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VRIMMO

Active Risk: not assessed
Private limited companyfounded 199729 yrs activeBrand 2, 2470 Retie, BelgiumKBO/BCE: BE 0460.421.683
Summary

VRIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.11M and a net result of €3k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 50% of 5527 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
17 d early
2023
9 d early
2022
14 d early
2021
17 d early
2020
25 d early
2019
9 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€2.11M▲ 0.2%
2024 · €2.11M
2018: €1.84M 2019: €1.82M 2020: €1.85M 2021: €2.26M 2022: €2.15M 2023: €2.11M 2024: €2.11M
2018 → 2025
Net result
€3k
2024 · €-6k
2018: €-20k 2019: €-19k 2020: €25k 2021: €414k 2022: €-116k 2023: €-33k 2024: €-6k
2018 → 2025
Total assets
€4.07M▼ 3.0%
2024 · €4.20M
2018: €3.51M 2019: €2.96M 2020: €2.98M 2021: €3.43M 2022: €4.31M 2023: €4.25M 2024: €4.20M
2018 → 2025
Solvency
51.8%▲ 1.6pp
2024 · 50.2%
2018: 52.5% 2019: 61.5% 2020: 62.1% 2021: 66.1% 2022: 49.9% 2023: 49.7% 2024: 50.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.26M-€2.15M▼ 5.1%€2.11M▼ 1.6%€2.11M▼ 0.3%€2.11M▲ 0.2%
Operating result€416k-€-106k€-6k▲ 94.4%€14k€19k▲ 32.4%
Net result€414k-€-116k€-33k▲ 71.0%€-6k▲ 80.6%€3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400kOperating result 2021: €416k€416kNet result 2021: €414k€414kOperating result 2022: €-106k€-106kNet result 2022: €-116k€-116kOperating result 2023: €-6k€-6kNet result 2023: €-33k€-33kOperating result 2024: €14k€14kNet result 2024: €-6k€-6kOperating result 2025: €19k€19kNet result 2025: €3k€3k20212022202320242025€-40k€-20k€0€20kOperating result 2023: €-6k€-6kNet result 2023: €-33k€-33kOperating result 2024: €14k€14kNet result 2024: €-6k€-6.5kOperating result 2025: €19k€19kNet result 2025: €3k€3.5k202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.07M
Fixed assets €3.73M ▼ 2.1%
Current assets €345k ▼ 11.6%
Equity and liabilities €4.07M
Equity €2.11M ▲ 0.2%
Provisions €7k ▼ 11.7%
Debt €1.95M ▼ 6.1%
Debt's share of the balance-sheet total falls from 49.6% to 48.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
0.2%
2024 · -0.3%
ROA
0.1%
2024 · -0.2%
Debt ≤ 1 year
€1.56M
2024 · €1.59M
Debt > 1 year
€398k
2024 · €490k
Staff costs
€34k
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€4.20M€4.07M
Fixed assets21/28€3.81M€3.73M
Tangible fixed assets22/27€2.62M€2.54M
Land and buildings22€2.62M€2.54M
Furniture and vehicles24€516€223
Financial fixed assets28€1.18M€1.18M=
Current assets29/58€390k€345k
Amounts receivable within one year40/41€379k€337k
Trade receivables40€18k€6k
Other amounts receivable41€361k€331k
Cash at bank and in hand54/58€10k€8k
Deferred charges and accrued income490/1€508€0
Equity and liabilities
Total equity and liabilities10/49€4.20M€4.07M
Equity10/15€2.11M€2.11M
Contributions10/11€945k€945k=
Reserves13€1.16M€1.17M
Tax-exempt reserves132€16k€14k
Distributable reserves133€1.15M€1.15M
Provisions and deferred taxes16€8k€7k
Deferred taxes168€8k€7k
Amounts payable17/49€2.08M€1.95M
Amounts payable after more than one year17€490k€398k
Financial debts170/4€490k€398k
Amounts payable within one year42/48€1.59M€1.56M
Current portion of amounts payable after more than one year42€91k€92k
Financial debts43€282k€254k
Credit institutions430/8€282k€254k
Trade debts44€5k€533
Suppliers440/4€5k€533
Advances received on contracts in progress46€0€3k
Taxes, remuneration and social security45€5k€5k
Taxes450/3€4k€1k
Remuneration and social security454/9€877€4k
Other amounts payable47/48€1.21M€1.20M
Accrued charges and deferred income492/3€261€0
Income statement Code20242025
Remuneration, social security and pensions62€32k€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€90k
Other operating charges640/8€45k€32k
Gross operating margin9900€183k€175k
Operating profit (loss)9901€14k€19k
Financial income75/76B€664€0
Recurring financial income75€664€0
Financial charges65/66B€22k€16k
Recurring financial charges65€22k€16k
Profit (loss) for the period before taxes9903€-7k€3k
Transfer from deferred taxes780€968€968=
Profit (loss) for the period9904€-6k€3k
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-5k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€5k
Transfer from equity791/2€5k€0
Transfer to equity691/2-€5k
To other reserves6921-€5k
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €3k
Net result €3k after 3 loss-making years.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet €-116k ▼128%
Net result drops to €-116k, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €414k ▲1550%
Operating result €416k, net result €414k, both a record.
31-12
Financial Equity above €2MEq €2.26M ▲22.4%
2 profitable years in a row build equity to €2.26M.
06-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €25k
Net result €25k after 2 loss-making years.
22-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
26-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1997
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brand 22470 Retie
Ground area
1,242 m²
Building footprint
319 m²
Volume, LiDAR
1,726 m³
Parcel 13036C1077/00C000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VRIMMO
Brand 2, 2470 RetieInsurance, reinsurance and pension funding, except compulsory social security
since 19972.081.448.071
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036C1077/00C000 Flanders 1,241 m² 1 · 319 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,757 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-04-1997
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.