Equity
€112,839 ▲ 37.5%
VR-CL CONSULTING has made a profit in every financial year since 2019.
VR-CL CONSULTING
Lifetime
7 annual accounts with figures on one time axisGross marginpeak €84,104 (2025)
€84,104▲ 59.3%
Resultpeak €49,940 (2023)
€30,784▲ 338%
Equitypeak €112,839 (2025)
€112,839▲ 37.5%
Debts
€506,571▲ 25.1%
Board1 name since 2018
1 directorVANTILT Raf
Documentsfilings and deeds
31-12-202531 days before the deadline
2025micro format
Gross margin from €52,798 to €84,104Result from €7,033 to €30,784Equity from €82,056 to €112,839Debts from €404,821 to €506,571Cash from €46,668 to €83,534
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The micro format states no turnover.
Debts
€506,571 82% of the balance sheet
Financial debts 63%Suppliers 0%Taxes and wages 2%Other 35%
Of this, €179,866 falls due within a year.
Liquidity
1.24 was 0.58 in 2024
Short-term debts rose from €107,865 to €179,866.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 1 to 31 days before the end of the period.
Position in the sector
18.2%
Lower solvency than 81% of companies in legal and accounting. Sector median 56.8% · 15,813 companies.
Checked score
92
Excellent
Financially stronger than 38% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,097 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: 0.1%▲ +0.1 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025highest value
01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €112,839 (18.2% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €619,410
Figures for financial year 2025 (filed on 31-12-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 21% of them on solvency, 39% on liquidity, 16% on profitability and 75% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,372 companies had the same profile as VR-CL CONSULTING has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VR-CL CONSULTING itself is lower: < 0.1% within 12 months. It rests on far more data about VR-CL CONSULTING than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,372 companies, not a prediction for VR-CL CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (0.58 in 2024), below the usual 1.5. Short-term debt is 29% and cash 13.5% of total assets. 81.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 15813 sector peers (2025).
NBB · sector comparisonPosition among 15813 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 days early
2024
4 days early
2023
1 day early
2022
1 day early
2021
7 days early
2020
8 days early
2019
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end06-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0697837202
Resignation: VANTILT Raf (director)
Reappointment: VANTILT Raf (director) · “Gecertificeerd accountant; Evenals het uitoefenen van alle met deze hoedanigheid verenigbare activiteiten” (deed in Dutch) · General meeting of 09-12-2021 · Gazette deed
Incorporation
published on 14-06-2018 · Gazette deed
First establishment
Elsschot 26, Heist-op-den-Berg
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| VR-CL CONSULTING Heist-op-den-Berg | €619,410 | €84,104 | 18.2% | - |
| VM Consultancy Geel | €604,824 | €77,331 | 91.1% | - |
| FINANCIEEL MANAGEMENT GEYS Lille | €534,137 | €91,029 | 35.0% | - |
| Koen De Cort Aalst | €645,941 | €84,616 | 36.1% | - |
| Accountantskantoor Wendy Brems Bilzen-Hoeselt | €616,624 | €92,625 | 95.4% | - |
| FEEMFISK Jabbeke | €718,176 | €85,717 | 30.0% | - |
| CSA MANAGEMENT Gesves | €583,132 | €87,499 | 86.5% | - |
These companies have the same main activity as VR-CL CONSULTING: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €534,000 and €718,000, founded between 2016 and 2019.
Official details
Source: KBO- Status
- Active since 12-06-2018Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201and 2 others
- Establishment unit
- 2.276.572.1822221 Heist-op-den-Berg, since 12-06-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 30-01-2025
Annual accounts to 30-06-2025
- Total assets
- €619,410▲ 27.2%
- Filing
- Filed on 31-12-2025, 31 days before the end of the filing period
Insights on VR-CL CONSULTING
VR-CL CONSULTING files the micro format. That format states no turnover. The gross margin rose from €33,602 in 2019 to €84,104 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VR-CL CONSULTING
- What is the company number of VR-CL CONSULTING?
- The company number of VR-CL CONSULTING is 0697.837.202. The VAT number is the same number with BE in front: BE 0697.837.202.
- Where is VR-CL CONSULTING based?
- The registered office is at Elsschot 26, 2221 Heist-op-den-Berg.Company details
- What does VR-CL CONSULTING do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of VR-CL CONSULTING?
- VR-CL CONSULTING is a private limited company (BV).
- When was VR-CL CONSULTING founded?
- VR-CL CONSULTING was founded on 12-06-2018.
- Is VR-CL CONSULTING still active?
- Yes, VR-CL CONSULTING is an active enterprise in the KBO register.
- What is the turnover of VR-CL CONSULTING?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €84,104 and 55 comparable companies (NACE 69201). It probably lies between €140,000 and €240,000.Financials
- Is VR-CL CONSULTING profitable?
- In financial year 2025, VR-CL CONSULTING made a profit of €30,784.
- Where can I find the annual accounts of VR-CL CONSULTING?
- VR-CL CONSULTING filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VR-CL CONSULTING due?
- VR-CL CONSULTING must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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