VOLUME CHIC
ActiveVOLUME CHIC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €15k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.75 in 2024), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
10.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
95 d late
2022
72 d late
2021
152 d late
2020
92 d late
2019
221 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 29.0%
2024 · €51k
2018: €13k
2019: €15k
2020: €20k
2021: €21k
2022: €28k
2023: €40k
2024: €51k
2018 → 2025
Total assets
€143k▲ 22.4%
2024 · €117k
2018: €41k
2019: €44k
2020: €48k
2021: €60k
2022: €68k
2023: €94k
2024: €117k
2018 → 2025
Net result
€15k▲ 32.9%
2024 · €11k
2018: €909
2019: €2k
2020: €4k
2021: €2k
2022: €7k
2023: €11k
2024: €11k
2018 → 2025
Working capital
€65k▲ 29.3%
2024 · €50k
2018: €10k
2019: €14k
2020: €18k
2021: €12k
2022: €26k
2023: €39k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€28k▲ 32.4%€40k▲ 40.2%€51k▲ 27.9%€65k▲ 29.0%
Operating result€4k-€8k▲ 97.1%€14k▲ 68.9%€20k▲ 44.3%€25k▲ 23.6%
Net result€2k-€7k▲ 303%€11k▲ 64.1%€11k▼ 2.7%€15k▲ 32.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 24% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€159▼ 40.5%
Current assets
€143k▲ 22.5%
Equity and liabilities €143k
Equity
€65k▲ 29.0%
Debt
€78k▲ 17.4%
The debt ratio falls from 56.9% to 54.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€25k▲
2024 · €21k
Cash flow
€15k▲
2024 · €12k
Solvency
45.4%▲
2024 · 43.1%
Current ratio
1.83▲
2024 · 1.75
Quick ratio
1.83▲
2024 · 1.75
Debt / equity
1.20▼
2024 · 1.32
ROE
22.5%▲
2024 · 21.8%
ROA
10.2%▲
2024 · 9.4%
Interest coverage
172.27▲
2024 · 20.52
Debt
€78k▲
2024 · €67k
Debt ≤ 1 year
€78k▲
2024 · €67k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€143k▲
Fixed assets21/28€268€159▼
Tangible fixed assets22/27€156€48▼
Furniture and vehicles24€156€48▼
Financial fixed assets28€112€112=
Current assets29/58€117k€143k▲
Amounts receivable within one year40/41€90k€126k▲
Trade receivables40€13k€41k▲
Other amounts receivable41€77k€85k▲
Cash at bank and in hand54/58€24k€17k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€117k€143k▲
Equity10/15€51k€65k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€44k€59k▲
Amounts payable17/49€67k€78k▲
Amounts payable within one year42/48€67k€78k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€42k€58k▲
Taxes450/3€37k€58k▲
Remuneration and social security454/9€5k-
Other amounts payable47/48€21k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€557€108▼
Other operating charges640/8€204€1k▲
Gross operating margin9900€21k€26k▲
Operating profit (loss)9901€20k€25k▲
Financial charges65/66B€1k€144▼
Recurring financial charges65€1k€144▼
Profit (loss) for the period before taxes9903€19k€25k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€11k€15k▲
Profit (loss) for the period to be appropriated9905€11k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€59k▲
Profit (loss) brought forward from the previous period14P€33k€44k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €15k ▲32.9%
Operating result €25k, net result €15k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
03-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 95 days late
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 221 days late
2020
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 287 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 86 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,263 m²
Building footprint
182 m²
Volume, LiDAR
1,447 m³
Parcel 25091C0466/00A000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VOLUME CHIC
since 20072.164.761.965
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091C0466/00A000 | Wallonia | 1,263 m² | 1 · 182 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,805 companies in sector 73110 we hold annual accounts for 3,723. 3,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-08-2007
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
73120Media representation
74402
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.