VO Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €48k and a net result of €15k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 9864 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
35 d early
2022
33 d early
2021
38 d early
2020
38 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 46.1%
2023 · €33k
2018: €29k
2019: €29k
2020: €24k
2021: €20k
2022: €17k
2023: €33k
2018 → 2024
Net result
€15k▼ 3.1%
2023 · €16k
2018: €4k
2019: €-112
2020: €-4k
2021: €-4k
2022: €-3k
2023: €16k
2018 → 2024
Total assets
€90k▼ 15.3%
2023 · €106k
2018: €165k
2019: €154k
2020: €138k
2021: €123k
2022: €111k
2023: €106k
2018 → 2024
Solvency
53.1%▲ 22.3pp
2023 · 30.8%
2018: 17.4%
2019: 18.6%
2020: 17.6%
2021: 16.2%
2022: 15.4%
2023: 30.8%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€20k▼ 18.1%€17k▼ 14.2%€33k▲ 90.9%€48k▲ 46.1%
Operating result€-3k-€-3k▼ 7.8%€-2k▲ 46.7%€20k€25k▲ 21.2%
Net result€-4k-€-4k▼ 2.6%€-3k▲ 35.8%€16k€15k▼ 3.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 21% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90k
Fixed assets
€56k▼ 18.0%
Current assets
€34k▼ 10.4%
Equity and liabilities €90k
Equity
€48k▲ 46.1%
Debt
€42k▼ 42.6%
The debt ratio falls from 69.2% to 46.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
53.1%▲
2023 · 30.8%
ROE
31.6%▼
2023 · 47.6%
ROA
16.8%▲
2023 · 14.7%
Debt
€42k▼
2023 · €73k
Debt ≤ 1 year
€16k▼
2023 · €38k
Debt > 1 year
€26k▼
2023 · €35k
Income taxes
€7k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€106k€90k▼
Fixed assets21/28€68k€56k▼
Tangible fixed assets22/27€68k€56k▼
Land and buildings22€67k€55k▼
Plant, machinery and equipment23€654€318▼
Furniture and vehicles24€0-
Current assets29/58€38k€34k▼
Amounts receivable within one year40/41€30k€28k▼
Trade receivables40€30k€25k▼
Other amounts receivable41€280€2k▲
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€450€0▼
Equity and liabilities
Total equity and liabilities10/49€106k€90k▼
Equity10/15€33k€48k▲
Contributions10/11€19k€19k=
Reserves13€14k€29k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€14k€29k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€73k€42k▼
Amounts payable after more than one year17€35k€26k▼
Financial debts170/4€35k€26k▼
Amounts payable within one year42/48€38k€16k▼
Current portion of amounts payable after more than one year42€9k€9k=
Trade debts44€154€140▼
Suppliers440/4€154€140▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€27k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A€37€0▼
Gross operating margin9900€35k€41k▲
Operating profit (loss)9901€20k€25k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€18k€22k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€16k€15k▼
Profit (loss) for the period to be appropriated9905€16k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€15k▲
Profit (loss) brought forward from the previous period14P€-8k€0▲
Transfer to equity691/2€8k€15k▲
To other reserves6921€8k€15k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.08
Current ratio from 1.00 to 2.08; short-term debt falls from €38k to €16k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after 4 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolf Reydamslaan 72400 MolGround area
268 m²
Building footprint
122 m²
Volume, LiDAR
790 m³
Parcel 13434F0075/00G003, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vo Consult
since 20102.186.286.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0075/00G003 | Flanders | 268 m² | 1 · 122 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,293 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.