VSP Estate
ActiveVSP Estate has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-4k. Its solvency ranks better than 74% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes
Profitability0
Solvency99
Growth-
Stability67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.72), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€96k
Total assets
€152k
Net result
€-4k
Working capital
€96k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €152k
Equity
€96k
Debt
€56k
Debt finances 36.8% of the balance-sheet total.
Key figures and ratios
Solvency
63.2%
Current ratio
2.72
Quick ratio
1.95
Debt / equity
0.58
ROE
-4.1%
ROA
-2.6%
Debt
€56k
Debt ≤ 1 year
€56k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€152k
Current assets29/58€152k
Stocks and contracts in progress3€43k
Stocks30/36€43k
Amounts receivable within one year40/41€13k
Trade receivables40€3k
Other amounts receivable41€10k
Cash at bank and in hand54/58€96k
Equity and liabilities
Total equity and liabilities10/49€152k
Equity10/15€96k
Contributions10/11€100k
Profit (loss) carried forward14€-4k
Amounts payable17/49€56k
Amounts payable within one year42/48€56k
Trade debts44€13k
Suppliers440/4€13k
Other amounts payable47/48€43k
Income statement
Code2025
Other operating charges640/8€50
Gross operating margin9900€-4k
Operating profit (loss)9901€-4k
Financial charges65/66B€31
Recurring financial charges65€31
Profit (loss) for the period before taxes9903€-4k
Profit (loss) for the period9904€-4k
Profit (loss) for the period to be appropriated9905€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Burght 451547 BeverGround area
5,879 m²
Building footprint
448 m²
Volume, LiDAR
2,549 m³
Parcel 23009D0134/00G000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23009D0134/00G000 | Flanders | 5,879 m² | 1 · 448 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,250 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2025
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.