VÔ-MO ACADEMY
ActiveVÔ-MO ACADEMY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-25k) and a net result of €-985. Equity is shrinking by ~40.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+60
Solvency0=
Growth70▲+15
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.22 in 2024; short-term debt: 168.7% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-68.7%
Return on assets
-2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-25k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
13 d late
2022
30 d late
2021
10 d late
2020
5 d late
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€57k▼ 2.3%
2024 · €59k
2022: €35k
2024: €59k
2022 → 2025
EBIT margin
-1.1%▲ 11.9pp
2024 · -13.0%
2022: -63.0%
2024: -13.0%
2022 → 2025
Net result
€-985▲ 87.5%
2024 · €-8k
2018: €-3k
2019: €4k
2020: €8k
2021: €1k
2022: €-22k
2023: €-6k
2024: €-8k
2018 → 2025
Working capital
€-50k▼ 25.0%
2024 · €-40k
2018: €-3k
2019: €506
2020: €-11k
2021: €-18k
2022: €-35k
2023: €-33k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€35k€59k€57k▼ 2.3%
Equity€12k-€-10k€-16k▼ 58.3%€-24k▼ 50.4%€-25k▼ 4.2%
Operating result€2k-€-22k€-5k▲ 78.8%€-8k▼ 64.8%€-652▲ 91.4%
Net result€1k-€-22k€-6k▲ 73.9%€-8k▼ 36.8%€-985▲ 87.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €652 in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€25k▲ 55.4%
Current assets
€11k▼ 2.3%
Key figures and ratios
EBITDA
€6k▲
2024 · €-1k
Cash flow
€6k▲
2024 · €-1k
Solvency
-68.7%▲
2024 · -87.1%
Current ratio
0.18▼
2024 · 0.22
Quick ratio
0.03▼
2024 · 0.04
Debt / equity
-2.45▼
2024 · -2.15
ROA
-2.8%▲
2024 · -29.2%
Interest coverage
30.45▲
2024 · -8.45
Debt
€60k▲
2024 · €51k
Debt ≤ 1 year
€60k▲
2024 · €51k
Income taxes
€141▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€36k▲
Formation expenses20€0€0=
Fixed assets21/28€16k€25k▲
Tangible fixed assets22/27€16k€25k▲
Land and buildings22€5k€13k▲
Plant, machinery and equipment23€5k€10k▲
Furniture and vehicles24€7k€3k▼
Financial fixed assets28€30€30=
Current assets29/58€11k€11k▼
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€800€912▲
Trade receivables40€800€912▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€394€80▼
Deferred charges and accrued income490/1€608€554▼
Equity and liabilities
Total equity and liabilities10/49€27k€36k▲
Equity10/15€-24k€-25k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-42k€-43k▼
Amounts payable17/49€51k€60k▲
Amounts payable within one year42/48€51k€60k▲
Trade debts44€902€704▼
Suppliers440/4€902€704▼
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€3k€645▼
Taxes450/3€3k€645▼
Remuneration and social security454/9-€0
Other amounts payable47/48€47k€59k▲
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Turnover70€59k€57k▼
Goods, raw materials, services and sundry goods60/61€60k€52k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€2k€693▼
Non-recurring operating charges66A-€0
Gross operating margin9900€609€7k▲
Operating profit (loss)9901€-8k€-652▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€129€192▲
Recurring financial charges65€129€192▲
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€-8k€-844▲
Income taxes67/77€140€141▲
Profit (loss) for the period9904€-8k€-985▲
Profit (loss) for the period to be appropriated9905€-8k€-985▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-43k▼
Profit (loss) brought forward from the previous period14P€-34k€-42k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-22k ▼1856%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Highest result since 2018net €8k ▲74.9%
Operating result €8k, net result €8k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2015
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-05-2015
Denis Sébastier: Resigned as Managing director
18-11-2013
DEWÈVRE Pierre Joseph Auguste Daniel Georges Ghislain: Resigned as Managing director
18-11-2013
VANDERBECK Christine Alfred Marcelle Ghislaine: Resigned as Managing director
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arimont-Route des Aminces 24960 Malmedy1 establishment unit
VÔ-MO Academy
since 20122.208.857.076
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Of 6,714 companies in sector 96230 we hold annual accounts for 629. 425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2012
Fiscal year end31-12
Activities, NACEBEL
96040Personal service activities
96230Day spas, saunas and steam baths
47400Retail sale of information and communication equipment
47410Retail trade
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
85599Other education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filings
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.