Financials · financial year 2025, micro format
Annual accounts 2025 filed on 31-07-2026 at the NBB all 2 filings
Equity
€174,016▲ 250%
2024 · €49,729
Net result
€124,287▲ 178%
2024 · €44,729
Total assets
€247,437▲ 228%
2024 · €75,525
Solvency
70.3%▲ 4.5pp
2024 · 65.8%
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€163,154
▲ 190%
2025
20242025
Net result
€124,287
▲ 178%
2025
highest quarter of the sector
20242025
Equity
€174,016
▲ 250%
2025
middle half of the sector
20242025
Total assets
€247,437
▲ 228%
2025
middle half of the sector
20242025
Debt
€73,421
▲ 185%
2025
20242025
Working capital
€174,016
▲ 250%
2025
highest quarter of the sector
20242025
Solvency
70.3%
▲ 4.5pp
2025
middle half of the sector
20242025
Current ratio
3.37
▲ 0.44
2025
middle half of the sector
20242025
Return on assets (ROA)
50.2%
▼ 9.0pp
2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€56,197-€163,154▲ 190%
Net result€44,729within the sector's middle half-€124,287above the sector's middle half▲ 178%
Equity€49,729within the sector's middle half-€174,016within the sector's middle half▲ 250%
Total assets€75,525below the sector's middle half-€247,437within the sector's middle half▲ 228%
Debt€25,796-€73,421▲ 185%
Working capital€49,729within the sector's middle half-€174,016above the sector's middle half▲ 250%
Solvency65.8%within the sector's middle half-70.3%within the sector's middle half▲ 4.5pp
Current ratio2.93within the sector's middle half-3.37within the sector's middle half▲ 0.44
Return on assets (ROA)59.2%above the sector's middle half-50.2%above the sector's middle half▼ 9.0pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 190% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €247,437
Equity
€174,016 ▲ 250%
Debt
€73,421 ▲ 185%
Debt's share of the balance-sheet total falls from 34.2% to 29.7%. Equity and debt are higher.
Key figures and ratios
ROE
71.4%▼
2024 · 89.9%
Debt ≤ 1 year
€73,421▲
2024 · €25,796
Income taxes
€35,983▲
2024 · €11,319
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €150 | €345 | ▲ 130% |
| Gross operating margin9900 | €56,347 | €163,499 | ▲ 190% |
| Operating profit (loss)9901 | €56,197 | €163,154 | ▲ 190% |
| Financial charges65/66B | €149 | €2,884 | ▲ 19× |
| Recurring financial charges65 | €149 | €2,884 | ▲ 19× |
| Profit (loss) for the period before taxes9903 | €56,048 | €160,270 | ▲ 186% |
| Income taxes67/77 | €11,319 | €35,983 | ▲ 218% |
| Profit (loss) for the period9904 | €44,729 | €124,287 | ▲ 178% |
| Profit (loss) for the period to be appropriated9905 | €44,729 | €124,287 | ▲ 178% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €75,525 | €247,437 | ▲ 228% |
| Current assets29/58 | €75,525 | €247,437 | ▲ 228% |
| Amounts receivable within one year40/41 | €44,565 | €20,833 | ▼ 53.3% |
| Trade receivables40 | €44,565 | €20,833 | ▼ 53.3% |
| Cash at bank and in hand54/58 | €29,601 | €226,603 | ▲ 666% |
| Deferred charges and accrued income490/1 | €1,359 | €0 | ▼ 100% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €75,525 | €247,437 | ▲ 228% |
| Equity10/15 | €49,729 | €174,016 | ▲ 250% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €44,729 | €169,016 | ▲ 278% |
| Distributable reserves133 | €44,729 | €169,016 | ▲ 278% |
| Amounts payable17/49 | €25,796 | €73,421 | ▲ 185% |
| Amounts payable within one year42/48 | €25,796 | €73,421 | ▲ 185% |
| Trade debts44 | €5,238 | €2,645 | ▼ 49.5% |
| Suppliers440/4 | €5,238 | €2,645 | ▼ 49.5% |
| Taxes, remuneration and social security45 | €18,685 | €64,961 | ▲ 248% |
| Taxes450/3 | €18,685 | €62,458 | ▲ 234% |
| Remuneration and social security454/9 | - | €2,503 | - |
| Other amounts payable47/48 | €1,873 | €5,815 | ▲ 210% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €44,729 | €124,287 | ▲ 178% |
| Operating cash flow (approximation) | €44,729 | €124,287 | ▲ 178% |
| Change in cash | - | €197,002 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.