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VOW COMPANY

Active
Private limited companyfounded 2018active for 8 yearsClemenceaulaan 44, 1070 Anderlecht, BelgiumKBO/BCE: BE 0697.848.286

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of VOW COMPANY is 7.8% (elevated). The 2024 annual accounts show equity of €52,541 and a net result of -€8,530. Equity has been growing by about 27% per year since 2018. Its solvency ranks better than 78% of 25,566 sector peers (NACE 47, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 12-06-2018 Normal situation
Legal form
Private limited company
Registered office
Clemenceaulaan 44, 1070 Anderlecht
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 1 other
Establishment unit
2.277.271.770 1070 Anderlecht, since 01-07-2018
Financial year end
31 December
Peppol
Reachable since 24-03-2026

Board and ownership

Board

Financial position

36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
7.8%
Annual accounts 2024
Gross margin
€27,079
▼ 38.9%
Turnover
≈ €310,000
estimated
Loss
€8,530
Equity
€52,541
▼ 14.0%
Total assets
€79,328
▼ 33.9%
Staff
≈ 0.6 FTE
estimated
2025 accounts not filed, 93 days past the deadline
Filed on 21-10-2025PDF
Score breakdownraises riskFigures for financial year 2024 (filed on 25-10-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 82 days late; 3 of the last 3 accounts latelowers riskLiquidity: current ratio 1.76, cash €30,217, halvedShow the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Strong
Solvency 91+15
equity 66.2% of total assets
Liquidity 83+7
short-term debt 33.8% · cash 38.1%
Profitability 55+11
return on assets -10.8%
Bankruptcy probability within 12 months
7.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 3.8% 12-2024: 0.8%▼ -3.0 percentage points vs 11-2024 01-2025: 0.7%▼ -0.1 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025lowest value 06-2025: 1.5%▲ +0.8 percentage points vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 2.4%▲ +0.9 percentage points vs 07-2025 09-2025: 2.7%▲ +0.3 percentage points vs 08-2025 10-2025: 5.1%▲ +2.4 percentage points vs 09-2025 11-2025: 2.5%▼ -2.6 percentage points vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.4%▼ -0.1 percentage points vs 02-2026 04-2026: 2.5%▲ +0.1 percentage points vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.6%▲ +0.1 percentage points vs 06-2026 08-2026: 3.6%▲ +1.0 percentage point vs 07-2026 09-2026: 4.0%▲ +0.4 percentage points vs 08-2026 10-2026: 7.8%▲ +3.8 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.76 (1.95 in 2023), above the usual 1.5. Short-term debt is 33.8% and cash 38.1% of total assets. 33.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 78% of them on solvency, 86% on liquidity, 39% on profitability and 23% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 25-10-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 82 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.76, cash €30,217, halved
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 7 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 82 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
not filed
2024
82 days late
2023
97 days late
2022
149 days late
2021
121 days late
2020
108 days late
2019
206 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 127 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 80% of companies in retail tradesector median €4,565 · 25,542 companies -€8,530 View

Documents

Key facts about VOW COMPANY

What is the company number of VOW COMPANY?
The company number of VOW COMPANY is 0697.848.286. The VAT number is the same number with BE in front: BE 0697.848.286.
Where is VOW COMPANY based?
The registered office is at Clemenceaulaan 44, 1070 Anderlecht.Company details
What does VOW COMPANY do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of VOW COMPANY?
The legal form of VOW COMPANY is Private limited company (BV).
When was VOW COMPANY founded?
VOW COMPANY was founded on 12-06-2018.
Is VOW COMPANY still active?
Yes, VOW COMPANY is an active enterprise in the KBO register.
What is the turnover of VOW COMPANY?
The turnover in financial year 2024 is ≈ €310,000. This figure is estimated from the gross margin of €27,079 and 170 comparable companies (NACE 47110). It probably lies between €210,000 and €480,000. In financial year 2019 turnover was €48,222.Financials
Is VOW COMPANY profitable?
In financial year 2024, VOW COMPANY made a loss of €8,530.
Where can I find the annual accounts of VOW COMPANY?
VOW COMPANY filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

Comparable companies

These companies have the same main activity as VOW COMPANY: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €63,100 and €102,000, founded between 2017 and 2018.

CompanyTotal assetsGross margin
VOW COMPANY Anderlecht€79,328€27,079
LA PERLE DU SAHARA Anderlecht€63,879€31,758
SUFFA Anderlecht€63,134€25,451
SAREA IN BUCATE Schaarbeek€95,334€23,773
H & Z COMPANY Sint-Jans-Molenbeek€102,238€30,387
ARAM 7 Evere€97,546€25,145
MAHANT Antwerpen€66,455€26,806
Full comparison

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