VS PRO CONSULT
ActiveVS PRO CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €44k. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
65
/ 100
Healthy▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-8
Solvency27▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.98 in 2024), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
3.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 6967 sector peers (2025).
NBB · sector comparisonPosition among 6967 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
52 d early
2024
66 d early
2023
57 d early
2022
138 d early
2021
82 d early
2020
19 d late
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€266k▼ 5.0%
2024 · €280k
2018: €30k
2019: €36k
2020: €43k
2021: €55k
2022: €180k
2023: €229k
2024: €280k
2018 → 2025
Total assets
€1.30M▲ 1.7%
2024 · €1.28M
2018: €66k
2019: €57k
2020: €67k
2021: €166k
2022: €390k
2023: €816k
2024: €1.28M
2018 → 2025
Net result
€44k▼ 14.0%
2024 · €51k
2018: €7k
2019: €6k
2020: €11k
2021: €24k
2022: €137k
2023: €50k
2024: €51k
2018 → 2025
Working capital
€9k
2024 · €-4k
2018: €27k
2019: €31k
2020: €38k
2021: €21k
2022: €143k
2023: €-55k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€180k▲ 227%€229k▲ 27.7%€280k▲ 22.3%€266k▼ 5.0%
Operating result€36k-€202k▲ 455%€80k▼ 60.5%€95k▲ 19.3%€100k▲ 5.0%
Net result€24k-€137k▲ 475%€50k▼ 63.7%€51k▲ 3.0%€44k▼ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€1.14M▲ 2.5%
Current assets
€166k▼ 3.3%
Equity and liabilities €1.30M
Equity
€266k▼ 5.0%
Debt
€1.04M▲ 3.6%
The debt ratio rises from 78.1% to 79.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€157k▲
2024 · €150k
Cash flow
€101k▼
2024 · €106k
Solvency
20.5%▼
2024 · 21.9%
Current ratio
1.06▲
2024 · 0.98
Quick ratio
1.06▲
2024 · 0.98
Debt / equity
3.89▲
2024 · 3.56
ROE
16.5%▼
2024 · 18.2%
ROA
3.4%▼
2024 · 4.0%
Interest coverage
3.60▼
2024 · 6.40
Debt
€1.04M▲
2024 · €1,000k
Debt ≤ 1 year
€157k▼
2024 · €176k
Debt > 1 year
€878k▲
2024 · €824k
Income taxes
€12k▼
2024 · €21k
Staff costs
€67k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.30M▲
Fixed assets21/28€1.11M€1.14M▲
Tangible fixed assets22/27€1.11M€1.13M▲
Land and buildings22€812k€762k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€24k€24k▼
Other tangible fixed assets26€265k€344k▲
Financial fixed assets28€1k€2k▲
Current assets29/58€172k€166k▼
Amounts receivable within one year40/41-€5k
Trade receivables40-€1k
Other amounts receivable41-€4k
Current investments50/53€600€3k▲
Cash at bank and in hand54/58€167k€156k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.30M▲
Equity10/15€280k€266k▼
Contributions10/11€20k€20k=
Reserves13€246k€246k=
Distributable reserves133€246k€246k=
Profit (loss) carried forward14€14k€1▼
Amounts payable17/49€1,000k€1.04M▲
Amounts payable after more than one year17€824k€878k▲
Financial debts170/4€824k€878k▲
Amounts payable within one year42/48€176k€157k▼
Current portion of amounts payable after more than one year42€26k€22k▼
Trade debts44€27k€13k▼
Suppliers440/4€27k€13k▼
Advances received on contracts in progress46€65k€17k▼
Taxes, remuneration and social security45€51k€54k▲
Taxes450/3€43k€37k▼
Remuneration and social security454/9€9k€17k▲
Other amounts payable47/48€6k€51k▲
Accrued charges and deferred income492/3-€250
Income statement
Code20242025
Non-recurring operating income76A-€56k
Remuneration, social security and pensions62€56k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€57k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€210k€229k▲
Operating profit (loss)9901€95k€100k▲
Financial charges65/66B€23k€44k▲
Recurring financial charges65€23k€44k▲
Profit (loss) for the period before taxes9903€72k€56k▼
Income taxes67/77€21k€12k▼
Profit (loss) for the period9904€51k€44k▼
Profit (loss) for the period to be appropriated9905€51k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€58k▼
Profit (loss) brought forward from the previous period14P€13k€14k▲
Transfer to equity691/2€50k-
To other reserves6921€50k-
Profit to be distributed694/7-€58k
Return on contributions (dividend)694-€58k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €229k ▲27.7%
6 profitable years in a row build equity to €229k.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €137k ▲475%
Operating result €202k, net result €137k, both a record.
31-12
Financial
Equity above €150kEq €180k ▲227%
5 profitable years in a row build equity to €180k.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
31-12
Financial
Weakest financial yearnet €6k ▼14.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertlaan 2741082 Sint-Agatha-BerchemGround area
1,704 m²
Building footprint
284 m²
Volume, LiDAR
2,877 m³
2 parcels, Brussels, Wallonia · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
VS PROPERTIES Family real estate
since 20162.254.729.267
VS PROPERTIES Family real estate
since 20252.375.344.710
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25092B0445/00C000 | Wallonia | 1,418 m² | 1 · 106 m² | 6.3 m · 2 fl. |
| 21003A0259/00R002 | Brussels | 286 m² | 1 · 178 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 4,944 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2016
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.