VOLCKAERT
ActiveSummary
VOLCKAERT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215,231 and a net result of -€31,465. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 77% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-70
Solvency91▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 8.35 against 8.57 in 2024; short-term debt: 11.8% and cash: 18.9% of total assets), and 33.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
-9.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d late
2023
187 d late
2022
51 d late
2021
53 d late
2020
9 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 March (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€215,231▼ 12.8%
2024 · €246,695
Total assets
€324,344▼ 9.4%
2024 · €358,075
Net result
-€31,465
2024 · €23,064
Working capital
€280,514▼ 8.4%
2024 · €306,217
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€44,530▼ 29.9%-€31,717€26,013€1,598▼ 93.9%-€25,875
Net result€64,733above the sector's middle half▲ 46.9%-€30,159below the sector's middle half€35,218above the sector's middle half€23,064above the sector's middle half▼ 34.5%-€31,465below the sector's middle half
Equity€220,151above the sector's middle half▲ 40.2%€188,413above the sector's middle half▼ 14.4%€223,631above the sector's middle half▲ 18.7%€246,695above the sector's middle half▲ 10.3%€215,231above the sector's middle half▼ 12.8%
Total assets€360,477above the sector's middle half▲ 22.6%€294,941within the sector's middle half▼ 18.2%€334,975above the sector's middle half▲ 13.6%€358,075above the sector's middle half▲ 6.9%€324,344within the sector's middle half▼ 9.4%
Debt€140,326▲ 2.4%€106,528▼ 24.1%€111,344▲ 4.5%€111,379=€109,114▼ 2.0%
Working capital€274,032above the sector's middle half▲ 23.9%€251,105above the sector's middle half▼ 8.4%€289,124above the sector's middle half▲ 15.1%€306,217above the sector's middle half▲ 5.9%€280,514above the sector's middle half▼ 8.4%
Solvency61.1%above the sector's middle half▲ 7.7pp63.9%above the sector's middle half▲ 2.8pp66.8%above the sector's middle half▲ 2.9pp68.9%above the sector's middle half▲ 2.1pp66.4%above the sector's middle half▼ 2.5pp
Current ratio6.06above the sector's middle half▼ 0.5010.97above the sector's middle half▲ 4.9110.44above the sector's middle half▼ 0.538.57above the sector's middle half▼ 1.878.35above the sector's middle half▼ 0.22
Return on assets (ROA)18.0%above the sector's middle half▲ 3.0pp-10.2%below the sector's middle half▼ 28.2pp10.5%within the sector's middle half▲ 20.7pp6.4%within the sector's middle half▼ 4.1pp-9.7%below the sector's middle half▼ 16.1pp
Staff (FTE)0.5▼ 58.3%0.4▼ 20.0%1.2▲ 200%0.3▼ 75.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25,875 after €1,598 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €324,344
Fixed assets
€5,645 ▼ 50.5%
Current assets
€318,699 ▼ 8.1%
Equity and liabilities €324,344
Equity
€215,231 ▼ 12.8%
Debt
€109,114 ▼ 2.0%
Debt's share of the balance-sheet total rises from 31.1% to 33.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€20,113▼
2024 · €7,817
Cash flow
-€25,702▼
2024 · €29,284
Debt to equity
0.51▲
2024 · 0.45
ROE
-14.6%▼
2024 · 9.3%
Interest coverage
-2.02▼
2024 · 14.05
Debt ≤ 1 year
€38,185▼
2024 · €40,450
Debt > 1 year
€70,929=
2024 · €70,929
Income taxes
€55▼
2024 · €12,709
Staff costs
€6,765▲
2024 · €6,266
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,590 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €26,001 | €18,002 | €6,266 | €6,765 | ▲ 8.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,772 | €5,174 | €6,023 | €6,220 | €5,762 | ▼ 7.4% |
| Other operating charges640/8 | - | €1,549 | €1,229 | €1,124 | €830 | ▼ 26.2% |
| Non-recurring operating charges66A | - | €41,258 | €630 | - | €7,632 | - |
| Gross operating margin9900 | €98,855 | €42,265 | €51,896 | €15,208 | -€4,886 | ▼ 132% |
| Operating profit (loss)9901 | €44,530 | -€31,717 | €26,013 | €1,598 | -€25,875 | ▼ 1,720% |
| Financial income75/76B | - | €2,465 | €13,428 | €35,854 | €4,436 | ▼ 87.6% |
| Recurring financial income75 | €895 | €2,465 | €1,354 | €1,498 | €3,568 | ▲ 138% |
| Non-recurring financial income76B | - | - | €12,074 | €34,356 | €868 | ▼ 97.5% |
| Financial charges65/66B | - | €698 | €676 | €1,677 | €9,970 | ▲ 494% |
| Recurring financial charges65 | €1,507 | €698 | €676 | €556 | €9,970 | ▲ 1,692% |
| Non-recurring financial charges66B | - | - | - | €1,121 | - | - |
| Profit (loss) for the period before taxes9903 | €83,842 | -€29,950 | €38,765 | €35,774 | -€31,409 | ▼ 188% |
| Income taxes67/77 | €19,109 | €209 | €3,547 | €12,709 | €55 | ▼ 99.6% |
| Profit (loss) for the period9904 | €64,733 | -€30,159 | €35,218 | €23,064 | -€31,465 | ▼ 236% |
| Profit (loss) for the period to be appropriated9905 | €64,733 | -€30,159 | €35,218 | €23,064 | -€31,465 | ▼ 236% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €360,477 | €294,941 | €334,975 | €358,075 | €324,344 | ▼ 9.4% |
| Fixed assets21/28 | €32,285 | €18,647 | €15,223 | €11,408 | €5,645 | ▼ 50.5% |
| Tangible fixed assets22/27 | €32,081 | €18,443 | €15,223 | €11,408 | €5,645 | ▼ 50.5% |
| Plant, machinery and equipment23 | - | €4,080 | €3,225 | €4,534 | €3,439 | ▼ 24.2% |
| Furniture and vehicles24 | - | €12,670 | €10,687 | €5,944 | €1,659 | ▼ 72.1% |
| Other tangible fixed assets26 | - | €1,693 | €1,311 | €929 | €547 | ▼ 41.1% |
| Financial fixed assets28 | €204 | €204 | - | - | - | - |
| Current assets29/58 | €328,191 | €276,294 | €319,751 | €346,667 | €318,699 | ▼ 8.1% |
| Stocks and contracts in progress3 | €861 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €42,097 | €48,165 | €49,224 | €60,304 | €52,290 | ▼ 13.3% |
| Trade receivables40 | - | €46,665 | €49,134 | €57,397 | €50,549 | ▼ 11.9% |
| Other amounts receivable41 | - | €1,500 | €91 | €2,907 | €1,741 | ▼ 40.1% |
| Current investments50/53 | €192,703 | €183,619 | €213,451 | €256,686 | €204,339 | ▼ 20.4% |
| Cash at bank and in hand54/58 | €82,367 | €40,721 | €46,832 | €29,677 | €61,443 | ▲ 107% |
| Deferred charges and accrued income490/1 | - | €3,789 | €10,243 | - | €627 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €360,477 | €294,941 | €334,975 | €358,075 | €324,344 | ▼ 9.4% |
| Equity10/15 | €220,151 | €188,413 | €223,631 | €246,695 | €215,231 | ▼ 12.8% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €201,559 | €199,980 | €205,039 | €228,103 | €228,103 | = |
| Non-distributable reserves130/1 | - | €7,373 | €7,373 | - | - | - |
| Reserves not available under the articles1311 | - | €7,373 | €7,373 | - | - | - |
| Distributable reserves133 | - | €192,607 | €197,666 | €228,103 | €228,103 | = |
| Profit (loss) carried forward14 | - | -€30,159 | - | - | -€31,465 | - |
| Amounts payable17/49 | €140,326 | €106,528 | €111,344 | €111,379 | €109,114 | ▼ 2.0% |
| Amounts payable after more than one year17 | €84,088 | €79,531 | €75,118 | €70,929 | €70,929 | = |
| Financial debts170/4 | - | €8,602 | €4,189 | - | - | - |
| Other amounts payable178/9 | - | €70,929 | €70,929 | €70,929 | €70,929 | = |
| Amounts payable within one year42/48 | €54,159 | €25,189 | €30,627 | €40,450 | €38,185 | ▼ 5.6% |
| Current portion of amounts payable after more than one year42 | - | €4,556 | €4,514 | €4,189 | - | - |
| Trade debts44 | €10,207 | €3,070 | €12,152 | €4,129 | €11,184 | ▲ 171% |
| Suppliers440/4 | - | €3,070 | €12,152 | €4,129 | €11,184 | ▲ 171% |
| Taxes, remuneration and social security45 | - | €3,013 | €4,174 | €16,443 | €12,709 | ▼ 22.7% |
| Taxes450/3 | - | €898 | €2,824 | €12,709 | €12,709 | = |
| Remuneration and social security454/9 | - | €2,115 | €1,350 | €3,734 | - | - |
| Other amounts payable47/48 | - | €14,550 | €9,787 | €15,689 | €14,292 | ▼ 8.9% |
| Accrued charges and deferred income492/3 | - | €1,808 | €5,599 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €64,733 | -€30,159 | €35,218 | €23,064 | -€31,465 | ▼ 236% |
| + Depreciation and write-downs630 | €9,772 | €5,174 | €6,023 | €6,220 | €5,762 | ▼ 7.4% |
| Operating cash flow (approximation) | €74,505 | -€24,985 | €41,242 | €29,284 | -€25,702 | ▼ 188% |
| Investment in fixed assets (approximation) | - | €8,464 | -€2,600 | -€2,404 | €0 | ▲ 100% |
| Change in cash | - | -€41,646 | €6,111 | -€17,155 | €31,766 | ▲ 285% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet -€31,465
Net result drops to -€31,465, the lowest in the series.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 187 days late
2023
30-06
Financial
Back to profitnet €35,218
Net result €35,218 after one loss-making year.
30-06
Financial
Equity above €200,000Eq €223,631 ▲18.7%
Equity rises from €188,413 to €223,631.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
30-06
Financial
Highest result since 2019net €64,733 ▲46.9%
Net result €64,733, the highest in the series.
30-06
Financial
Equity above €200,000Eq €220,151 ▲40.2%
3 profitable years in a row build equity to €220,151.
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-06
Financial
Equity above €150,000Eq €156,997 ▲39%
2 profitable years in a row build equity to €156,997.
Show earlier events
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 242 days late
2018
19-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 19 days late
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1993
Ground area
1,480 m²
Building footprint
511 m²
Volume, LiDAR
2,011 m³
Parcel 44058B0388/00B000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Meierij 69, 9820 Merelbeke-Melle
since 19932.060.779.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44058B0388/00B000 | Flanders | 1,480 m² | 1 · 511 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900WRDDVHIRK5RP91
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Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. 915 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-1993
Fiscal year end30-06
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Contact
E-mail
bloemenvolckaert@skynet.beMerelbeke-Melle
Phone
09/223.23.35Merelbeke-Melle
E-invoicing
Reachable via Peppol
Peppol ID
0208:0449286380
Also
9925:BE0449286380
Registered
17-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.