VN Consult
ActiveVN Consult has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €49k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+7
Solvency43▼-6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.26 in 2024; short-term debt: 62.6% and cash: 12.5% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
13.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
24 d early
2023
44 d early
2022
32 d early
2021
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 26.8%
2024 · €91k
2021: €18k
2022: €18k
2023: €104k
2024: €91k
2021 → 2025
Total assets
€365k▼ 3.0%
2024 · €377k
2021: €27k
2022: €32k
2023: €324k
2024: €377k
2021 → 2025
Net result
€49k▲ 76.2%
2024 · €28k
2021: €16k
2022: €1k
2023: €86k
2024: €28k
2021 → 2025
Working capital
€-165k▲ 21.7%
2024 · €-211k
2021: €18k
2022: €18k
2023: €-181k
2024: €-211k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€18k▲ 1.4%€104k▲ 480%€91k▼ 12.8%€67k▼ 26.8%
Operating result€23k-€12k▼ 49.5%€13k▲ 8.8%€41k▲ 223%€70k▲ 70.0%
Net result€16k-€1k▼ 93.4%€86k▲ 8,152%€28k▼ 67.9%€49k▲ 76.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets
€302k▼ 0.1%
Current assets
€63k▼ 15.0%
Equity and liabilities €365k
Equity
€67k▼ 26.8%
Debt
€299k▲ 4.5%
The debt ratio rises from 75.9% to 81.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€71k▲
2024 · €42k
Cash flow
€49k▲
2024 · €28k
Solvency
18.2%▼
2024 · 24.1%
Current ratio
0.28▲
2024 · 0.26
Quick ratio
0.28▲
2024 · 0.26
Debt / equity
4.49▲
2024 · 3.14
ROE
73.4%▲
2024 · 30.5%
ROA
13.4%▲
2024 · 7.4%
Interest coverage
137.46▲
2024 · 39.47
Debt
€299k▲
2024 · €286k
Debt ≤ 1 year
€229k▼
2024 · €286k
Debt > 1 year
€70k
Income taxes
€21k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€377k€365k▼
Fixed assets21/28€302k€302k▼
Tangible fixed assets22/27€6k€6k▼
Land and buildings22€6k€6k▼
Financial fixed assets28€296k€296k=
Current assets29/58€74k€63k▼
Amounts receivable within one year40/41€70k€14k▼
Trade receivables40€35k€12k▼
Other amounts receivable41€35k€1k▼
Cash at bank and in hand54/58€4k€46k▲
Deferred charges and accrued income490/1€266€4k▲
Equity and liabilities
Total equity and liabilities10/49€377k€365k▼
Equity10/15€91k€67k▼
Contributions10/11€2k€2k=
Reserves13€89k€65k▼
Non-distributable reserves130/1€16k€16k=
Reserves not available under the articles1311€16k€16k=
Distributable reserves133€73k€49k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€286k€299k▲
Amounts payable after more than one year17-€70k
Other amounts payable178/9-€70k
Amounts payable within one year42/48€286k€229k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€18k€19k▲
Other amounts payable47/48€266k€209k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€217€275▲
Other operating charges640/8€2k€608▼
Gross operating margin9900€43k€71k▲
Operating profit (loss)9901€41k€70k▲
Financial income75/76B€460€0▼
Recurring financial income75€460€0▼
Financial charges65/66B€1k€513▼
Recurring financial charges65€1k€513▼
Profit (loss) for the period before taxes9903€41k€70k▲
Income taxes67/77€13k€21k▲
Profit (loss) for the period9904€28k€49k▲
Profit (loss) for the period to be appropriated9905€28k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€49k▲
Transfer from equity791/2€13k€73k▲
Transfer to equity691/2€0€49k▲
To other reserves6921€0€49k▲
Profit to be distributed694/7€41k€73k▲
Return on contributions (dividend)694€41k€73k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €86k ▲8152%
Net result €86k, the highest in the series.
31-12
Financial
Equity above €100kEq €104k ▲480%
3 profitable years in a row build equity to €104k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €1k ▼93.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wanmolenstraat 932400 MolGround area
277 m²
Building footprint
79 m²
Parcel 13433E2185/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
VN Consult
since 20212.312.366.469
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E2185/00D000 | Flanders | 277 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 555 EUR awarded · 555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 555 EUR | 555 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
52230Warehousing and support activities for transportation
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.