VS Dakwerken
ActiveVS Dakwerken has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €19k. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+31
Solvency70▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.61 in 2024; short-term debt: 41.5% of total assets), but 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
6.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
61 d late
2023
30 d late
2022
34 d early
2021
19 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 13.7%
2024 · €125k
2018: €-20k
2019: €-18k
2020: €25k
2021: €41k
2022: €88k
2023: €120k
2024: €125k
2018 → 2025
Total assets
€313k▲ 18.8%
2024 · €263k
2018: €209k
2019: €172k
2020: €153k
2021: €164k
2022: €196k
2023: €279k
2024: €263k
2018 → 2025
Net result
€19k▲ 197%
2024 · €6k
2018: €-46k
2019: €-9k
2020: €45k
2021: €17k
2022: €49k
2023: €34k
2024: €6k
2018 → 2025
Working capital
€89k▲ 16.5%
2024 · €77k
2018: €-32k
2019: €-32k
2020: €7k
2021: €21k
2022: €57k
2023: €72k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€88k▲ 115%€120k▲ 36.9%€125k▲ 3.8%€142k▲ 13.7%
Operating result€23k-€74k▲ 221%€56k▼ 25.2%€23k▼ 58.1%€32k▲ 36.7%
Net result€17k-€49k▲ 179%€34k▼ 29.8%€6k▼ 81.3%€19k▲ 197%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €313k
Fixed assets
€94k▲ 54.8%
Current assets
€219k▲ 8.1%
Equity and liabilities €313k
Equity
€142k▲ 13.7%
Debt
€171k▲ 23.4%
The debt ratio rises from 52.5% to 54.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €40k
Cash flow
€36k▲
2024 · €23k
Solvency
45.5%▼
2024 · 47.5%
Current ratio
1.69▲
2024 · 1.61
Quick ratio
1.04▲
2024 · 0.96
Debt / equity
1.20▲
2024 · 1.11
ROE
13.3%▲
2024 · 5.1%
ROA
6.1%▲
2024 · 2.4%
Interest coverage
7.47▲
2024 · 2.77
Debt
€171k▲
2024 · €138k
Debt ≤ 1 year
€130k▲
2024 · €126k
Debt > 1 year
€41k▲
2024 · €12k
Income taxes
€8k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€263k€313k▲
Fixed assets21/28€61k€94k▲
Tangible fixed assets22/27€57k€90k▲
Plant, machinery and equipment23€25k€5k▼
Furniture and vehicles24€5k€66k▲
Leasing and similar rights25€26k€19k▼
Financial fixed assets28€4k€4k=
Current assets29/58€203k€219k▲
Stocks and contracts in progress3€81k€84k▲
Stocks30/36€64k€64k=
Contracts in progress37€18k€20k▲
Amounts receivable within one year40/41€109k€125k▲
Trade receivables40€94k€111k▲
Other amounts receivable41€15k€14k▼
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€263k€313k▲
Equity10/15€125k€142k▲
Contributions10/11€19k€19k=
Reserves13€106k€124k▲
Distributable reserves133€106k€124k▲
Amounts payable17/49€138k€171k▲
Amounts payable after more than one year17€12k€41k▲
Financial debts170/4€12k€41k▲
Amounts payable within one year42/48€126k€130k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Financial debts43€21k€1k▼
Credit institutions430/8€16k€1k▼
Other loans439€5k-
Trade debts44€89k€111k▲
Suppliers440/4€89k€111k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€47k€50k▲
Operating profit (loss)9901€23k€32k▲
Financial income75/76B€1€1k▲
Recurring financial income75€1€1k▲
Financial charges65/66B€14k€6k▼
Recurring financial charges65€14k€6k▼
Profit (loss) for the period before taxes9903€9k€27k▲
Income taxes67/77€2k€8k▲
Profit (loss) for the period9904€6k€19k▲
Profit (loss) for the period to be appropriated9905€6k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€19k▲
Transfer to equity691/2€5k€17k▲
To other reserves6921€5k€17k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €120k ▲36.9%
4 profitable years in a row build equity to €120k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €49k ▲179%
Operating result €74k, net result €49k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €45k
Net result €45k after 2 loss-making years.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 86 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanaalweg 353980 Tessenderlo-HamGround area
832 m²
Building footprint
189 m²
Parcel 71362B1617/00G002, Flanders. Linked by address, not a title deed.
1 establishment unit
VS Dakwerken
since 20142.231.539.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B1617/00G002 | Flanders | 831 m² | 1 · 189 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PEREMANS MICHEL
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Philippe BRAHY TOITURES
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Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 3,764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2014
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.