VOSS & CO
ActiveSummary
VOSS & CO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €2k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability52▲+12
Solvency48▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 4.42 in 2024; short-term debt: 23.5% and cash: 0% of total assets), but 77.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.6%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
60 d late
2023
59 d late
2022
68 d late
2021
78 d late
2020
89 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 2.9%
2024 · €64k
2018: €54klowest in 8 years
2019: €55k▲ +0.9% vs 2018
2020: €55k▲ +1.2% vs 2019
2021: €59k▲ +6.1% vs 2020
2022: €61k▲ +3.6% vs 2021
2023: €63k▲ +3.1% vs 2022
2024: €64k▲ +1.4% vs 2023
2025: €65k▲ +2.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€289k▲ 2.2%
2024 · €283k
2018: €250k
2019: €249k▼ -0.7% vs 2018
2020: €235k▼ -5.5% vs 2019lowest in 8 years
2021: €236k▲ +0.5% vs 2020
2022: €235k▼ -0.3% vs 2021
2023: €280k▲ +18.9% vs 2022
2024: €283k▲ +1.1% vs 2023
2025: €289k▲ +2.2% vs 2024highest in 8 years
2018 → 2025
Net result
€2k▲ 105%
2024 · €892
2018: €770
2019: €482▼ -37.4% vs 2018lowest in 8 years
2020: €643▲ +33.3% vs 2019
2021: €3k▲ +424% vs 2020highest in 8 years
2022: €2k▼ -36.9% vs 2021
2023: €2k▼ -10.2% vs 2022
2024: €892▼ -53.2% vs 2023
2025: €2k▲ +105% vs 2024
2018 → 2025
Working capital
€215k▼ 1.3%
2024 · €217k
2018: €141k
2019: €136k▼ -3.8% vs 2018lowest in 8 years
2020: €150k▲ +10.1% vs 2019
2021: €146k▼ -2.8% vs 2020
2022: €146k▲ +0.2% vs 2021
2023: €205k▲ +40.2% vs 2022
2024: €217k▲ +6.3% vs 2023highest in 8 years
2025: €215k▼ -1.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€61k▲ 3.6%€63k▲ 3.1%€64k▲ 1.4%€65k▲ 2.9%
2021: €59klowest in 5 years
2022: €61k▲ +3.6% vs 2021
2023: €63k▲ +3.1% vs 2022
2024: €64k▲ +1.4% vs 2023
2025: €65k▲ +2.9% vs 2024highest in 5 years
Operating result€10k-€9k▼ 11.3%€8k▼ 6.7%€7k▼ 17.9%€6k▼ 3.3%
2021: €10khighest in 5 years
2022: €9k▼ -11.3% vs 2021
2023: €8k▼ -6.7% vs 2022
2024: €7k▼ -17.9% vs 2023
2025: €6k▼ -3.3% vs 2024lowest in 5 years
Net result€3k-€2k▼ 36.9%€2k▼ 10.2%€892▼ 53.2%€2k▲ 105%
2021: €3khighest in 5 years
2022: €2k▼ -36.9% vs 2021
2023: €2k▼ -10.2% vs 2022
2024: €892▼ -53.2% vs 2023lowest in 5 years
2025: €2k▲ +105% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €289k
Fixed assets
€7k ▲ 249%
Current assets
€283k ▲ 0.5%
Equity and liabilities €289k
Equity
€65k ▲ 2.9%
Debt
€224k ▲ 1.9%
Debt's share of the balance-sheet total falls from 77.6% to 77.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €9k
Cash flow
€5k▲
2024 · €3k
Current ratio
4.16▼
2024 · 4.42
Quick ratio
0.36▲
2024 · 0.18
Debt to equity
3.42▼
2024 · 3.46
ROE
2.8%▲
2024 · 1.4%
ROA
0.6%▲
2024 · 0.3%
Interest coverage
3.92▲
2024 · 2.56
Debt ≤ 1 year
€68k▲
2024 · €64k
Debt > 1 year
€155k=
2024 · €155k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€283k€289k▲
Fixed assets21/28€2k€7k▲
Intangible fixed assets21€575€0▼
Tangible fixed assets22/27€1k€7k▲
Furniture and vehicles24€1k€7k▲
Current assets29/58€281k€283k▲
Stocks and contracts in progress3€270k€258k▼
Stocks30/36€270k€258k▼
Amounts receivable within one year40/41€6k€19k▲
Trade receivables40€6k€19k▲
Other amounts receivable41-€7
Cash at bank and in hand54/58€1k€133▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€283k€289k▲
Equity10/15€64k€65k▲
Contributions10/11€30k€30k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€29k€30k▲
Amounts payable17/49€220k€224k▲
Amounts payable after more than one year17€155k€155k=
Financial debts170/4€155k€155k=
Amounts payable within one year42/48€64k€68k▲
Financial debts43€12k€11k▼
Credit institutions430/8€12k€11k▼
Trade debts44€23k€29k▲
Suppliers440/4€23k€29k▲
Taxes, remuneration and social security45€3k€765▼
Taxes450/3€3k€765▼
Other amounts payable47/48€26k€28k▲
Accrued charges and deferred income492/3€580€592▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€10k€11k▲
Operating profit (loss)9901€7k€6k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€3k€4k▲
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€892€2k▲
Profit (loss) for the period to be appropriated9905€892€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€30k▲
Profit (loss) brought forward from the previous period14P€28k€29k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €334 | €2k | €2k | €2k | €3k | ▲ 29.5% |
| Other operating charges640/8 | €2k | €1k | €1k | €1k | €1k | ▲ 2.0% |
| Gross operating margin9900 | €12k | €11k | €12k | €10k | €11k | ▲ 4.3% |
| Operating profit (loss)9901 | €10k | €9k | €8k | €7k | €6k | ▼ 3.3% |
| Financial income75/76B | - | €18 | - | - | - | - |
| Recurring financial income75 | - | €18 | - | - | - | - |
| Financial charges65/66B | €4k | €4k | €4k | €3k | €2k | ▼ 31.8% |
| Recurring financial charges65 | €4k | €4k | €4k | €3k | €2k | ▼ 31.8% |
| Profit (loss) for the period before taxes9903 | €6k | €5k | €4k | €3k | €4k | ▲ 27.1% |
| Income taxes67/77 | €3k | €3k | €3k | €2k | €2k | ▼ 2.8% |
| Profit (loss) for the period9904 | €3k | €2k | €2k | €892 | €2k | ▲ 105% |
| Profit (loss) for the period to be appropriated9905 | €3k | €2k | €2k | €892 | €2k | ▲ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €236k | €235k | €280k | €283k | €289k | ▲ 2.2% |
| Fixed assets21/28 | €4k | €6k | €4k | €2k | €7k | ▲ 249% |
| Intangible fixed assets21 | - | €3k | €2k | €575 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €4k | €3k | €2k | €1k | €7k | ▲ 405% |
| Furniture and vehicles24 | €4k | €3k | €2k | €1k | €7k | ▲ 405% |
| Financial fixed assets28 | €780 | - | - | - | - | - |
| Current assets29/58 | €232k | €229k | €276k | €281k | €283k | ▲ 0.5% |
| Stocks and contracts in progress3 | €208k | €209k | €261k | €270k | €258k | ▼ 4.2% |
| Stocks30/36 | €208k | €209k | €261k | €270k | €258k | ▼ 4.2% |
| Amounts receivable within one year40/41 | €13k | €10k | €9k | €6k | €19k | ▲ 213% |
| Trade receivables40 | €13k | €9k | €9k | €6k | €19k | ▲ 213% |
| Other amounts receivable41 | €862 | €1k | €427 | - | €7 | - |
| Cash at bank and in hand54/58 | €3k | €822 | €840 | €1k | €133 | ▼ 86.8% |
| Deferred charges and accrued income490/1 | €8k | €9k | €5k | €4k | €5k | ▲ 13.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €236k | €235k | €280k | €283k | €289k | ▲ 2.2% |
| Equity10/15 | €59k | €61k | €63k | €64k | €65k | ▲ 2.9% |
| Contributions10/11 | €30k | €30k | €30k | €30k | €30k | = |
| Reserves13 | €5k | €5k | €5k | €5k | €5k | = |
| Non-distributable reserves130/1 | €3k | €3k | - | - | - | - |
| Reserves not available under the articles1311 | €3k | €3k | - | - | - | - |
| Distributable reserves133 | €2k | €2k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €24k | €26k | €28k | €29k | €30k | ▲ 6.4% |
| Amounts payable17/49 | €178k | €175k | €217k | €220k | €224k | ▲ 1.9% |
| Amounts payable after more than one year17 | €91k | €91k | €145k | €155k | €155k | = |
| Financial debts170/4 | €91k | €91k | €145k | €155k | €155k | = |
| Amounts payable within one year42/48 | €86k | €83k | €71k | €64k | €68k | ▲ 6.7% |
| Financial debts43 | €22k | €19k | €20k | €12k | €11k | ▼ 7.4% |
| Credit institutions430/8 | €22k | €19k | €20k | €12k | €11k | ▼ 7.4% |
| Trade debts44 | €50k | €47k | €28k | €23k | €29k | ▲ 24.5% |
| Suppliers440/4 | €50k | €47k | €28k | €23k | €29k | ▲ 24.5% |
| Taxes, remuneration and social security45 | €6k | €4k | €555 | €3k | €765 | ▼ 70.4% |
| Taxes450/3 | €6k | €4k | €555 | €3k | €765 | ▼ 70.4% |
| Other amounts payable47/48 | €8k | €13k | €23k | €26k | €28k | ▲ 5.0% |
| Accrued charges and deferred income492/3 | €661 | €666 | €654 | €580 | €592 | ▲ 1.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €2k | €2k | €892 | €2k | ▲ 105% |
| + Depreciation and write-downs630 | €334 | €2k | €2k | €2k | €3k | ▲ 29.5% |
| Operating cash flow (approximation) | €4k | €4k | €4k | €3k | €5k | ▲ 51.7% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | €0 | €-7k | - |
| Change in cash | - | €-2k | €18 | €166 | €-873 | ▼ 625% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Highest result since 2018net €3k ▲424%
Operating result €10k, net result €3k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €482 ▼37.4%
Net result drops to €482, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2007
Ground area
7,753 m²
Building footprint
1,699 m²
Volume, LiDAR
81,020 m³
Parcel 11810K2181/00G002, Flanders · tallest building 49.6 m, ±16 floors. Linked by address, not a title deed.
66
companies at this address
See who is registered here
1 establishment unit
Voss & C°
since 20072.165.574.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2181/00G002 | Flanders | 7,753 m² | 1 · 1,699 m² | 49.6 m · 16 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,016 companies in sector 47770 we hold annual accounts for 897. 676 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47770Retail sale of watches and jewellery
Contact
E-mail
carine@voss-co.be
Phone
03 257 70 58
Fax
03 257 70 59
Scores and ratios are computed by Checked and are not a credit decision.