VPAuto Belgium

Active

Private limited companyfounded 2020active for 6 yearsRue Alfred Nobel /, 7180 Seneffe, BelgiumKBO/BCE: BE 0750.590.849

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

VPAuto Belgium has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€355,894) and a net result of €2,863. Equity is shrinking by about 67% per year across the filed financial years. Its solvency ranks better than 5% of 13,692 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

VPAuto BelgiumActiveChecked score 54/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 13-07-2020 Normal situation
Legal form: Private limited company
Registered office: Rue Alfred Nobel /, 7180 Seneffe
Activity: Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711and 1 other
Establishment unit: 2.305.370.690 7180 Seneffe, since 13-07-2020
Financial year end: 31 December
Peppol: Reachable since 30-11-2025

Company details

Who decides

Board

NAMAND AntoineDirector

Board & ownership

How it is doing

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.0%

Annual accounts 2025

Gross margin: €12,627
Turnover: ≈ €390,000; estimated
Profit: €2,863
Equity: -€355,894; ▲ 0.8%
Total assets: €164,826; ▼ 36.3%

2025 accounts 35 days early

Filed on 26-06-2026at the National Bank

Financials

Why 54raises riskCapped at 59: negative equityNegative equity -€355,894Founded in 2020lowers riskSize: total assets €164,826Liquidity: current ratio 0.29, cash €31,987Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 28% of its sector peers (NACE 46, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -215.9% of total assets

Liquidity 24+12

short-term debt 315.9% · cash 19.4%

Profitability 51+51

return on assets 1.7%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 0.7%lowest value 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.8%▲ +0.1 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 1.3%▲ +0.4 percentage points vs 04-2025 06-2025: 1.5%▲ +0.2 percentage points vs 05-2025 07-2025: 2.0%▲ +0.5 percentage points vs 06-2025 08-2025: 2.1%▲ +0.1 percentage points vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.0%▼ -0.1 percentage points vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 1.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.1%▲ +0.2 percentage points vs 06-2026 08-2026: 2.5%▲ +0.4 percentage points vs 07-2026 09-2026: 2.8%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.0%▼ -1.8 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.29, compared with 0.39 in 2024, below 1; short-term debt: 315.9% and cash: 19.4% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 22% on liquidity, 39% on profitability and 44% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Negative equity -€355,894

NBB · annual accounts

Size: total assets €164,826

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.29, cash €31,987

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 13692 sector peers (2025).

NBB · sector comparison

Position among 13692 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

35 days early

2024

35 days early

2023

1 day early

2022

43 days early

2021

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 24 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€355,894 View
Caution: Among the weakest 5% on equitysector median €56,557 · 13,722 companies -€355,894 View
Positive: Back in profit in 2025after -€184,871 in 2024 €2,863 View
Positive: Always filed on timeaccounts within the deadline every year 5 years View

Documents

Key facts about VPAuto Belgium

What is the company number of VPAuto Belgium?: 0750.590.849. In Belgium the VAT number is the company number with BE in front: BE 0750.590.849.
Where is VPAuto Belgium based?: The registered office is at Rue Alfred Nobel /, 7180 Seneffe.Company details
What does VPAuto Belgium do?: According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of VPAuto Belgium?: Private limited company (BV).
When was VPAuto Belgium founded?: On 13-07-2020.
Is VPAuto Belgium still active?: Yes, VPAuto Belgium is an active enterprise in the KBO register.
How many employees does VPAuto Belgium have?: On average 0.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of VPAuto Belgium?: ≈ €390,000 in financial year 2025. Estimated from the gross margin of €12,627: probably between €140,000 and €1.2m, based on 34 comparable companies, NACE 467. A rough estimate.
Is VPAuto Belgium profitable?: In financial year 2025, VPAuto Belgium made a profit of €2,863.
Where can I find the annual accounts of VPAuto Belgium?: VPAuto Belgium filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of VPAuto Belgium due?: By 31-07-2027, for financial year 2026.Timeline