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VSBD

Active
Private limited companyfounded 2025incorporated this yearRue du Centre 81, 4050 Chaudfontaine, BelgiumKBO/BCE: BE 1028.658.076
Summary

VSBD is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €12,937 and a net result of €9,937. Its solvency ranks better than 47% of 16666 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency85
Growth-
Track record50
Credit verdict
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.5; short-term debt: 39.9% and cash: 60.3% of total assets), and 39.9% of the assets are financed with debt.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
3 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VSBD was incorporated on 3 October 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€12,937
Total assets
€21,537
Net result
€9,937
Working capital
€12,937

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €21,537
Equity €12,937
Debt €8,599
Debt finances 39.9% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
2.50
Debt to equity
0.66
ROE
76.8%
ROA
46.1%
Debt ≤ 1 year
€8,599
Income taxes
€2,646
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 24 lines
Balance sheet Code2025
Assets
Total assets20/58€21,537
Current assets29/58€21,537
Cash at bank and in hand54/58€12,990
Deferred charges and accrued income490/1€8,546
Equity and liabilities
Total equity and liabilities10/49€21,537
Equity10/15€12,937
Contributions10/11€3,000
Profit (loss) carried forward14€9,937
Amounts payable17/49€8,599
Amounts payable within one year42/48€8,599
Taxes, remuneration and social security45€6,696
Taxes450/3€4,196
Remuneration and social security454/9€2,500
Other amounts payable47/48€1,903
Income statement Code2025
Other operating charges640/8€50
Gross operating margin9900€12,658
Operating profit (loss)9901€12,608
Financial charges65/66B€25
Recurring financial charges65€25
Profit (loss) for the period before taxes9903€12,583
Income taxes67/77€2,646
Profit (loss) for the period9904€9,937
Profit (loss) for the period to be appropriated9905€9,937
Appropriation of the result
Profit (loss) to be appropriated9906€9,937

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€50
Gross operating margin9900€12,658
Operating profit (loss)9901€12,608
Financial charges65/66B€25
Recurring financial charges65€25
Profit (loss) for the period before taxes9903€12,583
Income taxes67/77€2,646
Profit (loss) for the period9904€9,937
Profit (loss) for the period to be appropriated9905€9,937
Line2025
Assets
Total assets20/58€21,537
Current assets29/58€21,537
Cash at bank and in hand54/58€12,990
Deferred charges and accrued income490/1€8,546
Equity and liabilities
Total equity and liabilities10/49€21,537
Equity10/15€12,937
Contributions10/11€3,000
Profit (loss) carried forward14€9,937
Amounts payable17/49€8,599
Amounts payable within one year42/48€8,599
Taxes, remuneration and social security45€6,696
Taxes450/3€4,196
Remuneration and social security454/9€2,500
Other amounts payable47/48€1,903
Line2025
Profit (loss) for the period9904€9,937
Operating cash flow (approximation)€9,937

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
62 m²
Building footprint
61 m²
Volume, LiDAR
434 m³
Parcel 62022C0308/00C000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VSBD
Rue du Centre 81, 4050 ChaudfontaineGeneral medical practice
since 20252.380.436.913
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62022C0308/00C000 Wallonia 62 m² 1 · 61 m² 9.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 2,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
86220Specialist medical practice

Scores and ratios are computed by Checked and are not a credit decision.