VMV Haaltert
ActiveVMV Haaltert has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €13k and a net result of €8k. Its solvency ranks better than 31% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
Axes
Profitability100
Solvency20
Growth-
Stability79
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.89), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.8%
Return on assets
10.2%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
68 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€13k
Total assets
€75k
Net result
€8k
Working capital
€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €73k
Fixed assets
€39k
Current assets
€34k
Equity and liabilities €75k
Equity
€13k
Debt
€63k
Debt finances 83.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€16k
Solvency
16.8%
Current ratio
0.89
Quick ratio
0.47
Debt / equity
4.95
ROE
60.6%
ROA
10.2%
Interest coverage
4.58
Debt
€63k
Debt ≤ 1 year
€38k
Debt > 1 year
€13k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€75k
Formation expenses20€3k
Fixed assets21/28€39k
Tangible fixed assets22/27€39k
Plant, machinery and equipment23€22k
Furniture and vehicles24€17k
Current assets29/58€34k
Stocks and contracts in progress3€16k
Stocks30/36€16k
Amounts receivable within one year40/41€6k
Trade receivables40€6k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€75k
Equity10/15€13k
Contributions10/11€5k
Profit (loss) carried forward14€8k
Amounts payable17/49€63k
Amounts payable after more than one year17€13k
Financial debts170/4€13k
Amounts payable within one year42/48€38k
Current portion of amounts payable after more than one year42€8k
Trade debts44€22k
Suppliers440/4€22k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Accrued charges and deferred income492/3€12k
Income statement
Code2024
Non-recurring operating income76A€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€4k
Non-recurring operating charges66A€700
Gross operating margin9900€13k
Operating profit (loss)9901€44
Financial income75/76B€13k
Recurring financial income75€13k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€3k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkskenhoek (HA) 309450 HaaltertGround area
1,846 m²
Building footprint
289 m²
Volume, LiDAR
1,326 m³
Parcel 41024B1916/00A000, Flanders · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VMV Haaltert
since 20232.350.026.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024B1916/00A000 | Flanders | 1,846 m² | 1 · 289 m² | 5.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D-Jantes
BE 0767.892.976
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BE 0598.870.971
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PNEUS D'OR
BE 0765.873.297
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CANNES PARTNERS
BE 0804.623.908
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KM21
BE 0567.521.462
Antwerpen · Eq €11k
Of 990 companies in sector 95315 we hold annual accounts for 422. 199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2023
Fiscal year end31-12
Activities, NACEBEL
95315Tyre services
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
47820Retail sale of motor vehicle parts and accessories
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.