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VSB Ramen & Deuren

Active
Private limited companyfounded 2010active for 16 yearsHooghaag 55, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0822.551.288
Summary

VSB Ramen & Deuren has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,005 and a net result of €16,342. Equity grew by about 7.9% per year on average since 2018. In 2025 it fell by 36.2%. Its solvency ranks better than 33% of 35,008 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-01-2010 Normal situation
Activity
Joinery installation NACE 43320and 1 other
Joint committee
124 Construction · annual accounts 2022
Establishment unit
2.184.810.380 3930 Hamont-Achel, since 22-01-2010
Financial year end
31 December
Peppol
Reachable since 07-10-2025

Board and ownership

Board
  • Van Samang RuudDirector · since 22-01-2010

Financial position

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€45,706
▲ 39.2%
Turnover
≈ €270,000
estimated
Profit
€16,342
▲ 60.9%
Equity
€109,005
▼ 36.2%
Total assets
€351,697
▲ 1.7%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskFounded in 2010Liquidity: current ratio 3.47, cash €38,603Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 56-18
equity 31.0% of total assets
Liquidity 61-5
short-term debt 13.7% · cash 11.0%
Profitability 75+9
return on assets 4.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.3 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.47 (3.64 in 2024), above the usual 1.5. Short-term debt is 13.7% and cash 11% of total assets. However, 69% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 59% on liquidity, 48% on profitability and 12% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 3.47, cash €38,603
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
15 days early
2023
15 days early
2022
29 days late
2021
30 days late
2020
27 days late
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €16,342 8 years View
  • Caution: Equity fell in 2025from €170,940 to €109,005 ▼ 36.2% View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as VSB Ramen & Deuren: joinery installation (NACE 43320). They are comparable in size and age: total assets between €329,000 and €388,000, founded between 2008 and 2011.

CompanyTotal assetsGross margin
VSB Ramen & Deuren Hamont-Achel€351,697€45,706
IMMO REVES Mouscron€355,769€49,640
DE AMBACHTHOEVE Sint-Laureins€328,507€50,679
Deuren-en Trappenhuis GOED IDEE Sint-Laureins€364,463€42,679
J-R BAT Ganshoren€361,456€39,306
WILLEMYNS Dirk Halle€388,042€51,658
VANDENBROUCKE KENNY Roeselare€328,931€50,069
Full comparison

Key facts about VSB Ramen & Deuren

What is the company number of VSB Ramen & Deuren?
The company number of VSB Ramen & Deuren is 0822.551.288. The VAT number is the same number with BE in front: BE 0822.551.288.
Where is VSB Ramen & Deuren based?
The registered office is at Hooghaag 55, 3930 Hamont-Achel.Company details
What does VSB Ramen & Deuren do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of VSB Ramen & Deuren?
VSB Ramen & Deuren is a private limited company (BV).
When was VSB Ramen & Deuren founded?
VSB Ramen & Deuren was founded on 22-01-2010.
Is VSB Ramen & Deuren still active?
Yes, VSB Ramen & Deuren is an active enterprise in the KBO register.
How many employees does VSB Ramen & Deuren have?
VSB Ramen & Deuren had an average of 0.5 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
Which joint committee does VSB Ramen & Deuren fall under?
In its 2022 annual accounts, VSB Ramen & Deuren states joint committee 124 (Construction).
What is the turnover of VSB Ramen & Deuren?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €45,706 and 32 comparable companies (NACE 43320). It probably lies between €200,000 and €470,000.
Is VSB Ramen & Deuren profitable?
In financial year 2025, VSB Ramen & Deuren made a profit of €16,342.
Where can I find the annual accounts of VSB Ramen & Deuren?
VSB Ramen & Deuren filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VSB Ramen & Deuren due?
VSB Ramen & Deuren must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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