338
2024 · €-4k
2023: €-6k
2024: €-4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€12k▲ 1.0%€12k▲ 0.6%
Operating result€15k-€2k▼ 87.3%€3k▲ 41.7%
Net result€9k-€125▼ 98.6%€71▼ 43.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€12k▼ 53.9%
Current assets
€21k▲ 28.1%
Equity and liabilities €33k
Equity
€12k▲ 0.6%
Debt
€20k▼ 31.5%
The debt ratio falls from 71.1% to 62.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €13k
Cash flow
€7k▼
2024 · €11k
Solvency
37.4%▲
2024 · 28.9%
Current ratio
1.02▲
2024 · 0.79
Quick ratio
1.02▲
2024 · 0.79
Debt / equity
1.67▼
2024 · 2.46
ROE
0.6%▼
2024 · 1.0%
ROA
0.2%▼
2024 · 0.3%
Interest coverage
6.74▼
2024 · 14.27
Debt
€20k▼
2024 · €30k
Debt ≤ 1 year
€20k▼
2024 · €20k
Income taxes
€1k▲
2024 · €882
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€33k▼
Formation expenses20€0€0=
Fixed assets21/28€26k€12k▼
Tangible fixed assets22/27€26k€12k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€24k€7k▼
Financial fixed assets28€250-
Current assets29/58€16k€21k▲
Amounts receivable within one year40/41€3k€8k▲
Trade receivables40€2k€7k▲
Other amounts receivable41€883€1k▲
Cash at bank and in hand54/58€11k€11k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€42k€33k▼
Equity10/15€12k€12k▲
Contributions10/11€3k€3k=
Reserves13-€9k
Distributable reserves133-€9k
Profit (loss) carried forward14€9k-
Amounts payable17/49€30k€20k▼
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€20k€20k▼
Current portion of amounts payable after more than one year42€9k€3k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€7k▼
Other operating charges640/8€818€734▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€14k€13k▼
Operating profit (loss)9901€2k€3k▲
Financial income75/76B€27-
Recurring financial income75€27-
Financial charges65/66B€894€1k▲
Recurring financial charges65€894€1k▲
Profit (loss) for the period before taxes9903€1k€1k▲
Income taxes67/77€882€1k▲
Profit (loss) for the period9904€125€71▼
Profit (loss) for the period to be appropriated9905€125€71▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k▲
Profit (loss) brought forward from the previous period14P€9k€9k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €71 ▼43.5%
Net result drops to €71, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meutelstraat 313460 BekkevoortGround area
2,014 m²
Building footprint
139 m²
Volume, LiDAR
522 m³
Parcel 24008A0290/00Y002, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
M-LIFE
since 20222.331.912.761
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24008A0290/00Y002 | Flanders | 2,014 m² | 1 · 139 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FRA.PROMO-IMMO
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 3,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2022
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
43990Other specialised construction activities
43995Specialised construction activities
47632Retail sale of bicycles
47785Retail trade
77210Renting and leasing of sports and recreation goods
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.