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VOSGES

Active Private limited companyfounded 2006active for 20 yearsBrugse Heerweg 14A, 8600 DiksmuideKBO/BCE: BE 0881.700.009

Lifetime

19 annual accounts with figures on one time axis
peak €184,239 (2025)
€184,239▲ 3.6%
peak €113,927 (2024)
€105,556▼ 7.3%
peak €360,728 (2025)
€360,728▲ 41.4%
€391,548▲ 0.9%
peak 0.1 FTE (2007)
-not published
Board3 names since 2021
1 directorNathalie GELDOF
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Equity from €255,172 to €360,728Cash from €52,190 to €140,215

Key points

from the 2025 annual accounts

Equity

€360,728 ▲ 41.4%

VOSGES has made a profit in every financial year since 2007.

Liquidity

7.80 was 2.07 in 2024

Short-term debts fell from €192,371 to €69,227.

Position in the sector

€105,556

Higher net result than 95% of companies in retail trade. Sector median €5,048 · 22,907 companies.

Checked score

97
Excellent
Financially stronger than 76% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

73+9equity 47.6% of total assets
73+25short-term debt 9.1% · cash 18.5%
86-5return on assets 13.9%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 7.80, cash €140,215
Size: total assets €757,632
Founded in 2006
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 62% of them on solvency, 79% on liquidity, 81% on profitability and 84% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as VOSGES has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of VOSGES itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for VOSGES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 7.8 (2.07 in 2024), above the usual 1.5. Short-term debt is 9.1% and cash 18.5% of total assets. However, 52.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 7.80, cash €140,215
NBB · annual accounts
lowers risk · Size: total assets €757,632
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
38 days early
2023
35 days early
2022
32 days early
2021
22 days late
2020
33 days early
2019
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

NG
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0881700009
Appointment: Claerhout Ludgarde (director) General meeting of 24-05-2024 · Gazette deed
Capital decrease of €28,400 to €18,600 Capital from €47,000 to €18,600 · Reappointment: Nathalie GELDOF (statutory director) · Appointments: Geert OSSAER (director) and Nathalie GELDOF (statutory director) · General meeting of 22-11-2021 · Gazette deed
First establishment Brugse Heerweg 14, Diksmuide
All 31 events

Comparable companies

same main activity, similar in size and age
Company
VOSGES Diksmuide €757,632 €184,239 47.6% -
DE HOEVEKIP Tielt €690,891 €150,390 31.0% -
FIFO Herent €710,066 €197,742 67.3% -
DE KRIEKELAARHOEVE Kontich €898,970 €203,763 26.3% 3.5
FUN CITY Brussels €649,199 €196,514 22.8% -
't VELDSPITJE Ardooie €616,952 €206,314 51.6% 0.8
LANCKRIET PETER Bruges €544,305 €180,085 70.3% 0.3

These companies have the same main activity as VOSGES: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €544,000 and €899,000, founded between 2004 and 2010.

Official details

Source: KBO
Status
Active since 07-06-2006Normal situation
Activity
Retail sale of fruit and vegetablesNACE 47210
Establishment unit
2.154.598.4448600 Diksmuide, since 20-06-2006
Financial year end
31 December
Peppol
Reachable since 06-11-2025
Company details

Annual accounts 2025

≈ €910,000estimated
€757,632▲ 16.7%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on VOSGES

VOSGES files the micro format. That format states no turnover. The gross margin rose from €21,754 in 2007 to €184,239 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VOSGES

What is the company number of VOSGES?
The company number of VOSGES is 0881.700.009. The VAT number is the same number with BE in front: BE 0881.700.009.
Where is VOSGES based?
The registered office is at Brugse Heerweg 14A, 8600 Diksmuide.Company details
What does VOSGES do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of VOSGES?
VOSGES is a private limited company (BV).
When was VOSGES founded?
VOSGES was founded on 07-06-2006.
Is VOSGES still active?
Yes, VOSGES is an active enterprise in the KBO register.
What is the turnover of VOSGES?
The turnover in financial year 2025 is ≈ €910,000. This figure is estimated from the gross margin of €184,239 and 44 comparable companies (NACE 472). It probably lies between €600,000 and €1.5m.Financials
Is VOSGES profitable?
In financial year 2025, VOSGES made a profit of €105,556.
Where can I find the annual accounts of VOSGES?
VOSGES filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VOSGES due?
VOSGES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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