Equity
€20,530 from €171,347 in 2024
Equity fell by 88% in 1 year.
VOA CONSTRUCT
Overview
Lifetime
4 annual accounts with figures on one time axispeak €163,082 (2024)
€38,400▼ 76.5%
peak €161,112 (2024)
€35,214▼ 78.1%
peak €171,347 (2024)
€20,530▼ 88.0%
€64,142▼ 88.5%
Board1 name since 2022
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €163,082 to €38,400Result from €161,112 to €35,214Equity from €171,347 to €20,530Debts from €558,279 to €64,142Cash from €8,566 to €12,287
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,974 companies had the same profile as VOA CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.4%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,974 companies, not a prediction for VOA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- 80 sharesdeed of 25-01-2022
- 20 sharesdeed of 25-01-2022
Recent changes
Registered office moved from Lasne to Bierghes
New registered office: Rue du Radoux 80, 1430 Bierghes · Previous registered office: Rue de la Bachée 29, 1380 Lasne · General meeting of 31-03-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0780737459
Registered office moved from Braine-l'Alleud to Plancenoit
New registered office: Rue de la Bachée 29 à 1380 Plancenoit · Previous registered office: Chaussée de Nivelles 150 boîte 1 à 1420 Braine-l'Alleud · General meeting of 12-12-2022 · Gazette deed
Incorporation
Founding capital of €1,400, 100 shares · Founders: (comparant) and (comparant) · Appointment: (director) · published on 25-01-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VOA CONSTRUCT Rebecq | €84,671 | €38,400 | 24.2% | - |
| La vie en couleur Vaux-sur-Sûre | €88,367 | €36,498 | 35.3% | - |
| Mi-Paint Beringen | €86,981 | €35,686 | 64.7% | - |
| COOL & CO PEINTURE Fleurus | €81,961 | €42,485 | 47.7% | - |
| P.G. PAINTING Herent | €93,973 | €36,441 | 4.0% | - |
| RGS Beringen | €79,059 | €34,922 | 44.4% | - |
| ECOMFORT ZONE Halle | €94,509 | €36,776 | 41.2% | - |
These companies have the same main activity as VOA CONSTRUCT: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €79,100 and €94,500, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 21-01-2022Normal situation
- Activity
- Painting of buildingsNACE 43341and 2 others
- Establishment unit
- 2.352.272.1701430 Rebecq, since 21-01-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 13-12-2024
Annual accounts 2025
- €38,400▼ 76.5%
- ≈ €230,000estimated
- €35,214▼ 78.1%
- €20,530▼ 88.0%
- €84,671▼ 88.4%
- Filing
- Filed on 31-08-2026
Insights on VOA CONSTRUCT
VOA CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €10,420 in 2022 to €38,400 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€38,400
▼ 76.5%
€35,214
▼ 78.2%
€35,214
▼ 78.1%
€10,580
▼ 93.2%
24.2%
▲ 0.8 percentage points
1.16
▼ 0.11
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €160,000 and €380,000.
Balance sheet
balance sheet total €84,671 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
24.2%
Higher than 26% of 37,177 companies in 2025.
1.16
Higher than 28% of 36,472 companies in 2025.
41.6%
Higher than 92% of 36,707 companies in 2025.
VOA CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
84,671 | 729,626 | 149,817 | 59,290 | |
21/28 |
9,950 | 16,708 | 4,208 | 8,208 | |
22/27 |
9,950 | 16,708 | 4,208 | 8,208 | |
24 |
9,950 | 16,708 | 4,208 | 8,208 | |
29/58 |
74,721 | 712,918 | 145,609 | 51,082 | |
40/41 |
61,972 | 703,227 | 135,918 | 47,281 | |
40 |
61,972 | 583,345 | 78,876 | 15,120 | |
41 |
- | 119,881 | 57,042 | 32,161 | |
54/58 |
12,287 | 8,566 | 8,566 | 2,675 | |
490/1 |
463 | 1,126 | 1,126 | 1,126 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
84,671 | 729,626 | 149,817 | 59,290 | |
10/15 |
20,530 | 171,347 | 10,235 | 4,548 | |
10/11 |
1,400 | 1,400 | 1,400 | 1,400 | |
14 |
19,130 | 169,947 | 8,835 | 3,148 | |
17/49 |
64,142 | 558,279 | 139,582 | 54,742 | |
42/48 |
64,142 | 558,279 | 139,582 | 54,742 | |
42 |
178 | 706 | 3,050 | 4,650 | |
44 |
5,939 | 396,527 | 36,772 | 3,090 | |
440/4 |
5,939 | 396,527 | 36,772 | 3,090 | |
46 |
- | 45,000 | 45,000 | 45,000 | |
45 |
4,103 | 76,047 | 14,759 | 2,002 | |
450/3 |
4,103 | 76,047 | 14,759 | 2,002 | |
47/48 |
53,921 | 40,000 | 40,000 | - | |
| Income statement | |||||
9900 |
38,400 | 163,082 | 52,537 | 10,420 | |
630 |
3,019 | - | 4,000 | 3,792 | |
640/8 |
167 | 1,873 | 2,528 | 993 | |
9901 |
35,214 | 161,210 | 46,009 | 5,636 | |
65/66B |
- | 97 | 322 | 486 | |
65 |
- | 97 | 322 | 486 | |
9903 |
35,214 | 161,112 | 45,687 | 5,150 | |
67/77 |
- | - | - | 2,002 | |
9904 |
35,214 | 161,112 | 45,687 | 3,148 | |
9905 |
35,214 | 161,112 | 45,687 | 3,148 | |
| Appropriation of the result | |||||
9906 |
49,130 | 169,947 | 48,835 | 3,148 | |
14P |
13,915 | 8,835 | 3,148 | - | |
694/7 |
30,000 | - | 40,000 | - | |
695 |
30,000 | - | 40,000 | - | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00505311.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 38,233 | - | 50,009 | 9,427 | ||
| 38,233 | - | 49,687 | 6,940 | ||
| 1,032 | 12,500 | 0 | 12,000 | ||
| 3,721 | 0 | 5,891 | - | ||
| 10,580 | 154,639 | 6,027 | -3,660 | ||
| 24.2% | 23.5% | 6.8% | 7.7% | ||
| 1.16 | 1.28 | 1.04 | 0.93 | ||
| 3.12 | 3.26 | 13.64 | 12.04 | ||
| 171.5% | 94.0% | 446.4% | 69.2% | ||
| 41.6% | 22.1% | 30.5% | 5.3% | ||
| - | - | over 100 | 19.41 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €1,032 | €12,500 | - | €12,000 |
| €3,019 | - | €4,000 | €3,792 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on VOA CONSTRUCT
The operating result for 2025 is 78% lower than in 2024 and the lowest since 2022.
Debt's share of the balance-sheet total falls from 76.5% to 75.8%. Equity and debt are lower.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Article 14. Rémunération des administrateurs L’assemblée générale décide si le mandat d’administrateur est ou non exercé gratuitement. Si le…”deed of 25-01-2022
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 25-01-2022, still in office
Control
Founders
,
This company
VOA CONSTRUCT
Equity €20,530
Profit €35,214 in 2025
Capital
- Contribution
- €1,400
- Shares
- 100
- Contribution per share
- €14
- Equity per share
- €205 in 2025
- Source
- deed of 25-01-2022
Articles of association
deed of 25-01-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 25-01-2022 ↗
- 80 shares (80%) · €1,120
- 20 shares (20%) · €280
Network & group
No group
VOA CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. VOA CONSTRUCT shares no director with another company.
Timeline
Timeline
11 events since 2022Filings
Financial
Establishments
Address
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
Registered office moved from Lasne to BierghesNew registered office: Rue du Radoux 80, 1430 Bierghes · Previous registered office: Rue de la Bachée 29, 1380 Lasne · General meeting of 31-03-20252 points ▸
- General meeting, 31-03-2025
- Registered-office move, Rue du Radoux 80, 1430 Bierghes
2025
Annual accounts 2024 filed PDFmicro format · 133 days late
2024
Highest result from 2022 to 2025 net €161,112 ▲253% The operating result of €161,210 and the net result of €161,112 are both a record.
Equity above €150,000 equity €171,347 ▲1,574% With a profit in every financial year since 2022, equity grows to €171,347.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0780737459
Annual accounts 2023 filed PDFmicro format · 31 days late
2023
Annual accounts 2022 filed PDFmicro format · 31 days late
Registered office moved from Braine-l'Alleud to PlancenoitNew registered office: Rue de la Bachée 29 à 1380 Plancenoit · Previous registered office: Chaussée de Nivelles 150 boîte 1 à 1420 Braine-l'Alleud · General meeting of 12-12-20222 points ▸
- General meeting, 12-12-2022
- Registered-office move, Rue de la Bachée 29 à 1380 Plancenoit
2022
IncorporationFounding capital of €1,400, 100 shares · Founders: (comparant) and (comparant) · Appointment: (director) · published on 25-01-20224 points ▸
- Director appointment, (director (not named in the articles))
- Founder, (comparant)
- Founder, (comparant)
- Founding capital, €1,400, 100 shares
- The deed holds 6 more points.
First establishment Rue du Radoux 80, Rebecq
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 21 January 2022, VOA CONSTRUCT was incorporated as a private limited company by two natural persons, with a starting capital of €1,400.12 The registered office moved to Plancenoit in 2023 and to Bierghes in 2026.34 is director of the company, appointed by deed of 25-01-2022.2 Total assets went from €59,290 in 2022 to €84,671 in 2025.5
Company details
Identity
- Enterprise number
- 0780.737.459
- VAT number
- BE 0780.737.459
- Peppol ID
- 0208:0780737459
- Other Peppol ID
- 9925:BE0780737459
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 21-01-2022
- Financial year
- ends on 31 December
- Peppol
- Reachable since 13-12-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VOA CONSTRUCT in French
- Name in the Peppol Directory
- Emilie Vermeiren
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 25-01-2022 (in French)
Activities
NACEBEL 202543341
Painting of buildings main activity
43230
Insulation installation
Codes under NACEBEL 2008
43341
Painting of buildings main activity
43291
Specialised construction activities
43299
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Tous produits alimentaires tels que fruits,légumes,conserves,produits laitiers,produits de la mer,poissons,boucherie,articles de ménage et…”deed of 25-01-2022 (in French)
18 activities
- Tous produits alimentaires tels que fruits,légumes,conserves,produits laitiers,produits de la mer,poissons,boucherie,articles de ménage et articles cadeaux
- Tous les articles de parfumerie,de toilette,cosmétiques,produits de beauté,maquillage ainsi que savons et détergents
- Tous textiles en général,vêtements divers,chaussures,cordonnerie,serrurerie,maroquinerie dans le sens le plus large
- Tous produits de l’artisanat en général,tapisseries,antiquités,brocantes,objets de décoration et tous mobiliers
- Tous bijoux,orfèvrerie
- Matériels de construction,de bricolage,matériel électrique et électronique,sanitaire et de plomberie,machines industrielles
- Tous les articles d’horticulture tels que fleurs,plantes,articles de jardinage,aménagement et entretien de jardins et de pépinières
- Tous appareils électroménagers,audio,vidéo,électronique,télécommunication,livres et revues,matériel de bureau et informatique
- Tous biens et marchandises,tous produits et matériaux
- Commerce d’alimentation générale dans le sens plus large du terme,cabines téléphoniques
- Night-shop
- Dépôt et atelier de fabrication de tous produits de boulangerie et de pâtisserie,de tous produits alimentaires et non alimentaires
- Boucherie,charcuterie,ainsi que la vente,l’achat,l’import,l’export,la distribution,la commercialisation,la fabrication,la conception,la préparation et le commerce en général de tous produits ayant un rapport avec la boucherie,la charcuterie,l’épicerie fine
- Le commerce ambulant
- Libraire dans le sens le plus large du mot,le commerce de détail en journaux,les magazines,les hebdomadaires,les revues,les livres,les articles de papeterie,les cartes routières,les plans de villes et similaires,les billets de loterie,le lotto,le tiercé,les articles pour fumeurs dans le sens le plus large du mot
- Salons de coiffure hommes,dames et enfants,les conseils en beauté et en soins de visage et corps,les soins de la peau et d’épilation,les soins de manucure et de pédicure
- L’achat,la vente,l’importation,l’exportation,la location à court ou à long termes,le leasing,la représentation,la fabrication,le montage,la démolition,le transport de réparation,le lavage,l’entretien de tous les véhicules automobiles,voitures mixtes,utilitaires,camions,motos,cyclomoteurs,vélos ainsi que des accessoires et pièces de ces véhicules,le tout neuf ou d’occasion,en ce compris le commerce de détail et de gros de pièces détachées et d’équipements divers,le commerce des huiles,essences,carburants,lubrifiants,moteurs,pneumatiques et d’une manière générale de produits quelconques se rapportant à l’automobile,atelier de réparation de carrosserie automobile et de tous les véhicules,car-wash,station-service
- Entreprise de taxis,de bureaux de centralisation d’appels téléphoniques et de transmissions pour taxis,la location de tous types de véhicules,avec ou sans chauffeur et le covoiturage,une mise en relation entre chauffeur et utilisateur de transport via des plateformes (application Smartphone)
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue du Radoux 80 registered office 1430 Rebecq 43120 Site preparation | 21-01-2022 | 2.352.272.170 |
2 former offices
- Rue de la Bachée 29, 1380 Lasne until 01-04-2025 · deed of 25-02-2026
- Chaussée de Nivelles 150 boîte 1, 1420 Braine-l'Alleud until 12-12-2022 · deed of 01-02-2023
Buildings and parcels at the address
- Ground area
- 2,450 m²
- Buildings
- 182 m²
- Volume, LiDAR
- 1,278 m³
- Tallest building
- 9.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25007E0009/00Z003 | 2,450 m² | 1 · 182 m² | 9.6 m · 2 |
Contact
E-mail
voa.construct@hotmail.com
Phone
+32 492 31 20 51
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0780.737.459