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Vocvo

Active
Non-profit associationfounded 199036 yrs activeFrederik de Merodestraat 27, 2800 Mechelen, BelgiumKBO/BCE: BE 0443.425.503
Summary

Vocvo has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335,765 and a net result of -€2,836. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
VocvoActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of newspapers and periodicals
NACE 47621NACE 47620NACE 52470
1 site
Size
€977,413total assets 2025
Staff
25.3 FTE
Equity
€335,765
Loss
-€2,836
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 128 d early0 of 15 deeds read
Why 94- Sector Retail trade (NACE 47)+ Legal form Non-profit association+ Liquidity: current ratio 2.24, cash €390,116+ Founded in 1990Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 49% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 59+6
equity 34.4% of total assets
Liquidity 78+34
short-term debt 44.4% · cash 39.9%
Profitability 28-65
return on assets -0.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,675 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +2.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +1.0% vs 03-2025highest value 05-2025: 0.1%● 0.0% vs 04-2025highest value 06-2025: < 0.1%▼ -73.3% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -10.7% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Legal form Non-profit association lowers the probability
  • Liquidity: current ratio 2.24, cash €390,116 lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 1990 lowers the probability for this profile
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.76 in 2024; short-term debt: 44.4% and cash: 39.9% of total assets), but 65.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 54%, liquidity 94%, profitability 15%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.24, cash €390,116
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
128 d early
2024
66 d early
2023
13 d early
2022
62 d early
2021
125 d early
2020
113 d early
2019
125 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 90 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 May (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €232,656

Key points

  • Caution: From profit to loss in 2025after €232,656 in 2024 -€2,836 View
  • Among the largest 5% on gross marginsector median €216,458 · 11,734 companies €2.2m View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Flemish supportawarded 2022 - 2025 €7.8m View

By topic

Financials

Fiscal year
2025
Total assets
€977,413
Loss
-€2,836
Solvency
34.4%
Total assets▼ 19.2%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-07-2027
  1. 25-03-2026Annual accounts filed
  2. 26-05-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Retail sale of newspapers and periodicalsNACE 47621
Founded
27-09-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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