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VSVL

Active
Private limited companyfounded 2007active for 18 yearsSchansstraat 25, 3545 Halen, BelgiumKBO/BCE: BE 0894.580.916
Summary

VSVL has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,319 and a net result of -€33,210. Equity is growing by about 3.7% per year across the filed financial years. Its solvency ranks better than 15% of 38,739 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€753,604total assets 2025
Equity
€58,319
Loss
-€33,210
Turnover not published (abbreviated or micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 31 days early0 of 3 deeds read
Why 85raises risk1 of the last 3 latelowers riskSize: total assets €753,604Sector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed 30-03-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 24% of its sector peers (NACE 70, micro)
Financial strength · tick = 2023
Weak
Solvency 33-7
equity 7.7% of total assets
Liquidity 52+2
short-term debt 15.2% · cash 4.0%
Profitability 38-31
return on assets -4.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,332 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.2 percentage points vs 09-2025 11-2025: 0.8%▲ +0.1 percentage points vs 10-2025 12-2025: 1.0%▲ +0.2 percentage points vs 11-2025 01-2026: 1.7%▲ +0.7 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.8%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 0.2%▼ -1.6 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.53, compared with 0.47 in 2023; short-term debt: 15.2% and cash: 4% of total assets), and 92.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 15% on solvency, 39% on liquidity and 19% on profitability.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €753,604
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed 30-03-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 38739 sector peers (2025).
NBB · sector comparison
Position among 38739 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2023
16 days late
2022
66 days late
2021
8 days late
2020
38 days early
2019
91 days late
2018
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 70) for financial year 2023 is 7 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€33,210
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Caution: Among the weakest 5% on net resultsector median €27,396 · 38,755 companies -€33,210 View
  • Total assets 20256 financial years filed €753,604 View
  • Active since 2007founded 31-12-2007 18 years View

By topic

Financials

Financial year
2025
Total assets
€753,604
Loss
-€33,210
Solvency
7.7%
Total assets▲ 26.3%
Net result
20182025
Go to Financials

Timeline

Events
19
Since
2009
  1. 05-10-2023Annual accounts filed
  2. 08-08-2022Annual accounts filed
  3. 31-12-2021Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
31-12-2007
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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