VP-Consulting

Active

Private limited companyfounded 20224 yrs activeTolkamerstraat 12, 3473 Kortenaken, BelgiumKBO/BCE: BE 0787.690.973

Summary

VP-Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,524) and a net result of €5,285. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch Report Compare

VP-ConsultingActiveChecked score 56/100

Risk analysis Report Compare

What they do

Real estate agency activities

NACE 68310NACE 68311

1 site

How big

€18,741total assets 2025

Equity: -€1,524
Profit: €5,285

Turnover not published (abridged schema)

Financially healthy?

56 Fair Checked score 2025

Bankruptcy chance 12 m: 0.5%

Who decides

Accounts filed 26 d late0 of 1 deed read

Why 56Capped at 59: negative equity- Negative equity -€1,524- Latest accounts 26 days late; 1 of the last 3 late+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 0.91, cash €8,452Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 62% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 17+17

equity -8.1% of total assets

Liquidity 50+16

short-term debt 108.1% · cash 45.1%

Profitability 100+100

return on assets 28.2%

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,331 companies)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -1.0% vs 12-2024 02-2025: 0.5%▼ -3.1% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 0.5%▲ +4.3% vs 04-2025 06-2025: 0.5%▼ -0.2% vs 05-2025 07-2025: 0.5%▲ +5.3% vs 06-2025 08-2025: 0.8%▲ +45.8% vs 07-2025 09-2025: 0.9%▲ +9.3% vs 08-2025 10-2025: 0.8%▼ -3.7% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.1% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.7%▼ -12.4% vs 02-2026 04-2026: 0.7%▲ +2.1% vs 03-2026 05-2026: 0.8%▲ +3.4% vs 04-2026 06-2026: 0.8%▲ +1.3% vs 05-2026 07-2026: 0.8%▲ +3.8% vs 06-2026 08-2026: 1.1%▲ +43.0% vs 07-2026highest value 09-2026: 0.5%▼ -58.7% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value

Sector Real estate activities (NACE 68) lowers the probability
Negative equity -€1,524 raises the probability
Liquidity: current ratio 0.91, cash €8,452 lowers the probability
Latest accounts 26 days late; 1 of the last 3 late raises the probability

No credit on open account

Liquidity short (current ratio 0.91 against 0.46 in 2024; short-term debt: 108.1% and cash: 45.1% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 14%, liquidity 49%, profitability 95%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Negative equity -€1,524

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 0.91, cash €8,452

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 26 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 15312 sector peers (2025).

NBB · sector comparison

Position among 15312 sector peers

Solvency

better than 14%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

26 d late

2024

46 d late

2023

75 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (3 of the last 3 filed years within 100 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

26-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Back to profitnet €5,285
15-09-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€1,524 View
Caution: Among the weakest 14% on solvencysector median 29.5% · 15,312 companies -8.1% View
Total assets 20253 fiscal years filed €18,741 View