VPRE
ActiveVPRE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-5k. Equity is shrinking by ~22.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 17% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+1
Solvency32▼-2
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.12 against 1.14 in 2024; short-term debt: 89.5% and cash: 2.8% of total assets), and 93.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.8%
Return on assets
-2.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7694 sector peers (2025).
NBB · sector comparisonPosition among 7694 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
30 d late
2021
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 25.0%
2024 · €21k
2021: €40k
2022: €40k
2023: €28k
2024: €21k
2021 → 2025
Total assets
€239k▼ 2.3%
2024 · €244k
2021: €276k
2022: €215k
2023: €250k
2024: €244k
2021 → 2025
Net result
€-5k▲ 11.0%
2024 · €-6k
2021: €37k
2022: €-407
2023: €-12k
2024: €-6k
2021 → 2025
Working capital
€25k▼ 17.7%
2024 · €30k
2021: €61k
2022: €56k
2023: €36k
2024: €30k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€40k▼ 1.0%€28k▼ 30.4%€21k▼ 21.9%€16k▼ 25.0%
Operating result€61k-€319▼ 99.5%€-12k€-6k▲ 50.0%€-6k▲ 6.7%
Net result€37k-€-407€-12k▼ 2,850%€-6k▲ 49.8%€-5k▲ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €239k
Equity
€16k▼ 25.0%
Debt
€222k▼ 0.1%
The debt ratio rises from 91.2% to 93.2%. Equity and debt are lower.
Key figures and ratios
Solvency
6.8%▼
2024 · 8.8%
Current ratio
1.12▼
2024 · 1.14
Quick ratio
0.03▼
2024 · 0.06
Debt / equity
13.79▲
2024 · 10.36
ROE
-33.3%▼
2024 · -28.1%
ROA
-2.3%▲
2024 · -2.5%
Debt
€222k▼
2024 · €223k
Debt ≤ 1 year
€214k▼
2024 · €214k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€239k▼
Current assets29/58€244k€239k▼
Stocks and contracts in progress3€232k€232k=
Stocks30/36€232k€232k=
Amounts receivable within one year40/41€2k-
Trade receivables40€1k-
Other amounts receivable41€409-
Cash at bank and in hand54/58€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€244k€239k▼
Equity10/15€21k€16k▼
Contributions10/11€3k€3k=
Reserves13€19k€14k▼
Distributable reserves133€19k€14k▼
Amounts payable17/49€223k€222k▼
Amounts payable within one year42/48€214k€214k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€212k€212k=
Accrued charges and deferred income492/3€9k€9k=
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-4k€-4k▲
Operating profit (loss)9901€-6k€-6k▲
Financial income75/76B-€287
Recurring financial income75-€287
Financial charges65/66B€135€150▲
Recurring financial charges65€135€150▲
Profit (loss) for the period before taxes9903€-6k€-5k▲
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-5k▲
Transfer from equity791/2€6k€5k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tessenderloseweg 1642431 LaakdalGround area
2,125 m²
Building footprint
133 m²
Volume, LiDAR
780 m³
Parcel 13042B0341/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VPRE
since 20202.307.735.512
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13042B0341/00K000 | Flanders | 2,125 m² | 1 · 133 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Jib Projects
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Herenthout · Eq €16k
TAGETRO
BE 0830.698.397
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Peter-Jan Lauwers
BE 1024.197.165
Duffel · Eq €16k
Jutter
BE 0798.772.729
Antwerpen · Eq €16k
Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 5,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.