Vodelio
ActiveVodelio has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €46k. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 628 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 21.89 against 4.32 in 2024; short-term debt: 4.4% and cash: 87.5% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
36.3%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
41 d late
2023
35 d late
2022
31 d late
2021
46 d late
2020
51 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€121k▲ 61.3%
2024 · €75k
2018: €26k
2019: €14k
2020: €36k
2021: €24k
2022: €54k
2023: €72k
2024: €75k
2018 → 2025
Total assets
€126k▲ 31.4%
2024 · €96k
2018: €35k
2019: €21k
2020: €41k
2021: €55k
2022: €81k
2023: €109k
2024: €96k
2018 → 2025
Net result
€46k▲ 262%
2024 · €13k
2018: €14k
2019: €-12k
2020: €22k
2021: €222
2022: €40k
2023: €43k
2024: €13k
2018 → 2025
Working capital
€116k▲ 64.7%
2024 · €71k
2018: €25k
2019: €11k
2020: €34k
2021: €23k
2022: €48k
2023: €67k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€54k▲ 125%€72k▲ 33.5%€75k▲ 3.7%€121k▲ 61.3%
Operating result€13k-€50k▲ 275%€51k▲ 0.4%€24k▼ 53.2%€49k▲ 108%
Net result€222-€40k▲ 17,935%€43k▲ 7.7%€13k▼ 70.7%€46k▲ 262%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 108% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€4k▲ 3.0%
Current assets
€122k▲ 32.7%
Equity and liabilities €126k
Equity
€121k▲ 61.3%
Debt
€6k▼ 73.8%
The debt ratio falls from 22.1% to 4.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €25k
Cash flow
€48k▲
2024 · €14k
Solvency
95.6%▲
2024 · 77.9%
Current ratio
21.89▲
2024 · 4.32
Quick ratio
21.89▲
2024 · 4.32
Debt / equity
0.05▼
2024 · 0.28
ROE
38.0%▲
2024 · 16.9%
ROA
36.3%▲
2024 · 13.2%
Interest coverage
168.13▲
2024 · 126.26
Debt
€6k▼
2024 · €21k
Debt ≤ 1 year
€6k▼
2024 · €21k
Income taxes
€3k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€126k▲
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€320€2k▲
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€700€0▼
Current assets29/58€92k€122k▲
Amounts receivable within one year40/41€6k€11k▲
Trade receivables40€6k€10k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€86k€110k▲
Deferred charges and accrued income490/1€2-
Equity and liabilities
Total equity and liabilities10/49€96k€126k▲
Equity10/15€75k€121k▲
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€60k€106k▲
Amounts payable17/49€21k€6k▼
Amounts payable within one year42/48€21k€6k▼
Financial debts43€503-
Credit institutions430/8€503-
Trade debts44€865€432▼
Suppliers440/4€865€432▼
Taxes, remuneration and social security45€5k-
Taxes450/3€5k-
Other amounts payable47/48€15k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8-€214
Gross operating margin9900€25k€51k▲
Operating profit (loss)9901€24k€49k▲
Financial charges65/66B€201€305▲
Recurring financial charges65€201€305▲
Profit (loss) for the period before taxes9903€23k€49k▲
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€13k€46k▲
Profit (loss) for the period to be appropriated9905€13k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€106k▲
Profit (loss) brought forward from the previous period14P€58k€60k▲
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €46k ▲262%
Net result €46k, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 21.89
Current ratio from 4.32 to 21.89; short-term debt falls from €21k to €6k.
31-12
Financial
Equity above €100kEq €121k ▲61.3%
6 profitable years in a row build equity to €121k.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.41
Current ratio from 2.56 to 7.41; short-term debt falls from €7k to €5k.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Weakest financial yearnet €-12k ▼189%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Stefaansstraat 1131932 ZaventemGround area
151 m²
Building footprint
63 m²
Volume, LiDAR
474 m³
Parcel 23078A0075/00D000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vodelio
since 20182.272.460.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0075/00D000 | Flanders | 151 m² | 1 · 63 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,294 companies in sector 74120 we hold annual accounts for 1,011. 787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2018
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.