VMV FINANCES

Private limited companyfounded 20179 yrs activeGrand-Rue(OBI) 21, 7743 Pecq, BelgiumKBO/BCE: BE 0668.904.872

Summary

VMV FINANCES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

VMV FINANCESActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€1.9mtotal assets 2025

Equity: €1.9m

Financial health

Bankruptcy chance 12 m: 0.4%

Too few figures to score

Structure

Accounts filed 29 d late0 of 6 deeds read

Signals- Liquiditeit niet neergelegd+ Size: total assets €1.9m+ Equity €1.9m (99.9% of total assets)+ No main activity registeredA punctual record breaksShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.6% 12-2024: 0.6%▼ -1.5% vs 11-2024 01-2025: 0.5%▼ -6.4% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%▼ -14.0% vs 02-2025 04-2025: 0.5%▲ +9.0% vs 03-2025 05-2025: 0.5%▼ -1.4% vs 04-2025 06-2025: 0.5%▼ -7.6% vs 05-2025 07-2025: 0.5%● 0.0% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%▼ -1.5% vs 11-2025 01-2026: 0.4%▼ -6.3% vs 12-2025 02-2026: 0.4%▼ -0.7% vs 01-2026lowest value 03-2026: 0.4%● 0.0% vs 02-2026lowest value 04-2026: 0.5%▲ +10.8% vs 03-2026 05-2026: 0.7%▲ +41.2% vs 04-2026highest value 06-2026: 0.5%▼ -30.2% vs 05-2026 07-2026: 0.4%▼ -4.7% vs 06-2026 08-2026: 0.4%● 0.0% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026

Liquiditeit niet neergelegd raises the probability
Size: total assets €1.9m lowers the probability for this profile
Equity €1.9m (99.9% of total assets) lowers the probability
No main activity registered lowers the probability

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquiditeit niet neergelegd

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €1.9m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €1.9m (99.9% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 7 filings

Deviation from the deadline

2025

29 d late

2024

1 d early

2023

33 d early

2022

33 d early

2021

39 d early

2020

475 d late

2019

67 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 66 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 March (4 of the last 5 filed years within 31 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close05-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage