Equity
€100,791 ▲ 10.1%
Volvert construct paid out €4,250 in dividends. That is 31% of the 2025 profit.
Volvert construct
Overview
Lifetime
4 annual accounts with figures on one time axispeak €72,482 (2022)
€42,556▼ 27.1%
peak €40,997 (2022)
€13,525▼ 49.4%
peak €100,791 (2025)
€100,791▲ 10.1%
€26,338▼ 65.5%
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Gross margin from €58,410 to €42,556Result from €26,717 to €13,525Dividend €4,250Debts from €76,389 to €26,338Cash from €75,108 to €48,279
Key points
from the 2025 annual accountsTurnover
≈ €350,000 estimated
The micro format states no turnover.
Liquidity
4.39 was 2.46 in 2024
Short-term debts fell from €47,931 to €22,027.
Filings
4 annual accounts 1 late
The 2025 accounts came 18 days late. The other three were filed on time.
Starting capital
€5,000 100 shares
Position in the sector
79.3%
Higher solvency than 84% of companies in specialised construction. Sector median 46.9% · 37,177 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as Volvert construct has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for Volvert construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 28-10-2021
Director
- 100 sharesdeed of 03-11-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0776635052
Appointment: (director)
General meeting of 09-11-2021 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: · Appointment: (director) · published on 03-11-2021 · Gazette deed
First establishment
Rue du Fonteny, Arville 19, Saint-Hubert
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Volvert construct Saint-Hubert | €127,129 | €42,556 | 79.3% | - |
| Algemene Bouwwerken Jimmy Rombouts Hoogstraten | €127,900 | €43,395 | 34.8% | - |
| MARIËN voeg- en gevelwerken Vorselaar | €131,800 | €45,381 | 57.8% | - |
| SilcoFlip Bilzen-Hoeselt | €125,434 | €38,408 | 59.8% | - |
| EFE BOUW Maasmechelen | €119,600 | €51,754 | 41.6% | - |
| JB-Restyle Heers | €131,776 | €52,936 | 88.6% | - |
| THIBAT Waremme | €152,788 | €47,501 | 72.6% | - |
These companies have the same main activity as Volvert construct: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €120,000 and €153,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 28-10-2021Normal situation
- Activity
- Bricklaying and masonry workNACE 43910and 2 others
- Establishment unit
- 2.324.942.3226870 Saint-Hubert, since 28-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 19-11-2025
Annual accounts 2025
- €42,556▼ 27.1%
- €13,525▼ 49.4%
- €100,791▲ 10.1%
- €127,129▼ 24.3%
- Filing
- Filed on 18-08-2026
Insights on Volvert construct
Volvert construct files the micro format. That format states no turnover. The gross margin fell from €72,482 in 2022 to €42,556 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 18-08-2026, 18 days late€42,556
▼ 27.1%
€17,492
▼ 49.3%
€13,525
▼ 49.4%
€74,760
▲ 7.1%
79.3%
▲ 24.8 percentage points
4.39
▲ 1.94
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €350,000. Estimated: probably between €220,000 and €650,000.
Balance sheet
balance sheet total €127,129 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
79.3%
Higher than 85% of 37,177 companies in 2025.
4.39
Higher than 82% of 36,472 companies in 2025.
10.6%
Higher than 60% of 36,707 companies in 2025.
Volvert construct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
127,129 | 167,906 | 133,233 | 161,558 | |
21/28 |
30,342 | 50,185 | 73,386 | 94,431 | |
22/27 |
30,342 | 50,185 | 73,386 | 94,431 | |
23 |
4,708 | 6,856 | 9,948 | 10,884 | |
24 |
25,635 | 43,329 | 63,438 | 83,547 | |
29/58 |
96,787 | 117,721 | 59,847 | 67,127 | |
3 |
14,625 | 1,100 | 1,450 | 2,630 | |
30/36 |
2,000 | 1,100 | 1,450 | 2,630 | |
37 |
12,625 | - | - | - | |
40/41 |
24,288 | 39,516 | 3,554 | 8,927 | |
40 |
16,092 | 32,725 | - | - | |
41 |
8,196 | 6,791 | 3,554 | 8,927 | |
54/58 |
48,279 | 75,108 | 53,001 | 53,294 | |
490/1 |
9,595 | 1,996 | 1,841 | 2,276 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
127,129 | 167,906 | 133,233 | 161,558 | |
10/15 |
100,791 | 91,516 | 64,799 | 45,997 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | |
13 |
95,000 | 86,000 | 58,000 | 40,000 | |
133 |
95,000 | 86,000 | 58,000 | 40,000 | |
14 |
791 | 516 | 1,799 | 997 | |
17/49 |
26,338 | 76,389 | 68,434 | 115,561 | |
17 |
3,458 | 27,758 | 41,836 | 85,697 | |
170/4 |
3,458 | 27,758 | 41,836 | 85,697 | |
42/48 |
22,027 | 47,931 | 25,898 | 29,164 | |
42 |
14,300 | 14,078 | 13,860 | 13,646 | |
44 |
3,879 | 25,573 | 3,359 | 7,044 | |
440/4 |
3,879 | 25,573 | 3,359 | 7,044 | |
45 |
3,100 | 7,764 | 7,764 | 3,100 | |
450/3 |
1,500 | 6,164 | 6,164 | 1,500 | |
454/9 |
1,600 | 1,600 | 1,600 | 1,600 | |
47/48 |
748 | 516 | 914 | 5,374 | |
492/3 |
853 | 700 | 700 | 700 | |
| Income statement | |||||
9900 |
42,556 | 58,410 | 48,514 | 72,482 | |
62 |
- | - | 49 | 1,413 | |
630 |
23,748 | 23,201 | 22,933 | 20,057 | |
640/8 |
1,315 | 726 | 329 | 376 | |
9901 |
17,492 | 34,483 | 25,202 | 50,636 | |
75/76B |
3 | 28 | 1 | 1 | |
75 |
3 | 28 | 1 | 1 | |
65/66B |
635 | 1,106 | 1,737 | 2,070 | |
65 |
635 | 1,106 | 1,737 | 2,070 | |
9903 |
16,860 | 33,406 | 23,466 | 48,567 | |
67/77 |
3,335 | 6,689 | 4,664 | 7,570 | |
9904 |
13,525 | 26,717 | 18,802 | 40,997 | |
9905 |
13,525 | 26,717 | 18,802 | 40,997 | |
| Appropriation of the result | |||||
9906 |
14,041 | 28,516 | 19,799 | 40,997 | |
14P |
516 | 1,799 | 997 | - | |
691/2 |
9,000 | 28,000 | 18,000 | 40,000 | |
6920 |
9,000 | 28,000 | 18,000 | - | |
6921 |
- | - | - | 40,000 | |
694/7 |
4,250 | - | - | - | |
694 |
4,250 | - | - | - | |
| Document | |||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 18-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 18 days after the deadline. Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00404706.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 41,241 | 57,684 | 48,136 | 70,692 | ||
| 37,273 | 49,918 | 41,735 | 61,054 | ||
| 3,906 | 0 | 1,888 | 113,119 | ||
| -26,829 | 22,107 | -292 | - | ||
| 74,760 | 69,789 | 33,950 | 37,963 | ||
| 79.3% | 54.5% | 48.6% | 28.5% | ||
| 4.39 | 2.46 | 2.31 | 2.30 | ||
| 3.73 | 2.43 | 2.25 | 2.21 | ||
| 0.26 | 0.83 | 1.06 | 2.51 | ||
| 13.4% | 29.2% | 29.0% | 89.1% | ||
| 10.6% | 15.9% | 14.1% | 25.4% | ||
| 64.94 | 52.17 | 27.70 | 34.16 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €3,906 | - | €1,888 | €113,119 |
| €23,748 | €23,201 | €22,933 | €20,057 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on Volvert construct
The operating result for 2025 is 49% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total falls from 45.5% to 20.7%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, no change since November 2021Director
since 28-10-2021
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 03-11-2021
Mandates through the years
2 names, the dashed line is todayDirector
Director (not named in the articles)
Board
Mandates as a list
-
- Director, from 28-10-2021 to date
-
- Director (not named in the articles), appointed by deed of 03-11-2021, still in office
Control
Founder
This company
Volvert construct
Equity €100,791
Profit €13,525 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €1,008 in 2025
- Source
- deed of 03-11-2021
Articles of association
deed of 03-11-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 03-11-2021 ↗
- 100 shares (100%) · in cash
Network & group
No group
Volvert construct has no parent and no holdings in its annual accounts. Volvert construct shares no director with another company.
Timeline
Timeline
10 events since 2021Board
Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 18 days late
2025
Weakest financial year net €13,525 ▼49.4% The net result drops to €13,525, the lowest from 2022 to 2025.
Equity above €100,000 equity €100,791 ▲10.1% With a profit in every financial year since 2022, equity grows to €100,791.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0776635052
Annual accounts 2024 filed PDFmicro format · 38 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 37 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 45 days before the deadline
2021
Appointment: (director)General meeting of 09-11-20212 points ▸
- General meeting, 09-11-2021
- Director appointment,
IncorporationFounding capital of €5,000, 100 shares · Founder: · Appointment: (director) · published on 03-11-20215 points ▸
- Founder,
- Founding capital, €5,000, 100 shares
- Capital, €5,000
- Registered office clause, Rue du Fonteny 19, 6870 Arville (Saint-Hubert)
- Director appointment, (director (not named in the articles))
- The deed holds 8 more points.
First establishment Rue du Fonteny, Arville 19, Saint-Hubert
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0776.635.052
- VAT number
- BE 0776.635.052
- Peppol ID
- 0208:0776635052
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-10-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00deed of 03-11-2021 (in French)
- Peppol
- Reachable since 19-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Volvert construct in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-11-2021 (in French)
Activities
NACEBEL 202543910
Bricklaying and masonry work main activity
43110
Demolition
Codes under NACEBEL 2008
43994
Specialised construction activities main activity
41201
General construction of buildings
43110
Demolition
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Tous les travaux d’entreprise de construction de bâtiments et travaux publics en général avec les activités annexes et complémentaires s’y…”deed of 03-11-2021 (in French)
16 activities
- Tous les travaux d’entreprise de construction de bâtiments et travaux publics en général avec les activités annexes et complémentaires s’y rattachant tant à la construction qu’à la rénovation d’immeubles et en particulier,bâtiments de construction traditionnelle,artisanale ou préfabriquée,de quelque type qu’ils soient,soit montés sur chantier manuellement ou par modules préfabriqués en usine
- Entreprise de menuiserie et de charpente
- Entreprise de couvertures non-métalliques de constructions
- Entreprise de zinguerie et de couvertures métalliques de constructions
- Installation en chauffage central
- Installation de sanitaire et de plomberie
- Installation de chauffage au gaz
- Entreprise de plafonnage et de cimentage
- Entreprise de peinture,de tapisserie et de pose de revêtements des murs et du sol
- Entreprise de maçonnerie
- Entreprise d’étanchéité de constructions
- Entreprise de pose de carrelage
- Entreprise d’électricité générale
- Entreprise de pose de vitrage
- Entreprise de réfection et entretien des routes,travaux d’égouts,de distribution d’eau et de gaz,pose de câbles et de canalisations diverses,travaux de terrassement,démolition de bâtiments et d’ouvrage d’art,construction de pavillons démontables et de baraquements non métalliques,placement de clôtures
- Vente de tous matériaux de construction
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue du Fonteny, Arville 19 registered office 6870 Saint-Hubert | 28-10-2021 | 2.324.942.322 |
Buildings and parcels at the address
- Ground area
- 1,247 m²
- Buildings
- 167 m²
- Volume, LiDAR
- 1,055 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 84003A0786/00C000 | 1,247 m² | 1 · 167 m² | 8.6 m · 2 |
Contact
E-mail
gregory.volvert@gmail.com
Phone
+32 474 20 25 27 establishment in Saint-Hubert
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0776.635.052