VSVANDEREYT
ActiveSummary
VSVANDEREYT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €848k and a net result of €43k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-9
Solvency88▼-12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 8.46 against 10.53 in 2024; short-term debt: 4.9% and cash: 16.2% of total assets), and 36.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
3.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
106 d early
2023
28 d early
2022
14 d early
2021
6 d early
2020
23 d late
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€848k▲ 5.3%
2024 · €805k
2018: €313k
2019: €415k
2020: €466k
2021: €492k
2022: €586k
2023: €694k
2024: €805k
2018 → 2025
Total assets
€1.34M▲ 27.8%
2024 · €1.05M
2018: €333k
2019: €471k
2020: €540k
2021: €690k
2022: €774k
2023: €866k
2024: €1.05M
2018 → 2025
Net result
€43k▼ 61.3%
2024 · €111k
2018: €68k
2019: €102k
2020: €77k
2021: €65k
2022: €94k
2023: €108k
2024: €111k
2018 → 2025
Working capital
€491k▼ 13.6%
2024 · €569k
2018: €296k
2019: €381k
2020: €439k
2021: €359k
2022: €460k
2023: €550k
2024: €569k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€492k-€586k▲ 19.0%€694k▲ 18.5%€805k▲ 16.0%€848k▲ 5.3%
Operating result€92k-€135k▲ 45.6%€149k▲ 10.9%€150k▲ 0.6%€64k▼ 57.5%
Net result€65k-€94k▲ 44.1%€108k▲ 15.7%€111k▲ 2.6%€43k▼ 61.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€786k ▲ 85.9%
Current assets
€557k ▼ 11.4%
Equity and liabilities €1.34M
Equity
€848k ▲ 5.3%
Debt
€495k ▲ 101%
Debt's share of the balance-sheet total rises from 23.4% to 36.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€148k▼
2024 · €203k
Cash flow
€127k▼
2024 · €164k
Current ratio
8.46▼
2024 · 10.53
Quick ratio
8.35▼
2024 · 10.33
Debt to equity
0.58▲
2024 · 0.31
ROE
5.1%▼
2024 · 13.8%
ROA
3.2%▼
2024 · 10.6%
Interest coverage
11.27▼
2024 · 27.96
Debt ≤ 1 year
€66k▲
2024 · €60k
Debt > 1 year
€427k▲
2024 · €185k
Income taxes
€17k▼
2024 · €46k
Staff costs
€62k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.34M▲
Fixed assets21/28€423k€786k▲
Intangible fixed assets21€978€523▼
Tangible fixed assets22/27€422k€785k▲
Land and buildings22€374k€780k▲
Plant, machinery and equipment23€1k€0▼
Furniture and vehicles24€16k€6k▼
Assets under construction and advance payments27€30k€0▼
Current assets29/58€628k€557k▼
Stocks and contracts in progress3€12k€7k▼
Stocks30/36€12k€7k▼
Amounts receivable within one year40/41€101k€49k▼
Trade receivables40€96k€37k▼
Other amounts receivable41€5k€12k▲
Current investments50/53€384k€284k▼
Cash at bank and in hand54/58€131k€217k▲
Deferred charges and accrued income490/1€140€592▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.34M▲
Equity10/15€805k€848k▲
Contributions10/11€19k€19k=
Reserves13€787k€829k▲
Distributable reserves133€787k€829k▲
Amounts payable17/49€246k€495k▲
Amounts payable after more than one year17€185k€427k▲
Financial debts170/4€185k€427k▲
Amounts payable within one year42/48€60k€66k▲
Current portion of amounts payable after more than one year42€13k€28k▲
Financial debts43€0€9k▲
Credit institutions430/8€0€9k▲
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€39k€24k▼
Taxes450/3€34k€19k▼
Remuneration and social security454/9€5k€5k▲
Accrued charges and deferred income492/3€868€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€25k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€84k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€232k€215k▼
Operating profit (loss)9901€150k€64k▼
Financial income75/76B€14k€9k▼
Recurring financial income75€14k€9k▼
Financial charges65/66B€7k€13k▲
Recurring financial charges65€7k€13k▲
Profit (loss) for the period before taxes9903€157k€60k▼
Income taxes67/77€46k€17k▼
Profit (loss) for the period9904€111k€43k▼
Profit (loss) for the period to be appropriated9905€111k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€111k€43k▼
Transfer to equity691/2€111k€43k▼
To other reserves6921€111k€43k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €43k ▼61.3%
Net result drops to €43k, the lowest in the series.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €111k ▲2.6%
Operating result €150k, net result €111k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €586k ▲19%
5 profitable years in a row build equity to €586k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breilaarschansweg 303520 ZonhovenGround area
968 m²
Building footprint
110 m²
Volume, LiDAR
575 m³
Parcel 71442C1182/00B000, Flanders · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vandereyt
since 20122.214.897.505
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C1182/00B000 | Flanders | 968 m² | 1 · 110 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 310 EUR awarded · 310 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 226 EUR | 226 EUR |
| 2023 | 1 | 84 EUR | 84 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 3,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2012
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.