Vralie
ActiveThe annual accounts of Vralie for fiscal year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €891 and a net result of €-6k. Equity is shrinking by ~61.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 11% of 9450 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-4
Solvency29▼-20
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.95 against 1.15 in 2024; short-term debt: 96% and cash: 83% of total assets), and 96% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4%
Return on assets
-25.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-6k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
51 d early
2023
50 d early
2022
56 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€891▼ 86.2%
2024 · €6k
2021: €18k
2022: €-4k
2023: €10k
2024: €6k
2021 → 2025
Total assets
€22k▼ 17.3%
2024 · €27k
2021: €33k
2022: €18k
2023: €27k
2024: €27k
2021 → 2025
Net result
€-6k▼ 73.0%
2024 · €-3k
2021: €16k
2022: €-22k
2023: €13k
2024: €-3k
2021 → 2025
Working capital
€-975
2024 · €3k
2021: €12k
2022: €-6k
2023: €6k
2024: €3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€-4k€10k€6k▼ 33.3%€891▼ 86.2%
Operating result€23k-€-21k€14k€-2k€-5k▼ 92.8%
Net result€16k-€-22k€13k€-3k€-6k▼ 73.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€2k▼ 44.4%
Current assets
€20k▼ 13.4%
Equity and liabilities €22k
Equity
€891▼ 86.2%
Debt
€21k▲ 4.5%
The debt ratio rises from 76.0% to 96.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €-965
Cash flow
€-4k▼
2024 · €-2k
Solvency
4.0%▼
2024 · 24.0%
Current ratio
0.95▼
2024 · 1.15
Quick ratio
0.95▼
2024 · 1.15
ROA
-25.1%▼
2024 · -12.0%
Interest coverage
-4.58▼
2024 · -1.51
Debt
€21k▲
2024 · €20k
Debt ≤ 1 year
€21k▲
2024 · €20k
Income taxes
€137▲
2024 · €128
Equity ratios withheld: equity of €891 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€22k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€23k€20k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€76€48▼
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€22k€18k▼
Equity and liabilities
Total equity and liabilities10/49€27k€22k▼
Equity10/15€6k€891▼
Contributions10/11€2k€2k=
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-11k€-17k▼
Amounts payable17/49€20k€21k▲
Amounts payable within one year42/48€20k€21k▲
Current portion of amounts payable after more than one year42€885-
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€15k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€723€400▼
Gross operating margin9900€-242€-3k▼
Operating profit (loss)9901€-2k€-5k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€640€705▲
Recurring financial charges65€640€705▲
Profit (loss) for the period before taxes9903€-3k€-5k▼
Income taxes67/77€128€137▲
Profit (loss) for the period9904€-3k€-6k▼
Profit (loss) for the period to be appropriated9905€-3k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-17k▼
Profit (loss) brought forward from the previous period14P€-8k€-11k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.39
Current ratio from 0.67 to 1.39; short-term debt falls from €19k to €16k.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-22k ▼235%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 7173300 TienenGround area
898 m²
Building footprint
158 m²
Volume, LiDAR
1,084 m³
Parcel 24113B0029/00F000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vralie
since 20202.310.221.779
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24113B0029/00F000 | Flanders | 898 m² | 1 · 158 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 118 EUR awarded · 118 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 118 EUR | 118 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
TC PLUS
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Es ARCHITECTURE
BE 0795.640.817
Schilde · Eq €837
BY LIESEN
BE 0748.383.803
La Hulpe · Eq €988
DESIGN STUDIO VERO
BE 0745.976.718
Asse · Eq €990
GdM Interieurs
BE 0718.839.977
Tinlot · Eq €800
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 178 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2020
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
74112Other professional, scientific and technical activities
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
74201Photography, excluding press photography
81100Combined facilities support activities
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.