VOITURON'S LUXURY CERCLE
ActiveThe computed 12-month bankruptcy probability of VOITURON'S LUXURY CERCLE is 2.4% (moderate). The 2025 annual accounts show equity of €47k and a net result of €10k. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 13270 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-2
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 3.39 in 2024; short-term debt: 23.9% and cash: 62.9% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
39 d early
2023
8 d early
2022
1 d late
2021
27 d early
2020
46 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 27.2%
2024 · €37k
2018: €6k
2019: €18k
2020: €6k
2021: €17k
2022: €32k
2023: €34k
2024: €37k
2018 → 2025
Total assets
€62k▲ 21.6%
2024 · €51k
2018: €13k
2019: €30k
2020: €11k
2021: €27k
2022: €44k
2023: €40k
2024: €51k
2018 → 2025
Net result
€10k▲ 12.7%
2024 · €9k
2018: €-9k
2019: €12k
2020: €-12k
2021: €10k
2022: €15k
2023: €9k
2024: €9k
2018 → 2025
Working capital
€45k▲ 35.6%
2024 · €33k
2018: €-536
2019: €11k
2020: €4k
2021: €16k
2022: €28k
2023: €29k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€32k▲ 89.3%€34k▲ 8.6%€37k▲ 8.7%€47k▲ 27.2%
Operating result€12k-€15k▲ 27.6%€13k▼ 18.4%€15k▲ 21.3%€16k▲ 6.9%
Net result€10k-€15k▲ 44.6%€9k▼ 41.3%€9k▲ 3.0%€10k▲ 12.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€2k▼ 43.0%
Current assets
€60k▲ 27.0%
Equity and liabilities €62k
Equity
€47k▲ 27.2%
Debt
€15k▲ 6.5%
The debt ratio falls from 27.2% to 23.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €17k
Cash flow
€12k▲
2024 · €11k
Solvency
76.1%▲
2024 · 72.8%
Current ratio
4.04▲
2024 · 3.39
Quick ratio
4.00▲
2024 · 3.30
Debt / equity
0.31▼
2024 · 0.37
ROE
21.4%▼
2024 · 24.1%
ROA
16.3%▼
2024 · 17.6%
Interest coverage
7.99▲
2024 · 7.22
Debt
€15k▲
2024 · €14k
Debt ≤ 1 year
€15k▲
2024 · €14k
Income taxes
€4k▼
2024 · €4k
Staff costs
€52k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€62k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Financial fixed assets28€203€203=
Current assets29/58€47k€60k▲
Stocks and contracts in progress3€1k€548▼
Stocks30/36€1k€548▼
Amounts receivable within one year40/41€20k€20k▲
Other amounts receivable41€20k€20k▲
Cash at bank and in hand54/58€26k€39k▲
Deferred charges and accrued income490/1€66-
Equity and liabilities
Total equity and liabilities10/49€51k€62k▲
Equity10/15€37k€47k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€17k€27k▲
Amounts payable17/49€14k€15k▲
Amounts payable within one year42/48€14k€15k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€1k€5k▲
Other amounts payable47/48€6k-
Income statement
Code20242025
Remuneration, social security and pensions62€42k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€66
Gross operating margin9900€60k€72k▲
Operating profit (loss)9901€15k€16k▲
Financial income75/76B€101€68▼
Recurring financial income75€101€68▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€14k▲
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€9k€10k▲
Profit (loss) for the period to be appropriated9905€9k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€27k▲
Profit (loss) brought forward from the previous period14P€14k€17k▲
Profit to be distributed694/7€6k-
Directors or managers695€6k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Highest result since 2018net €15k ▲44.6%
Net result €15k, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 46 days late
2020
31-12
Financial
Weakest financial yearnet €-12k ▼196%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.94
Current ratio from 0.93 to 1.94.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 132 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 14-161000 BrusselGround area
81 m²
Building footprint
82 m²
Volume, LiDAR
1,464 m³
Parcel 21808H1453/00C000, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
LA DOLCE MIA
since 20162.251.772.846
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1453/00C000 | Brussels | 81 m² | 1 · 82 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.251.772.846
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,071 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2012
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0498/61.61.37