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VMWA

Active
Private limited companyfounded 20242 yrs activeLeuvensesteenweg 394, 1932 Zaventem, BelgiumKBO/BCE: BE 1007.034.303
Summary

VMWA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,160 and a net result of €29,160. Its solvency ranks better than 33% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.9; short-term debt: 37.9% and cash: 10.3% of total assets), but 62.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
37.4%
Return on assets
31.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
33 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VMWA was incorporated on 12 March 2024 as a Private limited company.1 The registered office was moved to Sint-Stevens-Woluwe in 2026.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 29-06-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€34,160
Total assets
€91,424
Net result
€29,160
Working capital
€31,082

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €91,424
Fixed assets €25,701
Current assets €65,723
Equity and liabilities €91,424
Equity €34,160
Debt €57,264
Debt finances 62.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€68,163
Cash flow
€52,413
Current ratio
1.90
Debt to equity
1.68
ROE
85.4%
ROA
31.9%
Interest coverage
11.76
Debt ≤ 1 year
€34,641
Debt > 1 year
€22,623
Income taxes
€11,895

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€91,424
Fixed assets21/28€25,701
Tangible fixed assets22/27€24,701
Plant, machinery and equipment23€635
Furniture and vehicles24€24,066
Financial fixed assets28€1,000
Current assets29/58€65,723
Amounts receivable within one year40/41€56,147
Trade receivables40€6,545
Other amounts receivable41€49,602
Cash at bank and in hand54/58€9,405
Deferred charges and accrued income490/1€172
Equity and liabilities
Total equity and liabilities10/49€91,424
Equity10/15€34,160
Contributions10/11€5,000
Reserves13€29,160
Distributable reserves133€29,160
Amounts payable17/49€57,264
Amounts payable after more than one year17€22,623
Financial debts170/4€22,623
Amounts payable within one year42/48€34,641
Current portion of amounts payable after more than one year42€7,996
Trade debts44€7,775
Suppliers440/4€7,775
Taxes, remuneration and social security45€18,869
Taxes450/3€18,869
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,252
Other operating charges640/8€2,226
Gross operating margin9900€70,389
Operating profit (loss)9901€44,911
Financial income75/76B€1,942
Recurring financial income75€1,942
Financial charges65/66B€5,797
Recurring financial charges65€5,797
Profit (loss) for the period before taxes9903€41,055
Income taxes67/77€11,895
Profit (loss) for the period9904€29,160
Profit (loss) for the period to be appropriated9905€29,160
Appropriation of the result
Profit (loss) to be appropriated9906€29,160
Transfer to equity691/2€29,160
To other reserves6921€29,160

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,252
Other operating charges640/8€2,226
Gross operating margin9900€70,389
Operating profit (loss)9901€44,911
Financial income75/76B€1,942
Recurring financial income75€1,942
Financial charges65/66B€5,797
Recurring financial charges65€5,797
Profit (loss) for the period before taxes9903€41,055
Income taxes67/77€11,895
Profit (loss) for the period9904€29,160
Profit (loss) for the period to be appropriated9905€29,160
Line2025
Assets
Total assets20/58€91,424
Fixed assets21/28€25,701
Tangible fixed assets22/27€24,701
Plant, machinery and equipment23€635
Furniture and vehicles24€24,066
Financial fixed assets28€1,000
Current assets29/58€65,723
Amounts receivable within one year40/41€56,147
Trade receivables40€6,545
Other amounts receivable41€49,602
Cash at bank and in hand54/58€9,405
Deferred charges and accrued income490/1€172
Equity and liabilities
Total equity and liabilities10/49€91,424
Equity10/15€34,160
Contributions10/11€5,000
Reserves13€29,160
Distributable reserves133€29,160
Amounts payable17/49€57,264
Amounts payable after more than one year17€22,623
Financial debts170/4€22,623
Amounts payable within one year42/48€34,641
Current portion of amounts payable after more than one year42€7,996
Trade debts44€7,775
Suppliers440/4€7,775
Taxes, remuneration and social security45€18,869
Taxes450/3€18,869
Line2025
Profit (loss) for the period9904€29,160
+ Depreciation and write-downs630€23,252
Operating cash flow (approximation)€52,413

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
02-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
29-06
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 01-01-2026
  • Registered-office move, Leuvensesteenweg 394, 1932 Sint-Stevens-Woluwe
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
3,446 m²
Building footprint
1,211 m²
Volume, LiDAR
6,971 m³
Parcel 23078A0347/00A000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
VMWA
Leuvensesteenweg 394, 1932 ZaventemActivities of lawyers
since 20242.359.193.517
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23078A0347/00A000 Flanders 3,446 m² 1 · 1,211 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 420 EUR awarded · 420 EUR paid
Year Entries awardedpaid
2025 1 420 EUR420 EUR
Schemes
1 entry · 420 EUR · 420 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. 6,837 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007034303
Also 9925:BE1007034303
Registered 18-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.