VSB doc
ActiveThe computed 12-month bankruptcy probability of VSB doc is 2.7% (moderate). The 2025 annual accounts show equity of €87k and a net result of €82k. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 5.93; short-term debt: 16.4% and cash: 5.4% of total assets), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
78.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€87k
Total assets
€104k
Net result
€82k
Working capital
€84k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €104k
Fixed assets
€3k
Current assets
€101k
Equity and liabilities €104k
Equity
€87k
Debt
€17k
Debt finances 16.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€103k
Cash flow
€82k
Solvency
83.6%
Current ratio
5.93
Quick ratio
5.93
Debt / equity
0.20
ROE
94.2%
ROA
78.8%
Interest coverage
1743.07
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€21k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€104k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€101k
Current investments50/53€94k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€614
Equity and liabilities
Total equity and liabilities10/49€104k
Equity10/15€87k
Contributions10/11€5k
Reserves13€80k
Distributable reserves133€80k
Profit (loss) carried forward14€2k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47
Other operating charges640/8€771
Gross operating margin9900€103k
Operating profit (loss)9901€103k
Financial income75/76B€668
Recurring financial income75€668
Financial charges65/66B€59
Recurring financial charges65€59
Profit (loss) for the period before taxes9903€103k
Income taxes67/77€21k
Profit (loss) for the period9904€82k
Profit (loss) for the period to be appropriated9905€82k
Appropriation of the result
Profit (loss) to be appropriated9906€82k
Transfer to equity691/2€80k
To other reserves6921€80k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean Van Lierdestraat 391070 AnderlechtGround area
486 m²
Building footprint
227 m²
Volume, LiDAR
2,990 m³
2 parcels, Brussels · tallest building 21.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VSB doc
since 20252.370.388.406
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0112/00D011 | Brussels | 254 m² | 1 · 157 m² | 21.2 m · 5 fl. |
| 21302A0049/00G003 | Brussels | 232 m² | 1 · 70 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2025
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:cleo.vanslambrouck@outlook.be