Vstech
ActiveThe computed 12-month bankruptcy probability of Vstech is 1.5% (moderate). The 2025 annual accounts show equity of €9k and a net result of €4k. Its solvency ranks better than 35% of 4472 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability84
Solvency52
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€34k
Net result
€4k
Working capital
€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €34k
Fixed assets
€14k
Current assets
€20k
Equity and liabilities €34k
Equity
€9k
Debt
€24k
Debt finances 72.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€7k
Cash flow
€6k
Solvency
27.1%
Current ratio
0.80
Quick ratio
0.80
Debt / equity
2.69
ROE
44.9%
ROA
12.2%
Interest coverage
29.49
Debt
€24k
Debt ≤ 1 year
€24k
Income taxes
€899
Staff costs
€370
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€34k
Fixed assets21/28€14k
Tangible fixed assets22/27€14k
Land and buildings22€6k
Plant, machinery and equipment23€5k
Furniture and vehicles24€2k
Current assets29/58€20k
Amounts receivable within one year40/41€17k
Trade receivables40€13k
Other amounts receivable41€4k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€34k
Equity10/15€9k
Contributions10/11€5k
Profit (loss) carried forward14€4k
Amounts payable17/49€24k
Amounts payable within one year42/48€24k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Other amounts payable47/48€11k
Income statement
Code2025
Remuneration, social security and pensions62€370
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€1k
Gross operating margin9900€8k
Operating profit (loss)9901€5k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€233
Recurring financial charges65€233
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€899
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burght 31547 BeverGround area
1,330 m²
Building footprint
179 m²
Volume, LiDAR
743 m³
Parcel 23009D0911/00A000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vstech
since 20242.384.336.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23009D0911/00A000 | Flanders | 1,330 m² | 1 · 179 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 2,309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2024
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
02200Logging
42110Construction of roads and motorways
42911Civil engineering
43110Demolition
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.