VOS
ActiveVOS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €320k and a net result of €451. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 81% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.27 against 7.18 in 2024; short-term debt: 10.5% and cash: 50.1% of total assets), and 23.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.7%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
42 d early
2023
22 d early
2022
40 d early
2021
26 d early
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€320k▲ 0.1%
2024 · €320k
2018: €286k
2019: €299k
2020: €294k
2021: €294k
2022: €316k
2023: €319k
2024: €320k
2018 → 2025
Total assets
€417k▼ 1.2%
2024 · €423k
2018: €412k
2019: €418k
2020: €421k
2021: €411k
2022: €468k
2023: €426k
2024: €423k
2018 → 2025
Net result
€451▼ 45.3%
2024 · €825
2018: €51k
2019: €14k
2020: €-4k
2021: €182
2022: €22k
2023: €4k
2024: €825
2018 → 2025
Working capital
€320k▲ 1.7%
2024 · €314k
2018: €265k
2019: €283k
2020: €284k
2021: €294k
2022: €328k
2023: €309k
2024: €314k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€294k-€316k▲ 7.3%€319k▲ 1.2%€320k▲ 0.2%€320k▲ 0.1%
Operating result€4k-€31k▲ 671%€8k▼ 73.0%€-1k€3k
Net result€182-€22k▲ 11,773%€4k▼ 81.6%€825▼ 79.4%€451▼ 45.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417k
Fixed assets
€54k▼ 6.4%
Current assets
€364k▼ 0.4%
Equity and liabilities €417k
Equity
€320k▲ 0.1%
Provisions
€51k▼ 0.1%
Debt
€47k▼ 10.4%
The debt ratio falls from 12.3% to 11.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €8k
Cash flow
€9k▼
2024 · €10k
Solvency
76.7%▲
2024 · 75.7%
Current ratio
8.27▲
2024 · 7.18
Quick ratio
7.99▲
2024 · 7.01
Debt / equity
0.15▼
2024 · 0.16
ROE
0.1%▼
2024 · 0.3%
ROA
0.1%▼
2024 · 0.2%
Interest coverage
4.15▲
2024 · 3.19
Debt
€47k▼
2024 · €52k
Debt ≤ 1 year
€44k▼
2024 · €51k
Income taxes
€5k▲
2024 · €858
Staff costs
€113k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€423k€417k▼
Fixed assets21/28€57k€54k▼
Tangible fixed assets22/27€57k€54k▼
Land and buildings22€36k€35k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€20k€16k▼
Current assets29/58€365k€364k▼
Stocks and contracts in progress3€9k€12k▲
Stocks30/36€9k€12k▲
Amounts receivable within one year40/41€35k€53k▲
Trade receivables40€25k€39k▲
Other amounts receivable41€10k€14k▲
Current investments50/53€150k€75k▼
Cash at bank and in hand54/58€131k€209k▲
Deferred charges and accrued income490/1€40k€14k▼
Equity and liabilities
Total equity and liabilities10/49€423k€417k▼
Equity10/15€320k€320k▲
Contributions10/11€270k€270k=
Reserves13€30k€30k=
Tax-exempt reserves132€20k€20k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€19k€19k▲
Investment grants15€256€0▼
Provisions and deferred taxes16€51k€51k▼
Provisions for liabilities and charges160/5€51k€51k=
Pensions and similar obligations160€51k€51k=
Deferred taxes168€66€0▼
Amounts payable17/49€52k€47k▼
Amounts payable within one year42/48€51k€44k▼
Trade debts44€10k€6k▼
Suppliers440/4€10k€6k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€934€1k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€36k€31k▼
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€101k€113k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€226€0▼
Gross operating margin9900€113k€129k▲
Operating profit (loss)9901€-1k€3k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€2k€6k▲
Transfer from deferred taxes780€80€66▼
Income taxes67/77€858€5k▲
Profit (loss) for the period9904€825€451▼
Profit (loss) for the period to be appropriated9905€825€451▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€19k▲
Profit (loss) brought forward from the previous period14P€18k€19k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €182
Net result €182 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-4k ▼133%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 13193540 Herk-de-StadGround area
2,952 m²
Building footprint
1,083 m²
Volume, LiDAR
4,390 m³
Parcel 71024A0244/00L000, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VOS BVBA
since 19872.033.367.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024A0244/00L000 | Flanders | 2,952 m² | 1 · 1,083 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 210 EUR awarded · 210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 210 EUR | 210 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
1 categoryVOS BV18276
Similar companies · same sector, comparable size
HOREMANS-VAN HOOF
BE 0897.093.117
Mol · Eq €320k
E.C. PROFIX
BE 0831.985.133
Beringen · Eq €320k
TT
BE 0845.604.230
Zonhoven · Eq €320k
SABADOORS
BE 0787.368.893
Antwerpen · Eq €320k
COVADAK
BE 0463.564.582
Kruisem · Eq €320k
Of 20,030 companies in sector 43320 we hold annual accounts for 9,135. 6,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-1987
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
47521Retail sale of hardware, building materials, paint and glass (general range)
47540Retail sale of electrical household appliances
47551Retail sale of household furniture
47591Retail trade
52441
52450
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.