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VOLTIMMO

Active
Private limited companyfounded 2021active for 4 yearsRue du Nord(CO) 58, 6180 Courcelles, BelgiumKBO/BCE: BE 0778.920.193
Summary

VOLTIMMO has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,415) and a net result of €1,936. Equity is shrinking by about 81% per year across the filed financial years. Its solvency ranks better than 11% of 17,080 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
≈ €34,000turnover 2025, estimated
Equity
-€16,415
Profit
€1,936
Turnover estimated from the gross margin
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
2025 accounts 24 days early1 of 2 deeds summarised
Why 55raises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€16,415lowers riskSector: Real estate activities (NACE 68)Size: total assets €114,350Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (NACE 68, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 11+2
equity -14.4% of total assets
Liquidity 39+5
short-term debt 53.5% · cash 12.8%
Profitability 60+60
return on assets 1.7%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,621 companies, NACE 68, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.7 percentage points vs 07-2025 09-2025: 0.8%▼ -0.2 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 1.5%▲ +0.7 percentage points vs 02-2026 04-2026: 1.6%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.7%▲ +0.1 percentage points vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026highest value 08-2026: 0.9%▼ -0.8 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.24, compared with 0.18 in 2024, below 1; short-term debt: 53.5% and cash: 12.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 11% on solvency, 32% on liquidity, 48% on profitability and 67% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Negative equity -€16,415
NBB · annual accounts
lowers risk · Size: total assets €114,350
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 17080 sector peers (2025).
NBB · sector comparison
Position among 17080 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
24 days early
2024
9 days early
2023
12 days late
2022
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 2 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Back to profitnet €1,936

Financials · financial year 2025, micro format

Turnover
≈ €34,000
Estimated: probably between €17,000 and €110,000
Total assets
€114,350▼ 1.0%
2024 · €115,548
Net result
€1,936
2024 · -€18,440
Working capital
-€46,475▲ 7.8%
2024 · -€50,397
Trend over the years

2022 to 2025, 4 financial years

The operating result returns to profit in 2025: €3,669 after a loss of €18,187 in 2024, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€3,669 2025 Net result€1,936 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result-€1,943--€948▲ 51.2%-€18,187▼ 1,818%€3,669
Net result-€1,963within the sector's middle half--€948within the sector's middle half▲ 51.7%-€18,440below the sector's middle half▼ 1,845%€1,936within the sector's middle half
Equity€1,037below the sector's middle half-€89below the sector's middle half▼ 91.5%-€18,351below the sector's middle half-€16,415below the sector's middle half▲ 10.5%
Total assets€1,037below the sector's middle half-€1,589below the sector's middle half▲ 53.2%€115,548below the sector's middle half▲ 73×€114,350below the sector's middle half▼ 1.0%
Debt€1,500€133,900▲ 89×€130,765▼ 2.3%
Working capital€89within the sector's middle half-€50,397within the sector's middle half-€46,475within the sector's middle half▲ 7.8%
Solvency-15.9%below the sector's middle half-14.4%below the sector's middle half▲ 1.5pp
Current ratio0.18below the sector's middle half0.24below the sector's middle half▲ 0.06
Return on assets (ROA)-16.0%below the sector's middle half1.7%within the sector's middle half▲ 17.7pp
above within below the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114,350
Fixed assets €99,660 ▼ 4.3%
Current assets €14,690 ▲ 28.6%
Equity and liabilities
Equity-€16,415
Debt€130,765
Equity is negative: debt (€130,765) exceeds the balance-sheet total (€114,350).
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,131▲
2024 · -€3,899
Cash flow
€6,398▲
2024 · -€4,152
Interest coverage
4.69▲
2024 · -15.44
Debt ≤ 1 year
€61,165▼
2024 · €61,823
Debt > 1 year
€69,600▼
2024 · €72,077
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 516 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 91.9% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit under 5% of the balance sheet
4.5% went bankrupt
2.5% stopped otherwise
91.9% still going

A further 1.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 516 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€115,548€114,350▼
Fixed assets21/28€104,122€99,660▼
Tangible fixed assets22/27€104,122€99,660▼
Land and buildings22€104,122€99,660▼
Current assets29/58€11,426€14,690▲
Amounts receivable within one year40/41€1,011€19▼
Other amounts receivable41€1,011€19▼
Cash at bank and in hand54/58€10,374€14,671▲
Deferred charges and accrued income490/1€41-
Equity and liabilities
Total equity and liabilities10/49€115,548€114,350▼
Equity10/15-€18,351-€16,415▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€21,351-€19,415▲
Amounts payable17/49€133,900€130,765▼
Amounts payable after more than one year17€72,077€69,600▼
Financial debts170/4€72,077€67,400▼
Other amounts payable178/9-€2,200
Amounts payable within one year42/48€61,823€61,165▼
Current portion of amounts payable after more than one year42€4,586€4,677▲
Trade debts44€124€400▲
Suppliers440/4€124€400▲
Taxes, remuneration and social security45-€588
Taxes450/3-€588
Other amounts payable47/48€57,113€55,500▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,288€4,462▼
Other operating charges640/8€155-
Gross operating margin9900-€3,744€8,131▲
Operating profit (loss)9901-€18,187€3,669▲
Financial charges65/66B€253€1,733▲
Recurring financial charges65€253€1,733▲
Profit (loss) for the period before taxes9903-€18,440€1,936▲
Profit (loss) for the period9904-€18,440€1,936▲
Profit (loss) for the period to be appropriated9905-€18,440€1,936▲
Appropriation of the result
Profit (loss) to be appropriated9906-€21,351-€19,415▲
Profit (loss) brought forward from the previous period14P-€2,911-€21,351▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€14,288€4,462▼ 68.8%
Other operating charges640/8--€155--
Gross operating margin9900-€1,943-€948-€3,744€8,131-
Operating profit (loss)9901-€1,943-€948-€18,187€3,669-
Financial charges65/66B€20-€253€1,733▲ 586%
Recurring financial charges65€20-€253€1,733▲ 586%
Profit (loss) for the period before taxes9903-€1,963-€948-€18,440€1,936-
Profit (loss) for the period9904-€1,963-€948-€18,440€1,936-
Profit (loss) for the period to be appropriated9905-€1,963-€948-€18,440€1,936-
Line2022202320242025Change
Assets
Total assets20/58€1,037€1,589€115,548€114,350▼ 1.0%
Fixed assets21/28--€104,122€99,660▼ 4.3%
Tangible fixed assets22/27--€104,122€99,660▼ 4.3%
Land and buildings22--€104,122€99,660▼ 4.3%
Current assets29/58€1,037€1,589€11,426€14,690▲ 28.6%
Amounts receivable within one year40/41€232€337€1,011€19▼ 98.1%
Other amounts receivable41€232€337€1,011€19▼ 98.1%
Cash at bank and in hand54/58€804€1,251€10,374€14,671▲ 41.4%
Deferred charges and accrued income490/1--€41--
Equity and liabilities
Total equity and liabilities10/49€1,037€1,589€115,548€114,350▼ 1.0%
Equity10/15€1,037€89-€18,351-€16,415▲ 10.5%
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14-€1,963-€2,911-€21,351-€19,415▲ 9.1%
Amounts payable17/49-€1,500€133,900€130,765▼ 2.3%
Amounts payable after more than one year17--€72,077€69,600▼ 3.4%
Financial debts170/4--€72,077€67,400▼ 6.5%
Other amounts payable178/9---€2,200-
Amounts payable within one year42/48-€1,500€61,823€61,165▼ 1.1%
Current portion of amounts payable after more than one year42--€4,586€4,677▲ 2.0%
Trade debts44--€124€400▲ 223%
Suppliers440/4--€124€400▲ 223%
Taxes, remuneration and social security45---€588-
Taxes450/3---€588-
Other amounts payable47/48-€1,500€57,113€55,500▼ 2.8%
Line2022202320242025Change
Profit (loss) for the period9904-€1,963-€948-€18,440€1,936-
+ Depreciation and write-downs630--€14,288€4,462▼ 68.8%
Operating cash flow (approximation)-€1,963-€948-€4,152€6,398-
Investment in fixed assets (approximation)---€0-
Change in cash-€447€9,122€4,297▼ 52.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 07-07-2026 2026-00269970
31-12-2024 micro format 22-07-2025 2025-00303604
31-12-2023 micro format 12-08-2024 2024-00342542
31-12-2022 micro format 29-08-2023 2023-00431414

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 9,527 active companies whose main activity is development of residential building projects (NACE 68121), figures are known for 7,506. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 21 December 2021, VOLTIMMO was incorporated as a private limited company.1 In 2026 the registered office moved to Courcelles.2 Total assets went from €1,037 in 2022 to €114,350 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-02-2026
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
financial year 2025 · micro format
13-02
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 17-12-2025
  • Registered-office move, 6180 Courcelles, rue du Nord 58
2025
31-12
Financial Back to profitnet €1,936
Net result €1,936 after 3 loss-making years.
22-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Weakest financial yearnet -€18,440
Net result drops to -€18,440, the lowest in the series; recovery starts the following year.
12-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 12 days late
2023
29-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 29 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded21-12-2021
Financial year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
Phone 0492728461Soignies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778920193
Also 9925:BE0778920193
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0778.920.193

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
1,143 m²
Building footprint
304 m²
Building volume
1,850 m³
2 parcels, Wallonia · tallest building 8.4 m. Linked by address, not a title deed.
1 establishment unit
Voltimmo
Chaussée du Roeulx 150, 7060 SoigniesDevelopment of residential building projects
since 2022unit no. 2.326.519.858
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
52322A0199/00D003 Wallonia 700 m² 1 · 121 m² 8.4 m · 2
55040B0703/00B002 Wallonia 443 m² 1 · 184 m² 7.8 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.